Range Rovers becoming uninsurable in London?

Range Rovers becoming uninsurable in London?

Author
Discussion

cayman-black

12,695 posts

217 months

Friday 30th June 2023
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Phil. said:
Why would I do that when I pay c.£800 a year for my 23 plate RR? The additional security, which is not recognised by the insurance company, is about minimising the risk of the cost and pain of it being stolen. It’s a personal choice.
That's a great price Phil.

NomduJour

19,172 posts

260 months

Friday 30th June 2023
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2ono

564 posts

108 months

Saturday 1st July 2023
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NomduJour said:
That car is already unlocked when the clip starts, so maybe programming the key is easy but they still have to get it open to do so, smashing a window would set the alarm off I assume....

NomduJour

19,172 posts

260 months

Saturday 1st July 2023
quotequote all
Looks like the dongle thing can start everything up to 2022 with the alarm active - not sure what’s used when there doesn’t appear to be any lock or window damage on the recovered cars.

Cold

15,266 posts

91 months

Sunday 2nd July 2023
quotequote all
Is that the Activity Key he's using?

My car has a device fitted to the canbus that prevents any further keys from being programmed. The files just aren't available. I've also relocated the OBD2 socket with a dummy (but live) socket back in the original housing. Very easy to do with an OBD2 "Y" lead.
Not infallible at all, but definitely a delaying tactic.

camel_landy

4,943 posts

184 months

Sunday 2nd July 2023
quotequote all
Cold said:
Is that the Activity Key he's using?

My car has a device fitted to the canbus that prevents any further keys from being programmed. The files just aren't available. I've also relocated the OBD2 socket with a dummy (but live) socket back in the original housing. Very easy to do with an OBD2 "Y" lead.
Not infallible at all, but definitely a delaying tactic.
I have always suggested simply putting a key operated lock, in line, on the OBD port. One which you could operate with the emergency key.

M

Louis Balfour

26,482 posts

223 months

Sunday 2nd July 2023
quotequote all
camel_landy said:
Cold said:
Is that the Activity Key he's using?

My car has a device fitted to the canbus that prevents any further keys from being programmed. The files just aren't available. I've also relocated the OBD2 socket with a dummy (but live) socket back in the original housing. Very easy to do with an OBD2 "Y" lead.
Not infallible at all, but definitely a delaying tactic.
I have always suggested simply putting a key operated lock, in line, on the OBD port. One which you could operate with the emergency key.

M
You mean a key hole into which you put an actual key and then turn it? That's crazy talk.

Phil.

4,827 posts

251 months

Sunday 2nd July 2023
quotequote all
camel_landy said:
I have always suggested simply putting a key operated lock, in line, on the OBD port. One which you could operate with the emergency key.

M
Now they have access to battery powered tools I suspect they would drill out the lock.

lornemalvo

2,187 posts

69 months

Monday 3rd July 2023
quotequote all
It seems Lexus RX thefts are also rife (canbus thefts), bringing the same insurance premium problems. With all the resources available to car manufacturers, it's unforgiveable that it's this easy.

swisstoni

17,146 posts

280 months

Monday 3rd July 2023
quotequote all
lornemalvo said:
It seems Lexus RX thefts are also rife (canbus thefts), bringing the same insurance premium problems. With all the resources available to car manufacturers, it's unforgiveable that it's this easy.
The trouble is buyers don’t care.
Those buyers become users, of course, who suddenly do care. But too late.

cayman-black

12,695 posts

217 months

Monday 3rd July 2023
quotequote all
swisstoni said:
lornemalvo said:
It seems Lexus RX thefts are also rife (canbus thefts), bringing the same insurance premium problems. With all the resources available to car manufacturers, it's unforgiveable that it's this easy.
The trouble is buyers don’t care.
Those buyers become users, of course, who suddenly do care. But too late.
I bet the Lexus buyers haven't a clue when they buy the car,

Harry Flashman

19,419 posts

243 months

Tuesday 4th July 2023
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I am really, really not looking forward to the renewal od my SQ7 this year. Managed to find a deal for just over £1000 in SW2 last year. Suspect this may be harder, this year.

Mr Moley

528 posts

191 months

Tuesday 4th July 2023
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Harry Flashman said:
I am really, really not looking forward to the renewal od my SQ7 this year. Managed to find a deal for just over £1000 in SW2 last year. Suspect this may be harder, this year.
SW11 here....brace yourself hurl

paralla

3,545 posts

136 months

Tuesday 11th July 2023
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I wasn’t sure if insurance for new Defenders was being affected by the same issues as Range Rovers, I quite fancy one as a daily driver.

I just got an insurance quote for a new 90, I live in Vauxhall. Cheapest quote on go compare was more than double what I pay for my 992 GT3 insurance so that”s the end of that.

I remember a few years ago VW made AEB standard on Golf’s which lowered their insurance rating and therefore the their cost of ownership. JLR need to acknowledge the issues and do something to address them before I’ll be able to buy one of their products.

FrankAbagnale

1,702 posts

113 months

Wednesday 12th July 2023
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I bought a 2019 Velar last week and it was £1300 for the year with a £1000 excess in Cheltenham. If it wasn’t for that one quote, next cheapest was £1750 and after that astronomical money.

I have a place in London too, and using that address it was borderline uninsurable.


craigjm

18,028 posts

201 months

Wednesday 12th July 2023
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paralla said:
JLR need to acknowledge the issues and do something to address them before I’ll be able to buy one of their products.
And as if by magic today…..

https://www.autocar.co.uk/car-news/new-cars/jlr-bo...

djc206

12,444 posts

126 months

Wednesday 12th July 2023
quotequote all
craigjm said:
paralla said:
JLR need to acknowledge the issues and do something to address them before I’ll be able to buy one of their products.
And as if by magic today…..

https://www.autocar.co.uk/car-news/new-cars/jlr-bo...
He basically said yeah, we knew that ages ago which is why we made the new models harder to steal. I would hope that once theft data for the newer models comes through premiums drop to more sensible levels for those models but maybe thieves will just go back to the old millennium burglary method. For now I don’t consider my premium to be outrageous but I will certainly go back to my younger years ways of checking out insurance quotes before I order a new car now.

SmithCorona

632 posts

30 months

Wednesday 12th July 2023
quotequote all
Having had an attempted theft of mine in London, assuming they give a free update at dealers for the BCM I am happy with that as a practical solution.

Though I highly doubt a subsequent decrease in prices for insurance, more like a flattening of the trajectory. A bit like the 60mph limit for air quality on the M1 won't magically go back to 70 once everyone is in EVs.

paralla

3,545 posts

136 months

Wednesday 12th July 2023
quotequote all
SmithCorona said:
Having had an attempted theft of mine in London, assuming they give a free update at dealers for the BCM I am happy with that as a practical solution.

Though I highly doubt a subsequent decrease in prices for insurance, more like a flattening of the trajectory. A bit like the 60mph limit for air quality on the M1 won't magically go back to 70 once everyone is in EVs.
Indeed. I should have added a third requirement.

- That a decrease in theft rates as a result of improved security is reflected by lower insurance premiums.

Mr Moley

528 posts

191 months

Wednesday 12th July 2023
quotequote all
FrankAbagnale said:
I bought a 2019 Velar last week and it was £1300 for the year with a £1000 excess in Cheltenham. If it wasn’t for that one quote, next cheapest was £1750 and after that astronomical money.

I have a place in London too, and using that address it was borderline uninsurable.
We have a place near Cheltenham as well and my insurance is exactly 3x as expensive in London now. I don't really have a choice but to use the London address though unfortunately as the cars are there most of the time