Car insurance group for new driver?

Car insurance group for new driver?

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Discussion

NDT

Original Poster:

1,753 posts

265 months

Monday 18th May 2020
quotequote all
My daughter's about to start learning and none of our cars are suitable for her so I've got to buy another car.
Thinking ahead to when she's passed the test and has to get insured - how much difference is there between two relatively low insurance groups?
For example - 1.1l fiesta, 70PS or so - group 5; 1.0 ecoboost fiesta, 99PS, - group 10?
Is there a massive jump group 5 to 10?

NDT

Original Poster:

1,753 posts

265 months

Monday 18th May 2020
quotequote all
kambites said:
yes Bear in mind that she will be FAR more expensive to insure once she passes her test than she is as a learner, so get some quotes for a fresh full licence with her as the main driver.
Yes, that's exactly my thinking - something that's not going to be crazy to insure when she's passed.
Taking the Fiesta example, I'm sure the little ecoboost is a better car than the 1.1 (and there are loads around, which helps) - but it's no good if it's going to be loads more to insure.

NDT

Original Poster:

1,753 posts

265 months

Monday 18th May 2020
quotequote all
Jaetten said:
Insurance groups don't always decide price.

My fist year quotes were:

Land Rover Defender 2.5NAD 90" 1988 - £800 PA fully comp, car value £3500.
Renault Clio 1.4 2007? - £1700 PA fully comp, car value £4000.
Honda Civic 1.6 SE Exec 2002 (my first car) - £2600 PA fully comp, car value £675 paid.

For an experiment:
Jaguar XE 2.2 2015 - £997 PA fully com, car value £15'000.

I got the 1.0l Fiesta Ecoboost several years later, great car. If it's cheap enough to insure for you I'd recommend.
very helpful - thanks