yamaha dealers are evil - or are they evil geniuses?

[mojitomax]

okay, here's my dilemma. i dropped my fzr600 coming out of edwina's at mallory a few weeks ago just before lunch (DOH!) Limped back to the yamaha dealer in leicester. lovely chaps by the way. dropped the bike off and recounted my tale of riding heroism.

in the meantime i popped down to a bmw dealership and put a deposit down on a f800st for my motorway commute on friday thinking i'd put some sticky rubber on and keep my fzr600 as a weekend and trackday toy. Went to pick it up on saturday morning after it had had a few bits and pieces fixed up and whilst recounting tales of my riding heroism again made the cardinal mistake of allowing myself to sit on a new R6.

The devil of a salesperson offerred me a great part exchange price and yamaha are doing 0% for 3 years on the R6 which means i can get a brand new R6 for ridiculous pennies per month. And they look superb in white with the red trim.

fortunately i was late for an appointment so i couldn't take it out for a test ride, but i don't know how much longer i'll be able to hold out. i can't possibly justify buying two new bikes within a month. Can i?

should i keep my 90bhp fzr (first bike, still learning how to ride well) as a trackday toy with some sticky rubber for about a year and get an R6 next year?
Or should bite the bullet and get a 130bhp R6 whilst i'm getting a good deal with a view to keeping it as a weekend toy for several years?

Help!

Edited by mojitomax on Monday 15th September 21:07

[mojitomax]

Busamav said:

mojitomax said:

The devil of a salesperson offerred me a great part exchange price and yamaha are doing 0% for 3 years on the R6 which means i can get a brand new R6 for ridiculous pennies per month. And they look superb in white with the red trim.

I saw that deal when looking for a second user bike with my son ,

to help yourself resist , ask yourself why they need to do 42 months 0% and how that will help residuals when you can finally sell it on .

What was it ,at £7499 , £499 down and 166 a month for fukkin ages

Just done some rather crude maths. The deal was £1000 for my bike leaving a balance of £6500. Now, supposing I had £6500 cash sitting in a high interst account earning 8%, I would earn approximately £1680 over three years. The term of the interst free is three and a half years so I would actually earn more. The point is that even if you have cash to buy the bike, it's better to put the cash into a high intrest account and leave it there for the duration of the interst free period and just pay the monthly fee of about £160.

Looking at it that way, I'll be making money by buying the bike! ok, I know that's not actually true, but it makes me feel better!

[mojitomax]

shibby! said:

R6 is not changing next year, only the colours. So thats a great deal!


Nick

i don't suppose anyone knows what the colours are changing to? i know it's a seriously girly question to ask, sorry!

[mojitomax]

dibblecorse said:

I'd only get the R6 if you also intend getting a race fairing kit and crash bobbins for it, its a great bit of kit but truth is you will lob it at some stage and it'll cost a fair chunk to repair properly.

How does a race fairing kit differ to the normal fairing? is it lighter and more aerodynamic or just easier to remove so one can change bits on the bike?

i'm at a loose end this weekend so am considering taking an R6 out for a test ride

[mojitomax]

up for it if the weather holds out. I'll be on the beemer though as the fzr is off the road (again!-grr)

[mojitomax]

Saturday morning good for me. Need to be back for 1.00 though or Sunday morning

[mojitomax]

The Icelandic banks were offering these sorts of rates. That was before the credit crunch though. Not sure if they're still available though