Insurance uplift with remap

[bcr5784]

I'm thinking of having the Life 110 remap on my PE. If you have done that what uplift in insurance has resulted? I've been quoted £80 extra on just over £400 without the remap.

[bcr5784]

Interestingly (or not), whatever mod I put in instead of a remap - a suspension mod or bodykit - the uplift was the same with my insurer LV . Even with the uplift LV were much the cheapest insurer for me on moneysupermarket.

I wouldn't have thought that Life110 springs would have raised the premium, but it certainly does with LV. So you might be on dodgy grounds if you don't tell your insurer. I suppose even a geo change might be regarded as a suspension modification....

[bcr5784]

worldwidewebs said:

It isn't

It shouldn't be - but have you queried it with your insurance? LV seem to classify any mod as increased risk. A sports steering wheel, or wider tyres or sidestripes (!) for example all result in an increased premium - about £50 in all those examples.

[bcr5784]

worldwidewebs said:

Do they even know what you were talking about?

I'm pretty sure they know what sidestripes are! Fitting braided brake hoses also gives an increase in premium! I can only assume that they take the view (rightly or wrongly) that the "sort of person" who mods his car is higher risk than someone who doesn't.