02-05 VW Polo running
Discussion
Hi,
Basically I'm a 6th Form College Student that starts driving in very, very early May. I'm aspiring to a 2002/2003 VW Polo 3dr 1.2S(65). I can pick up a fairly decent one for around £3.5k, and insurance for my Mum & I is only £1321. Just wandering what other kinds of costs are going to be like on the Polo for myself, are they generally easy and cheap to run or can things get expensive?
Many Thanks
Tom
Basically I'm a 6th Form College Student that starts driving in very, very early May. I'm aspiring to a 2002/2003 VW Polo 3dr 1.2S(65). I can pick up a fairly decent one for around £3.5k, and insurance for my Mum & I is only £1321. Just wandering what other kinds of costs are going to be like on the Polo for myself, are they generally easy and cheap to run or can things get expensive?
Many Thanks
Tom
Insurance £1321???????Methinks that's the best decision given the circumstances.
No arguments with insurance co if a claim had to be made....which isn't gonna happen is it?
If it helps you to know, many moons ago, I did similar with a son @ your age.
I purchased a VW Polo for him to learn to drive in & use after test to college etc.
Easy to maintain, cheap to run & the usual VW reliabilty and handy for me to use when needed.
Have purchased Clio's as 2nd or 3rd cars but although a slightly better drive they can be a pain when they have a fault.
Anyone can fix a bog standard Polo but not every garage wants to be bothered fixing the niggles on a Clio, even Renault.
Mind you that doesn't put me off being a tad naughty & wondering whether to buy their 197 Sport
Did order one but it never turned up at the dealer as promised, so cancelled order & got a refund.
No arguments with insurance co if a claim had to be made....which isn't gonna happen is it?
If it helps you to know, many moons ago, I did similar with a son @ your age.
I purchased a VW Polo for him to learn to drive in & use after test to college etc.
Easy to maintain, cheap to run & the usual VW reliabilty and handy for me to use when needed.
Have purchased Clio's as 2nd or 3rd cars but although a slightly better drive they can be a pain when they have a fault.
Anyone can fix a bog standard Polo but not every garage wants to be bothered fixing the niggles on a Clio, even Renault.
Mind you that doesn't put me off being a tad naughty & wondering whether to buy their 197 Sport
Did order one but it never turned up at the dealer as promised, so cancelled order & got a refund.
Edited by nail_it on Saturday 23 February 16:43
Nice one, nail_it. Thanks, the idea is to get mine for learning in, to get to and from college in and maybe work. Another thing is I want one in silver so I can paint the mirrors and rubbing strips silver because my Dad's A6 is also silver so we've got the right paints. Also a plus if it gets scratched in the student car park, I can easily touch it up.
Aaaand nuhuh! I'm not likely to drive like a twot. I'd really rather prefer to keep my driving privelidge and I'd actually cry if someone damaged my own car or if I was stupid enough to do it. I've been driving on private property for about 2yrs now so I've a bit of experience (up to 40mph) in a varity of cars, tractors, engine capacities and transmissions. So fingers crossed!!
And thanks 00161wj, I'll give it a try.
Aaaand nuhuh! I'm not likely to drive like a twot. I'd really rather prefer to keep my driving privelidge and I'd actually cry if someone damaged my own car or if I was stupid enough to do it. I've been driving on private property for about 2yrs now so I've a bit of experience (up to 40mph) in a varity of cars, tractors, engine capacities and transmissions. So fingers crossed!!
And thanks 00161wj, I'll give it a try.
Edited by Waugh-terfall on Saturday 23 February 21:10
Ok. So, logged onto Go Compare:
Own policy, me as registered keeper, owner & main driver with Mum as named driver = £2,180.97
Own policy, me as main driver, Mum as registered owner, keeper and her as named driver = £3,354.61
Mum's policy, Mum as keeper & owner with me as main driver = £1,270
Is it cheaper to say on a drive-way or locked garage, or will it make little difference?
Own policy, me as registered keeper, owner & main driver with Mum as named driver = £2,180.97
Own policy, me as main driver, Mum as registered owner, keeper and her as named driver = £3,354.61
Mum's policy, Mum as keeper & owner with me as main driver = £1,270
Is it cheaper to say on a drive-way or locked garage, or will it make little difference?
00161wj said:
Dont just trust sites like go compare for your best quote. Try them seperetly. My quote for the golf was from tesco. Also if your not going to be a boy racer try entering a high excess to bring the price down, a risk worth taking in my opinion.
00161wj your a mind reader 
Was going to post similar.
Widen your search using moneysupermarket.com & others. Then get quotes from the separate sites.
Currently, have Tesco insuring my s4 & others cars. Sainsbury's were 2nd & Post office 3rd best quotes.
With 2nd son, Tesco was best on a Golf 1.4 I purchased for him to learn on.
Also, worth considering using the higher excess bands to keep the overall price down when a learner.
Ok, so, I've just been browsing AutoTrader, found this: http://search.autotrader.co.uk/es-uk/www/cars/VOLKSWAGEN+POLO/Ne-2-4-5-6-7-8-27-44-49-53-61-64-67-103-133-146,N-9-18-40-109-231-4294966384-4294967159/advert.action?R=200810305315475&distance=183&postcode=GU27+1RE&channel=CARS&make=VOLKSWAGEN&model=POLO&min_pr=1000&max_pr=4000&max_mileage=40000
It's a 54-reg Polo 3dr 1.23 (55), it was a Catagory D, what does that mean?
It's a 54-reg Polo 3dr 1.23 (55), it was a Catagory D, what does that mean?
Ok, thanks!
Right, so now I just got a quote from Tesco for £920 & Direct Line gave me £849. Nice!
But I also need some help....
This morning a friend was driving up the back lanes to college, and had to back out of the way to let some cars pass, he backed into a wall. Shunted the rear bumper back a bit on the nearside of his 03-reg 3dr Polo and scraped it up pretty badly, also slightly dented the front of the rear nearside wheelarch and scraped it too. I can fix the bumper and I can push the dents out but I'm wandering whether Volkswagen 'Reflex Silver' and Audi 'Metallic Silver' is the same paint with a different name, if it is, I can touch up the damaged parts with my Dad's Audi touch-up kit.
Thanks in advance guys (and gals)
Right, so now I just got a quote from Tesco for £920 & Direct Line gave me £849. Nice!
But I also need some help....
This morning a friend was driving up the back lanes to college, and had to back out of the way to let some cars pass, he backed into a wall. Shunted the rear bumper back a bit on the nearside of his 03-reg 3dr Polo and scraped it up pretty badly, also slightly dented the front of the rear nearside wheelarch and scraped it too. I can fix the bumper and I can push the dents out but I'm wandering whether Volkswagen 'Reflex Silver' and Audi 'Metallic Silver' is the same paint with a different name, if it is, I can touch up the damaged parts with my Dad's Audi touch-up kit.
Thanks in advance guys (and gals)
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