Ford Mustang GT (2017 spec)
Discussion
My little uncomplicated Vespa 300 which was stolen and crashed numerous times a year ago but returned to me last month has cost hundreds in repairs, yet still I'm finding things wrong with it.
Got a new seat for it yesterday, as the original was ruined by the thieves, only to find it won't fit properly as they must have bent the heavy duty seat lock, in order to rip it open.
The more I work on it, the more I find.
Something as complicated as a modern car must be a nightmare when damaged so badly in a crash, even if thousands are spent on fixing it.
Got a new seat for it yesterday, as the original was ruined by the thieves, only to find it won't fit properly as they must have bent the heavy duty seat lock, in order to rip it open.
The more I work on it, the more I find.
Something as complicated as a modern car must be a nightmare when damaged so badly in a crash, even if thousands are spent on fixing it.
selym said:
Bubba Zanetti said:
You need to get this back on the road. Be a shame to write it off after only a few months.
I couldn't agree less, sorry. Once it's been in a smash you don't particularly want it back - there'll always be that niggle that it's not driving right. Bubba Zanetti said:
selym said:
Bubba Zanetti said:
You need to get this back on the road. Be a shame to write it off after only a few months.
I couldn't agree less, sorry. Once it's been in a smash you don't particularly want it back - there'll always be that niggle that it's not driving right. 
A letter from the third parties insurer (or claim manager) this morning, offering to assist with my claim in any way possible... Free loan car, car repairs etc.
My insurers have already dealt with all of that, but sounds like liability has been properly accepted, which is good news.
Hopefully find out about my car today...
My insurers have already dealt with all of that, but sounds like liability has been properly accepted, which is good news.
Hopefully find out about my car today...
Dr Interceptor said:
A letter from the third parties insurer (or claim manager) this morning, offering to assist with my claim in any way possible... Free loan car, car repairs etc.
My insurers have already dealt with all of that, but sounds like liability has been properly accepted, which is good news.
Hopefully find out about my car today...
Let's hope you get the result you want.My insurers have already dealt with all of that, but sounds like liability has been properly accepted, which is good news.
Hopefully find out about my car today...
I've had confirmation from my insurers that the third party has accepted full liability, so all good there.
I've spoken to Autotech Reading, who are assessing my car... They've put on their estimate that it needs two chassis legs, as both have moved. The whole front of the car has actually shifted laterally, so its re-jigging, and aligning suspension components etc.
My insurers have authorised a strip down of the front end for further investigation, as its (still only) borderline write-off.
Given that, I'm now going to have a word with my insurer, as even if Houdini himself repairs that car, it's never going to be the same again.
I've spoken to Autotech Reading, who are assessing my car... They've put on their estimate that it needs two chassis legs, as both have moved. The whole front of the car has actually shifted laterally, so its re-jigging, and aligning suspension components etc.
My insurers have authorised a strip down of the front end for further investigation, as its (still only) borderline write-off.
Given that, I'm now going to have a word with my insurer, as even if Houdini himself repairs that car, it's never going to be the same again.
Dr Interceptor said:
CABC said:
sad sight.
out of interest why did 3rd party accept liability so quickly?
No idea... No real argument I guess, careless right turn in front of oncoming traffic.out of interest why did 3rd party accept liability so quickly?
kiethton said:
That - its a lot more cost effective for them if they can sort that all out quickly (if liability is this obvious) and deal with the innocent party themselves - avoids adding a huge slice of what would then be unnecessary AMC/Hire car/legal costs to the claim
i'm asking as i thought in so many cases ins companies just settled on 50:50 unless there was very clear evidence to the contrary, not just balance of probability. it's a nightmare scenario that Dr I hasn't suffered.i (thankfully) have little experience in this, but i do wonder whether it's a matter of time. this was a bright blue car on a clear day after all.
CABC said:
this was a bright blue car on a clear day after all.
With lights on!There was no question in my mind from the outset, I'm just pleased that that side of things has been settled quickly.
