Range Rovers becoming uninsurable in London?

[W12GT]

I’d really like to know roughly the areas where people are still getting reasonable quotes for the FFR and RRS, I have everything in the right place from a driving profile ie never had an accident, never had points, full NCB earned across lots of high end / high performance cars over the years, I live on the edge of a sleepy little village and I’m surrounded by farmland. Yet….I’m still getting quotes of £3k for a 21plate FFRR….

Edited by W12GT on Sunday 4th February 14:56

[Mikebentley]

megenzo said:

Phil. said:

Out of interest, how many of the posters on this thread actually own a Range Rover? And which model?

Any poster on here had their Range Rover stolen?

Yup, FFRR SDV8, 2018MY, insurance has just gone up 100% to £1k pa so a little bit miffing but not the end of the world, and so far, it has remained wherever I have parked it. I do have to be a little more thoughtful of where I park it than the BMW I had prior.

Oh, and it has been 100% reliable too, fantastic motor car.

My experiences echo yours. Back in the 1980s I worked for a bank. We were told if someone has a bad experience they would likely tell 16 people if the experience was positive they would tell 2. With the advent of Internet this gives everybody a worldwide audience.

[carlo996]

djc206 said:

they just build the most lucrative targets.

So therefore have a greater responsibility to their customers. The insurance industry, which I have no love for at all, are just responding to risk. It's not rocket science to protect an OBD port and to add secondary security if you have to offer something as fundamentally flawed as keyless entry/

[orbit123]

W12GT said:

I’d really like to know roughly the areas where people are still getting reasonable quotes for the FFR and RRS, I have everything in the right place from a driving profile ie never had an accident, never had points, full NCB earned across lots of high end / high performance cars over the years, I live on the edge of a sleepy little village and I’m surrounded by farmland. Yet….I’m still getting quotes of £3k for a 21plate FFRR….

Edited by W12GT on Sunday 4th February 14:56

Same for me, not sure I can tick many more low risk boxes! Normally benefit of living in a boring place and being a certain age! Many of the main insurers will not issue new policies for Range Rovers from what I can gather trying around over yesterday.
I've not tried Saga (not quite 50) or NFU (as can't do it online).

It's not JLR "fault" IMO but it's quite a big problem for owners or want-to-be-owners. Does remind me of the Sierra Cosworth days a lot.
JLR should use their own insurance to prove all is well with newer models IMO.

No direct experience of any thefts and been "around" RangeRovers since P38. No-one should complain about their current reliability!

[djc206]

carlo996 said:

djc206 said:

they just build the most lucrative targets.

So therefore have a greater responsibility to their customers. The insurance industry, which I have no love for at all, are just responding to risk. It's not rocket science to protect an OBD port and to add secondary security if you have to offer something as fundamentally flawed as keyless entry/

With the older models absolutely although they seem to have gone a bit overboard.

With the new models the risk is incredibly small snd that’s not being correctly reflected in the prices. A 0.09% chance of theft doesn’t fit with quotes in the thousands.
JLR’s CEO points that fact out and gets called arrogant on here.

Keyless theft is old hat. JLR responded that 6 years ago with UWB adoption.

[Its Just Adz]

Phil. said:

Out of interest, how many of the posters on this thread actually own a Range Rover? And which model?

Any poster on here had their Range Rover stolen?

L494 Sport here and was victim of it being stolen 3 years ago.
Got it back next day, found it parked up a few miles away.
Edited to add: we didn't claim as got the car back.

Edited by Its Just Adz on Sunday 4th February 17:38

[Louis Balfour]

cayman-black said:

Louis Balfour said:

L322, 2011, about 10 years ago. They appear to have gone in via the sunroof and then accessed the OBD port.

It was these two fine looking chaps, who were subsequently apprehended.

I can guarantee the criminals no longer look like those two.

What do you think they look like, darker skinned? A brief Google of those imprisoned suggests that it is still an overwhelmingly caucasian pastime. Or white people are more frequently caught!

The pair up there ^^^^ are Lithuanian.

