Direct Line Insurance

Direct Line Insurance

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Discussion

ripley500

Original Poster:

388 posts

213 months

Friday 20th January 2012
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Does anyone on here insure their Aston with Direct Line?
I just changed from CCI to DL because they offered unlimited mileage for less than CCI who could only offer me fixed mileage this year (shame because I've always liked CCI).

However DL insist on me proving that the car has an approved alarm - so we sent them a letter and certificate direct from AM (who have been exceptionally helpful as has my local dealer) but DL keep saying that they need an actual certificate otherwise the car will not be insured for theft.

Now, when buying the insurance online, the option comes up for 'Factory Aston Martin Alarm/Immobilizer' which I selected. AM have sent an insurance letter to DL to verify that my car 56 plate V8 Vantage has the alarm/immobilizer and still DL are insisting for a 'certificate'

My wife has spoken to countless people at DL and they all contradict one another - upshot being that they seem to be saying my car is not insured for theft until they receive said certificate. Their incompetence is astounding and we're now past the 14 day cooling off period, otherwise I'd ask for my money back and take my business elsewhere (even if it costs more).

I'd be interested to find out if others on here use DL and what you did to satisfy their demands.

Thanks

ripley500

Original Poster:

388 posts

213 months

Friday 20th January 2012
quotequote all
clorenzen said:
Make your own conclusions, but if DL are so difficult when trying to prove something which is essentially basic how would they be to deal with when you have an insurance claim. Sometimes it is just a little better to pay a little more and be certain that your service level is up to scratch when you really need it.
Yes, lesson learned - been with CCI for many years but this time they couldn't offer unlimited mileage and I like the piece of mind knowing that I can drive the car as much as I want smile - hence DirectLine seemed like a good option. With hindsight I'd have made a different choice.

ripley500

Original Poster:

388 posts

213 months

Saturday 21st January 2012
quotequote all
leemanning said:
I've just spoken to my girlfriend who recently left direct line after working for them for a number of years.

She has said you need to get this referred to the Technical Referral Unit. This will then go to an underwriter, who hopefully will use their common sense, and should go through. Should help with the 'Computer says no' response that you seem to be getting!

Let me know if you need any more info
Thanks for this - it looks like they have seen sense now, we have them verbally accepting (and recorded in their call centre notes) that the letter from AM is sufficient proof so hopefully this will be the end of it.