I've put a call into the repairs team at my insurer, expressing my concerns with regards to the scale of the repairs on such a new vehicle. The estimate is already over £15k.
Dr Interceptor said:
With lights on!
There was no question in my mind from the outset, I'm just pleased that that side of things has been settled quickly.
I've put a call into the repairs team at my insurer, expressing my concerns with regards to the scale of the repairs on such a new vehicle. The estimate is already over £15k.
It is odd. My GT is Magnetic Grey which seems to render it invisible, even with headlights blazing. I seem to get vehicles pulling out remarkably frequently. There was no question in my mind from the outset, I'm just pleased that that side of things has been settled quickly.
I've put a call into the repairs team at my insurer, expressing my concerns with regards to the scale of the repairs on such a new vehicle. The estimate is already over £15k.
15k is very close to write off, I'd have thought.
eldar said:
Dr Interceptor said:
With lights on!
There was no question in my mind from the outset, I'm just pleased that that side of things has been settled quickly.
I've put a call into the repairs team at my insurer, expressing my concerns with regards to the scale of the repairs on such a new vehicle. The estimate is already over £15k.
It is odd. My GT is Magnetic Grey which seems to render it invisible, even with headlights blazing. I seem to get vehicles pulling out remarkably frequently. There was no question in my mind from the outset, I'm just pleased that that side of things has been settled quickly.
I've put a call into the repairs team at my insurer, expressing my concerns with regards to the scale of the repairs on such a new vehicle. The estimate is already over £15k.
Now I don't want to be a dick here but these guys...
https://www.youtube.com/watch?v=hBePeBMklko&t=...
...are looking for a Coyote Mustang donor for their MG shell.
If she's a write off I can't imagine a better home for her heart.
https://www.youtube.com/watch?v=hBePeBMklko&t=...
...are looking for a Coyote Mustang donor for their MG shell.
If she's a write off I can't imagine a better home for her heart.
I’d agree, that’d be an ideal project for mine to donor into. 5500 mile engine, already had an oil change, properly looked after.... alas, no firm decision yet, will be on at them again tomorrow, although from the conversation I had earlier, it may well be later this week we know for sure.
Bit of an update...
We still don't have a definite decision on write off vs. Repair.
As it stands my car will be repaired, as the costs don't stack up to the write off break point against the cars value. However, a lot of the parts have got to come from the US, and may be on a two month lead time - that might result in a 3 month repair, and with the hire charges, that might write the car off.
But we don't know that yet, my insurers are still weighing up the options.
As my policy provides new for old within the first year, I thought I'd play devils advocate and find out what is in group stock within various dealer networks across the UK. New Mustangs in stock are rare due to the 6-9 month waiting time, but I've found a Mustang GT Fastback in Velocity Blue coming into stock in around 4 weeks time.
To make that a more attractive proposition for them, I've said in writing this morning that if they were to secure that (or another suitable replacement), I'd make do without a loan vehicle for a month while I waited for delivery of the new one. That might just save the third party £3500 in hire charges, so might make them more keen. It's not an issue to me either, I'll use the classics to run around in, or use one of the company vans if need be.
We'll see.
We still don't have a definite decision on write off vs. Repair.
As it stands my car will be repaired, as the costs don't stack up to the write off break point against the cars value. However, a lot of the parts have got to come from the US, and may be on a two month lead time - that might result in a 3 month repair, and with the hire charges, that might write the car off.
But we don't know that yet, my insurers are still weighing up the options.
As my policy provides new for old within the first year, I thought I'd play devils advocate and find out what is in group stock within various dealer networks across the UK. New Mustangs in stock are rare due to the 6-9 month waiting time, but I've found a Mustang GT Fastback in Velocity Blue coming into stock in around 4 weeks time.
To make that a more attractive proposition for them, I've said in writing this morning that if they were to secure that (or another suitable replacement), I'd make do without a loan vehicle for a month while I waited for delivery of the new one. That might just save the third party £3500 in hire charges, so might make them more keen. It's not an issue to me either, I'll use the classics to run around in, or use one of the company vans if need be.
We'll see.
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