[Portofino]

I’ve a Velar in commuter belt East Surrey.

I’ve a faraday pouch, a disklok, an air tag in the car & also disabled keyless.

Did a quote a few weeks back & that came in at £1100, about 10% up on last year.

[Monkeylegend]

W12GT said:

I’d really like to know roughly the areas where people are still getting reasonable quotes for the FFR and RRS, I have everything in the right place from a driving profile ie never had an accident, never had points, full NCB earned across lots of high end / high performance cars over the years, I live on the edge of a sleepy little village and I’m surrounded by farmland. Yet….I’m still getting quotes of £3k for a 21plate FFRR….

Edited by W12GT on Sunday 4th February 14:56

Rural Suffolk for a 2021 RRS SVR V8, just got quotes on CTM ranging from esure at £1099 up to £5058 with Grove Dean.

I got 42 quotes in total so they are still insurable at a reasonable cost away from London.

Edited by Monkeylegend on Sunday 4th February 18:37

[Its Just Adz]

Just managed to get ours insured with RAC, it was £1500. A touch up on last year but much cheaper than we were originally being quoted.

[Mikebentley]

I’m in Malvern, Worcestershire. 9+ years NCB , no points. 56 years old, wife is 43. 2022 110 Defender £596 or something like that it went up from about £375 in September.

[Phil.]

Mikebentley said:

I’m in Malvern, Worcestershire. 9+ years NCB , no points. 56 years old, wife is 43. 2022 110 Defender £596 or something like that it went up from about £375 in September.

North Worcestershire, 2023 L460 FFRR, £831 renewed this week.

[Mikebentley]

Phil. said:

Mikebentley said:

I’m in Malvern, Worcestershire. 9+ years NCB , no points. 56 years old, wife is 43. 2022 110 Defender £596 or something like that it went up from about £375 in September.

North Worcestershire, 2023 L460 FFRR, £831 renewed this week.

When you consider the cost of an L460 that’s quite reasonable. I look at it this way, if someone said “Look Phil I’ve got this £125k asset that weighs 2500 kgs and can do 150mph”, “ I’m going to drive on a variety of roads for 15k miles a year and leave it parked at home or on the street when out and about”. “ How much would you charge me to insure it against TPFT?” I bet like me regardless of what brand of asset you wouldn’t cover the risk for an annual payment of £831.00.

I believe we are still one of the cheaper places to insure.

[Vroomer]

Portofino said:

I’ve a faraday pouch, a disklok, an air tag in the car & also disabled keyless.

What a faff. A return to traditional keys would make life much easier.

[NomduJour]

Vroomer said:

A return to traditional keys would make life much easier

For thieves, yes.

[carlo996]

Vroomer said:

Portofino said:

I’ve a faraday pouch, a disklok, an air tag in the car & also disabled keyless.

What a faff. A return to traditional keys would make life much easier.

Easier to install a hidden switch to interrupt the ignition. Have done this in various vehicles. Also moved the OBD and placed a sticker stating the OBD is inactive. It won’t stop every scumbag but 99% will be defeated.

[camel_landy]

carlo996 said:

Vroomer said:

Portofino said:

I’ve a faraday pouch, a disklok, an air tag in the car & also disabled keyless.

What a faff. A return to traditional keys would make life much easier.

Easier to install a hidden switch to interrupt the ignition. Have done this in various vehicles. Also moved the OBD and placed a sticker stating the OBD is inactive. It won’t stop every scumbag but 99% will be defeated.

...or even put a lock on the OBD, which requires a key.

M

[carlo996]

camel_landy said:

...or even put a lock on the OBD, which requires a key.

M

Manufacturers could easily armour the OBD port, they don’t care.

[NomduJour]

So, the OBD port is “armoured”, and there’s presumably a service tool to enable it be accessed.

Who else might buy such a tool?

[carlo996]

NomduJour said:

So, the OBD port is “armoured”, and there’s presumably a service tool to enable it be accessed.

Who else might buy such a tool?

Which is why I moved mine. Given the fact lost are behind a plastic cover anything would be better.