nurburg track insurance
Discussion
hi folks,
am going to the nurburgring in a couple of weeks for a few days, and even though i drive like an old woman, my insurance want 500 quid a day to do so (and they're a specialist in track day cover!).
does anyone have any recommendations as to who they'd use for cover? id appreciate any thoughts you have (other than 'don't crash').
TIA,
N.
am going to the nurburgring in a couple of weeks for a few days, and even though i drive like an old woman, my insurance want 500 quid a day to do so (and they're a specialist in track day cover!).
does anyone have any recommendations as to who they'd use for cover? id appreciate any thoughts you have (other than 'don't crash').
TIA,
N.
DasChin said:
the ring is a public toll road!
should be covered on your insurance.
if not then get it towed outside and blame it on the diesel spillage! just take a can with you ;-)
should be covered on your insurance.
if not then get it towed outside and blame it on the diesel spillage! just take a can with you ;-)
just had exactly that conversation with my insurer (hes a chum, so hes able to be honest). apparently as far as insurers are concerned the ring is now officially classed as 'non public road' and i am therefore not covered by my insurance the second i enter the gate.
and i suggested that i pull the old drag-it-outside-one-two and he reckons that any investigating engineer worth his salt will know if somethings been damaged on a track as opposed to a public road. he told me of a case of a bloke with a Ferrari would did just this recently and ended up with nothing, plus a hefty bill for damage to the ring Armco, recovery etc.
bugger.
paulburrell said:
Nervous
If you drive like an old woman then you probably don't need insurance. However, if the red mist descends, as it almost certainly will then be careful about pulling the skidding on deisel scenario as if you damage the Armco etc, there will be a record of your accident at the office and you will have to stump up the cost of repair before leaving the Ring or otherwise give them details of your insurance cover. Insurance Companies are also very much aware of the Ring these days and you'll be lucky to get away with a claim in the Adenau region unless you have specific Ring cover or a police report stating where the accident happened. The £500 you've been quoted is about the going rate. For that sort of money you would be better off booking on to the Ron Simmons weekend training courses in the Alfa 75's. Car, food, accommodation(I think) and tuition all thrown in for less than £500. That way there's no risk to the P&J which can be used dor the drive down there and back.
PS The Ferrari driver was jailed for about 19 months for fraud(It happened at Spa)
Steve
If you drive like an old woman then you probably don't need insurance. However, if the red mist descends, as it almost certainly will then be careful about pulling the skidding on deisel scenario as if you damage the Armco etc, there will be a record of your accident at the office and you will have to stump up the cost of repair before leaving the Ring or otherwise give them details of your insurance cover. Insurance Companies are also very much aware of the Ring these days and you'll be lucky to get away with a claim in the Adenau region unless you have specific Ring cover or a police report stating where the accident happened. The £500 you've been quoted is about the going rate. For that sort of money you would be better off booking on to the Ron Simmons weekend training courses in the Alfa 75's. Car, food, accommodation(I think) and tuition all thrown in for less than £500. That way there's no risk to the P&J which can be used dor the drive down there and back.
PS The Ferrari driver was jailed for about 19 months for fraud(It happened at Spa)
Steve
Edited by paulburrell on Wednesday 7th June 10:54
thanks steve, i greatly appreciate your advice.
domster said:
A friend of mine recently did five figures of damage to his car at the ring. His insurance paid up, as it IS a public road and is not derestricted. Obviously, no racing, testing or time trials were going on.
HOWEVER, many insurers specifically exclude the ring. Check the wording of your policy VERY carefully.
HOWEVER, many insurers specifically exclude the ring. Check the wording of your policy VERY carefully.
Edited by domster on Wednesday 7th June 11:12
thanks dom, thats great. tho, rather ironically, im actually insured with egger lawson, they were the ones that wanted 500 quid a day for insurance! oter than that, they are totally brillant tho.
thanks again chum
pdV6 said:
HAve a look at Ben Lovejoy's site for lots of advice, including insurance.
One recent tip is joining ADAC in Germany for breakdown cover (see the site for details of how to do it), as they can collect you from the 'Ring if need be, rather than paying specifically for recovery.
One recent tip is joining ADAC in Germany for breakdown cover (see the site for details of how to do it), as they can collect you from the 'Ring if need be, rather than paying specifically for recovery.
thats top stuff too, thanks P.
t in my head keeps on at me 
pikey said:
Gives them a great excuse to claim you were "time trialling", though.
True. This guy was - I was holding the stop watch for him!
[/quote] its not surprising you crashed though: youre holding a stop watch and hes rinsing your hair and asking you if your going anywhere nice on your holidays. asking for trouble in my humble O.
good point. BUT. i will be there for three days. it is only open for two hours of each day. i will probably only get in three laps a day. this makes it 1500 quid for 9 laps. or 1000 quid an hour. thats quite a lot of money. its not so long ago that i paid less than that for cars. hell, i could replace the wife for that.
*waits to be told its a drop in the ocean compared to price of replacing arms/ cars/ passengers/ the world/ anything even remotely hittable*
*waits to be told its a drop in the ocean compared to price of replacing arms/ cars/ passengers/ the world/ anything even remotely hittable*
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