Worried about insurance costs...
Discussion
I'm trying my hardest to scrape together the coin for a TVR. I'd love to pick up a Griff, probably around £15k, but I reckon the insurance costs are gonna make it impossible.
Thing is I'm a 23 year old designer, living in Surrey and it'd be my main car. I have no NCB (never had a policy longer than 11 months!). No accidents or claims.
Is there anybody out there who might be in similar circumstances? What sort of numbers am I looking at – ballpark?
Thing is I'm a 23 year old designer, living in Surrey and it'd be my main car. I have no NCB (never had a policy longer than 11 months!). No accidents or claims.
Is there anybody out there who might be in similar circumstances? What sort of numbers am I looking at – ballpark?
I'm 24 and have got a Chimaera. I'm living in the states at the minute so I don't have any no claims bonus either. I've been getting quotes of 1500-1700 THIRD PARTY ONLY and about 2600-3000 fully comp
Even with 1 years NCD it's still 1100 third party only.
Have got 6 points on licence though
Worst thing is I'm 25 next Feb and I did an Online quote for that age and it's the bloody same
So all that garbage they fed me from the age of 19 about 'Oh don't worry when you get to 25 the premium will fall' was pap! I haven't lost my NCD to crashes, never had an accident. It's cheaper to but trader's insurance and then drive whatever you want, and buy and sell shed once a month.
Rant over.
Even with 1 years NCD it's still 1100 third party only.
Have got 6 points on licence though
Worst thing is I'm 25 next Feb and I did an Online quote for that age and it's the bloody same
So all that garbage they fed me from the age of 19 about 'Oh don't worry when you get to 25 the premium will fall' was pap! I haven't lost my NCD to crashes, never had an accident. It's cheaper to but trader's insurance and then drive whatever you want, and buy and sell shed once a month.
Rant over.
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What sort of numbers am I looking at – ballpark?
306?
Well in that case, it's a no-brainer. I'll buy a griff tomorrow.
Thanks for you illuminatiing assistance
What I meant was a Peugot 306 - thats all you'll be able to afford to insure.
Seriously, I doubt if you'll be offered cover at all. If you do, without NCD, it will be prohibitive.
www.elephant.co.uk
www.tesco.com
www.its4me.com
etc etc....
You can probably do better than these, but it will give you a ball park price.
www.tesco.com
www.its4me.com
etc etc....
You can probably do better than these, but it will give you a ball park price.
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Can't spare the time at the mo. I should really be working not gassing anyway.
Seems I'm excluded from the gang until I hit 25
Building up an NCD on some other car is probably the best way to reduce the insurance cost, but that will be a year minimum. 25 is probably a sensible option.
Sensible? We're talking Pistonheads here...
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