End of first PCP advice

[T_Smith]

Hi all,
First time poster and hardly the brightest when it comes to maths so bear with me. I'd really appreciate some advice with regards to the end of my first PCP in July.

I currently pay £255 a month, my settlement figure is £10,800, the residual figure is £9200 and my car is currently valued by the dealership at £13,800.
From my initial inquiries I don't think I will get a deal as cheap as my last one. I have no issues with the car and wouldn't be opposed to keeping it. I'd really like to get people's opinions who are experienced with PCP deals on what would be the best thing to do next.

Thanks in advance!

[T_Smith]

liner33 said:

What is the car worth trade in IE a price from wbac?

wbac £14,225 but dealership valued it at £13,800

[T_Smith]

Thanks to everyone who took the time read and reply to my question, it was really helpful! I'm now pretty certain I will take a personal loan at 2.8% and buy the car from the finance company.