Does anybody use Swiftcover Insurance?
Discussion
Hopefully moving back to 911 territory shortly and I've just had a quote from Swiftcover:
2007 C2S
Value approx £42k
8k miles per year
Protected no claims
Personal accident cover
Driving abroad
Legal protection
windscreen cover etc.
£500 Excess + £500 compulsory excess
All of the above @ £306.75
I'm 47 with 3 points for speeding, live in West Sussex and this is by far the best I have had so far - so good I can't be sure if I buy they'll honour it!
Anybody else use them and is their cover as good as it appears?
2007 C2S
Value approx £42k
8k miles per year
Protected no claims
Personal accident cover
Driving abroad
Legal protection
windscreen cover etc.
£500 Excess + £500 compulsory excess
All of the above @ £306.75
I'm 47 with 3 points for speeding, live in West Sussex and this is by far the best I have had so far - so good I can't be sure if I buy they'll honour it!
Anybody else use them and is their cover as good as it appears?
Not on my car but the wife has them for her X3 3.0sd - it was easily the cheapest quote. She had a claim with them last year on a 50:50 liability roundabout incident and they sorted repairs at our nominated centre and a hire car (not a very good one) and we got 50% of the excess back pretty quickly. Accident was 6 days before we were due to use the car to drive to France and we got the car back in time with no hassle.
Admitedly only one experience, but a good one when it needed to be.
Admitedly only one experience, but a good one when it needed to be.
Some nice lady decided last year to turn right, into a lorry that was doing 40mph. She didn't see it FFS. Her car was a write off, the lorry as well, and her car flung back into my car which was stationery at the time from the impact. Her insurers were Swiftcover.
Based on the fact that it was no fault (which actually took 3 weeks for Swiftcover to admit after she tried to tell them that I drove into the back of her - photos that I took proved that to be impossible) on the damage to my car, all I can say is that even when they admitted no fault, it then took ages for them to agree repairs and so on.
I won't refer to the name that some people call them but it still starts with S, has 4 letters and still ends with "cover".
I wouldn't be insuring my P&J with them.
Based on the fact that it was no fault (which actually took 3 weeks for Swiftcover to admit after she tried to tell them that I drove into the back of her - photos that I took proved that to be impossible) on the damage to my car, all I can say is that even when they admitted no fault, it then took ages for them to agree repairs and so on.
I won't refer to the name that some people call them but it still starts with S, has 4 letters and still ends with "cover".
I wouldn't be insuring my P&J with them.
996ttalot said:
Based on the fact that it was no fault (which actually took 3 weeks for Swiftcover to admit after she tried to tell them that I drove into the back of her - photos that I took proved that to be impossible) on the damage to my car, all I can say is that even when they admitted no fault, it then took ages for them to agree repairs and so on.
Sorry to hear about your experience but just to look at this from another point of view - it was not really in the interests of her insurers to add more parties to the claim and increase their costs given that you had no contract with them. I am not defending them but this approach would probably be the same with most insurers (or am I doing them a disservice?).My experience suggests a different approach when you are the insured party and therefore their customer.
I just had some work done on my Porsche last week at a Porsche approved repairer.
He said to me Swiftcover, shiela's wheels and esure are the only companies where you have to use oneo f their repairers should the worst happen. They will not authorise work to be carried out at a Porsche approved centre. Just food for thought.....
He said to me Swiftcover, shiela's wheels and esure are the only companies where you have to use oneo f their repairers should the worst happen. They will not authorise work to be carried out at a Porsche approved centre. Just food for thought.....
HoHoHo said:
Hopefully moving back to 911 territory shortly and I've just had a quote from Swiftcover:
2007 C2S
Value approx £42k
8k miles per year
Protected no claims
Personal accident cover
Driving abroad
Legal protection
windscreen cover etc.
£500 Excess + £500 compulsory excess
All of the above @ £306.75
I'm 47 with 3 points for speeding, live in West Sussex and this is by far the best I have had so far - so good I can't be sure if I buy they'll honour it!
Anybody else use them and is their cover as good as it appears?
I just went to their web site to get a comparison quote - compared to Direct Line who I'm with at the moment, Swiftcover were £500 per year cheaper (£700 vs. £1200 in round figures) for the same cover (comp, £1000 excess total, protected NCB, no add-ins). Aged 50, 997S.2, South Manchester, car kept on roadside (as I'm skint and don't have a driveway)!2007 C2S
Value approx £42k
8k miles per year
Protected no claims
Personal accident cover
Driving abroad
Legal protection
windscreen cover etc.
£500 Excess + £500 compulsory excess
All of the above @ £306.75
I'm 47 with 3 points for speeding, live in West Sussex and this is by far the best I have had so far - so good I can't be sure if I buy they'll honour it!
Anybody else use them and is their cover as good as it appears?
Will definitely consider them in a couple of months when my insurance is up for renewal
My wife had them 5 years ago and had a very bad experiance when trying to make a claim. It wasnt her fault but it took 2 years for it to be resolved. In the two years they never contacted us or returned any of our calls. They save money on call centre staff as its all on-line but this doesnt help when making a claim. It was eventually sorted and all money paid up and no claims in tact but that was after 2 years of increased premiums.
I would not use them again but they definitely are cheap- but at what cost???
However never had to make any other claims so not sure if any other insurance company would be better but surely they could not be worse????
I would not use them again but they definitely are cheap- but at what cost???
