Model 3 UK orders.

Model 3 UK orders.

Author
Discussion

p1stonhead

25,711 posts

168 months

Wednesday 13th November 2019
quotequote all
jamoor said:
p1stonhead said:
jamoor said:
REALIST123 said:
You don’t think? That’ll stand up well if it turns out it does matter.

Amazing how naive some people are........ wink
Why would it matter? Has the car been modified from the manufacturers specification?? NOOOO
The cars power has changed since you took out the policy. Doesn’t matter if it’s a modification or not. Could as well be a new engine changed by the manufacturer. It’s changed from your insurance policy standpoint not a modification standpoint.

You KNOW insurance companies will try and worm out of it if they even have the slightest chance. Risky in the extreme to not tell them ImO.
Not really, if your car goes in for a new gearbox with uprated internals due to the old one being made of cheese, you don't get on the blower to your insurance company to tell them about it.

Or when someone replaces the dodgy bearings on a V8/10 BMW S engine with the new parts from BMW,it's the same story.
If there was a power increase, yes I’d tell them. It’s an upgrade.

RobDickinson

31,343 posts

255 months

Wednesday 13th November 2019
quotequote all
There's always someone willing to piss on your chips.

And both of you have no interest in tesla so why are you so worried? Go stick with your relics that never get performance updates.

jamoor

14,506 posts

216 months

Wednesday 13th November 2019
quotequote all
RobDickinson said:
There's always someone willing to piss on your chips.

And both of you have no interest in tesla so why are you so worried? Go stick with your relics that never get performance updates.
I doubt they have ever lived with one never mind owned one.

p1stonhead

25,711 posts

168 months

Wednesday 13th November 2019
quotequote all
RobDickinson said:
There's always someone willing to piss on your chips.

And both of you have no interest in tesla so why are you so worried? Go stick with your relics that never get performance updates.
Here’s Elon’s bumlicker to save the day!

Like clockwork.

This particular discussion has nothing to do with tesla. It’s about insurance companies and how they work.

RobDickinson

31,343 posts

255 months

Wednesday 13th November 2019
quotequote all
You'll never be in the position to care.

Its not the first time they've done this and there is no issue.

p1stonhead

25,711 posts

168 months

Wednesday 13th November 2019
quotequote all
RobDickinson said:
You'll never be in the position to care.

Its not the first time they've done this and there is no issue.
Why won’t I be? I’ve said numerous times I plan on buying an electric car next. I just don’t have a poster of Elon above my bed.

Don’t plan on getting screwed by an insurance company though.

RobDickinson

31,343 posts

255 months

Wednesday 13th November 2019
quotequote all
List all the companies who have rolled out free power upgrades for their customers ota.

anonymous-user

55 months

Wednesday 13th November 2019
quotequote all
Tbf there is 8 years of precedent, so if insurers took issue it would have made headlines at some point.

p1stonhead

25,711 posts

168 months

Wednesday 13th November 2019
quotequote all
RobDickinson said:
List all the companies who have rolled out free power upgrades for their customers ota.
What’s that got to do with anything?

RobDickinson

31,343 posts

255 months

Wednesday 13th November 2019
quotequote all
Old man screams at cloud. Jpg

jamoor

14,506 posts

216 months

Wednesday 13th November 2019
quotequote all
Sambucket said:
Tbf there is 8 years of precedent, so if insurers took issue it would have made headlines at some point.
Indeed
The owners don't care
Tesla doesn't care
The insurance companies don't care (otherwise the ABI would release some guidelines like they did for car sharing)

Only the people who don't even own a car seem to care.

FurtiveFreddy

8,577 posts

238 months

Wednesday 13th November 2019
quotequote all
It's OK if they put my insurance up.
I can pay for the increase with the money I've made on TSLA.

biggrin

anonymous-user

55 months

Wednesday 13th November 2019
quotequote all
RobDickinson said:
There's always someone willing to piss on your chips.

And both of you have no interest in tesla so why are you so worried? Go stick with your relics that never get performance updates.
Who’s worried? laugh you’re the one who gets overexcited in these discussions.

As it happens what do you know about UK insurance? Do you even have any down there? I know it’s not compulsory, unless it’s changed recently.

This is what a major UK insurer says:

Modifying your car

“That doesn't just mean adding a rear spoiler to your BMW, you'll also need to let us know if you're re-spraying the car, making cosmetic changes or adding any modifications that affect performance. There is the chance we won't be able to cover the modification at all. A modification may also result in an increased premium so it's best to find that out first.“

But hey, you’re right. I have no interest in Tesla. Crack on.

anonymous-user

55 months

Wednesday 13th November 2019
quotequote all
Is there a distinction between owner and manufacture mods?

p1stonhead

25,711 posts

168 months

Wednesday 13th November 2019
quotequote all
Well if you add a mod even from a manufacturer (that keeps the warranty even) like Mountune for a Ford, you have to notify your insurers. Who carries out a mod has no bearing on the insurance company policy.

anonymous-user

55 months

Wednesday 13th November 2019
quotequote all
I’m 99.9% sure direct line are not expecting 10000 model 3 owners to call them up today to let them know about the update.

I’m also pretty sure no X and S owner has suffered from not doing so.

Edited by anonymous-user on Wednesday 13th November 18:43

p1stonhead

25,711 posts

168 months

Wednesday 13th November 2019
quotequote all
Sambucket said:
I’m 99.9% sure direct line are not expecting 10000 model 3 owners to call them up today to let them know about the update.

I’m also pretty sure no X and S owner has suffered from not doing so.
They won’t be expecting it and may not have done so yet, but they may keep it in their back pocket for a later date wink

Why not just declare it to be safe? I don’t get why you wouldn’t.

anonymous-user

55 months

Wednesday 13th November 2019
quotequote all
p1stonhead said:
They won’t be expecting it and may not have done so yet, but they may keep it in their back pocket for a later date wink

Why not just declare it to be safe? I don’t get why you wouldn’t.
For the same reason I believe in climate change.

Evanivitch

20,327 posts

123 months

Wednesday 13th November 2019
quotequote all
p1stonhead said:
Well if you add a mod even from a manufacturer (that keeps the warranty even) like Mountune for a Ford, you have to notify your insurers. Who carries out a mod has no bearing on the insurance company policy.
Yes, it does.

Tesla aren't modifying the car. They are updating the cars to meet the latest definition (the baseline) of what a Tesla Model 3. Therefore the end result meets the definition of a "Tesla Model 3" the same as every other one on the road.

Also note, there are loads of grey areas in car insurance "modification". Tyres, friction material and fueling can all offer performance advantages, but they are not considered deviations by the insurance company or the manufacturer.

Durzel

12,297 posts

169 months

Wednesday 13th November 2019
quotequote all
p1stonhead said:
Sambucket said:
I’m 99.9% sure direct line are not expecting 10000 model 3 owners to call them up today to let them know about the update.

I’m also pretty sure no X and S owner has suffered from not doing so.
They won’t be expecting it and may not have done so yet, but they may keep it in their back pocket for a later date wink

Why not just declare it to be safe? I don’t get why you wouldn’t.
If you rang up and said you've had a power increase applied to the car I doubt whoever you spoke to would understand (or care) that it was done by Tesla instead of yourself. I would imagine (but this is a guess) they would load your policy by whatever they would normally do if you said it suddenly had 25bhp more.

Just my 2p. I wouldn't tell them though, since you'd only know it was there if you read the release notes in the car. Plausible deniability, or something.