However never had to make any other claims so not sure if any other insurance company would be better but surely they could not be worse????
SAG6Y said:
He said to me Swiftcover, shiela's wheels and esure are the only companies where you have to use one of their repairers should the worst happen
They tried to tell me this with my wife's claim to put me off using the BMW approved repairer I wanted to use. I didn't agree and after a couple of phone calls the car was repaired at my choice of repairer at their cost. I'm sure the repairer and insurer had some interesting conversations on rate cards but I wasn't involved.Deanos CaymanS said:
SAG6Y said:
He said to me Swiftcover, shiela's wheels and esure are the only companies where you have to use one of their repairers should the worst happen
They tried to tell me this with my wife's claim to put me off using the BMW approved repairer I wanted to use. I didn't agree and after a couple of phone calls the car was repaired at my choice of repairer at their cost. I'm sure the repairer and insurer had some interesting conversations on rate cards but I wasn't involved.SAG6Y said:
I just had some work done on my Porsche last week at a Porsche approved repairer.
He said to me Swiftcover, shiela's wheels and esure are the only companies where you have to use oneo f their repairers should the worst happen. They will not authorise work to be carried out at a Porsche approved centre. Just food for thought.....
Hi Saggy, what happened to your P&J?He said to me Swiftcover, shiela's wheels and esure are the only companies where you have to use oneo f their repairers should the worst happen. They will not authorise work to be carried out at a Porsche approved centre. Just food for thought.....
996ttalot said:
Some nice lady decided last year to turn right, into a lorry that was doing 40mph. She didn't see it FFS. Her car was a write off, the lorry as well, and her car flung back into my car which was stationery at the time from the impact. Her insurers were Swiftcover.
Based on the fact that it was no fault (which actually took 3 weeks for Swiftcover to admit after she tried to tell them that I drove into the back of her - photos that I took proved that to be impossible) on the damage to my car, all I can say is that even when they admitted no fault, it then took ages for them to agree repairs and so on.
I won't refer to the name that some people call them but it still starts with S, has 4 letters and still ends with "cover".
I wouldn't be insuring my P&J with them.
Confused by this - why were your insurers not handling the repairs and claiming their costs from Swiftcover? In the few claim situations I've had all were 100% fault of other party and that's how it always has worked in my experiences.Based on the fact that it was no fault (which actually took 3 weeks for Swiftcover to admit after she tried to tell them that I drove into the back of her - photos that I took proved that to be impossible) on the damage to my car, all I can say is that even when they admitted no fault, it then took ages for them to agree repairs and so on.
I won't refer to the name that some people call them but it still starts with S, has 4 letters and still ends with "cover".
I wouldn't be insuring my P&J with them.
http://www.reviewcentre.com/reviews-all-92494.html...
Some have also said that second hand parts were used on their vehicle repairs.
Some have also said that second hand parts were used on their vehicle repairs.
HoHoHo said:
Hopefully moving back to 911 territory shortly and I've just had a quote from Swiftcover:
2007 C2S
Value approx £42k
8k miles per year
Protected no claims
Personal accident cover
Driving abroad
Legal protection
windscreen cover etc.
£500 Excess + £500 compulsory excess
All of the above @ £306.75
I'm 47 with 3 points for speeding, live in West Sussex and this is by far the best I have had so far - so good I can't be sure if I buy they'll honour it!
Anybody else use them and is their cover as good as it appears?
You will have to have a tracker - if you have Porsche warranty you will have to have Porsche's own tracker £££.2007 C2S
Value approx £42k
8k miles per year
Protected no claims
Personal accident cover
Driving abroad
Legal protection
windscreen cover etc.
£500 Excess + £500 compulsory excess
All of the above @ £306.75
I'm 47 with 3 points for speeding, live in West Sussex and this is by far the best I have had so far - so good I can't be sure if I buy they'll honour it!
Anybody else use them and is their cover as good as it appears?
Swiftcover can also be challenging to deal with (have had a few vehicles with them and still have a couple on risk with them).
Spitfire2 said:
996ttalot said:
Some nice lady decided last year to turn right, into a lorry that was doing 40mph. She didn't see it FFS. Her car was a write off, the lorry as well, and her car flung back into my car which was stationery at the time from the impact. Her insurers were Swiftcover.
Based on the fact that it was no fault (which actually took 3 weeks for Swiftcover to admit after she tried to tell them that I drove into the back of her - photos that I took proved that to be impossible) on the damage to my car, all I can say is that even when they admitted no fault, it then took ages for them to agree repairs and so on.
I won't refer to the name that some people call them but it still starts with S, has 4 letters and still ends with "cover".
I wouldn't be insuring my P&J with them.
Confused by this - why were your insurers not handling the repairs and claiming their costs from Swiftcover? In the few claim situations I've had all were 100% fault of other party and that's how it always has worked in my experiences.Based on the fact that it was no fault (which actually took 3 weeks for Swiftcover to admit after she tried to tell them that I drove into the back of her - photos that I took proved that to be impossible) on the damage to my car, all I can say is that even when they admitted no fault, it then took ages for them to agree repairs and so on.
I won't refer to the name that some people call them but it still starts with S, has 4 letters and still ends with "cover".
I wouldn't be insuring my P&J with them.
I had a major no fault accident in 2006 and I was seriously injured. My car was written off. I was insured with swift cover and with their legal cover too. They were brilliant. Efficient and friendly. They dealt with things quickly, mostly by email but were available to call if required. I would definitely recommend them.
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