Ouch :(

Author
Discussion

glenn mcmenamin

2,305 posts

239 months

Saturday 4th June 2005
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Sad news mate, lukcky you came away unhurt.

I hope the offending driver was more than just a little bit sorry/embarassed ??

I hope they are assuming full responsibility for this, as the truth tends to fade a bit when the insurance companies get involved.

Would it not be better if they wrote the car off ?

rich 36

13,739 posts

267 months

Saturday 4th June 2005
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Bad luck mate, there do seem a lot of THEM, about at the moment.
At least car looked after you, as it should, that is the main thing.

oldtimer

300 posts

257 months

Saturday 4th June 2005
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Its worth waiting for the OPC's expert opinion before you get too decided on things. Porsches are extremely tough and it takes a lot before the core structure is compromised. You should see some of the (996) cup cars after being kissed by armco or fellow competitors in a typical GT race event , miraculously they still get turned around for the next event. Keep us posted.

SEE YA

3,522 posts

246 months

Saturday 4th June 2005
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Hello, at least you got your camera out to get pictures. I always carry one in my car it has won my case twice now With no arguments.

As afterwards people change there story and minds and as they say a picture is worth a thousand words.

GOOD LUCK

SEE YA

DanH

12,287 posts

261 months

Saturday 4th June 2005
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If its repaired properly, I can't see how it will do anything to residuals as no one will know unless they are complete beards and check part numbers and paint thickness etc.

The fact that some tt keyed it makes it even worse

Still at least you are alright, and given the impact locations on the cars of which you have pics, I don't think he'll have much chance contesting. Its pretty clear who drove into who!

DanH

12,287 posts

261 months

Saturday 4th June 2005
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guyvert1 said:
Yep, when the shock wore off, and the guilt set in I looked hard at what happened, and am confident I was not at fault!..

As for people finding out when buying it, the car will be repaired by Porsche, so I imagine a quick check with servicing garage would reveal all.. Would you pay going rate for accident/repair?

Anyone had a written off car off high value? What sort of money do the ins. companies write-off ? Up to value? or can porsche say, we'll not repair that, to many issues?


They will only write it off when the cost of repairs is greater than the value of the car + whatever they think it will cost to sort out the other odds & ends (e.g. hire car if its on your policy).

I'm not sure a Porsche garage would be at liberty to reveal information about repairs to your car etc? Its not like its going on the CAT D register (well if it does its not your problem as its been written off!). In terms of 'too many issues' to repair, that would reflect in the cost of the repair etc.

I wouldn't worry too much, the chances are it will be repaired to as new condition and you wouldn't know what had happened from looking at it.


leosayer

7,314 posts

245 months

Saturday 4th June 2005
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Glad your OK, must have been a fair impact if the airbags went off.

If you think it's very likely that the other driver will be deemed at fault, then you should arrange a comparable replacement car while yours is off the road (not the daewoo that they'll probably try to fob you off with).

Secondly, you should probably get the car repaired via an OPC as they offer a lifetime guarantee - however - if you do, it will then be known by Porsche as having been in an accident, which will undoubtedly hurt residuals.

You could then consider a claim for diminished value, which will probably involve getting a quote from OPC.

Good luck.

superlightr

12,861 posts

264 months

Sunday 5th June 2005
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I had a 70k car written off a just over a month ago.

Didnt have to agrgue with Direct line, thye gave me my full purchase price less excess. I had the car used but only for 10 weeks. It was just over 2 years old.

Hit a tree at about 45 ish very hard and hurt my lower back. The tree snapped.

my plan if they did not write off the car was to get it independantly inspected by an suitable engineer for a 2nd opinon.


Good luck, pleased your ok. Some pics on my post 6 weeks ago.

superlightr

12,861 posts

264 months

Sunday 5th June 2005
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with respect looking at your pics, the damage may not warrant a write off - your lights are still working!

986 guy

192 posts

244 months

Sunday 5th June 2005
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anonymous said:
[redacted]



i was in exactly same situation last year. 100% their fault. similar level of damage (those airbags sting!).
Helphire gave us a new 2.7 boxster for the whole 3 months our car was away, eased the pain somewhat.

the car came back better than before (ie minus stonechips), but when i came to sell it, people asked why it was SUCH good condition for its age!

IMO, If the car is borderline write off then let them, its saves the explanations when you sell it on?

>> Edited by 986 guy on Sunday 5th June 10:02

zippee

13,483 posts

235 months

Wednesday 8th June 2005
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leosayer said:
.

If you think it's very likely that the other driver will be deemed at fault, then you should arrange a comparable replacement car while yours is off the road (not the daewoo that they'll probably try to fob you off with).

Feel sorry for you mate.
Though not quite the same my neighbour reversed into my Chimaera the other week causing about £3500 of damage. My insurance company were next to useless and I ended up using the services of a PHer, anniesdad, he works for a company called Europa and handles all non fault claims such as mine and yours, dealing with the 3rd party insurers, getting admission of liability and arranging like for like for like hire car for the duration of repair/pay out (in your case it'd likely be a 997).
Drop me a mail - tony.brown@lgim.co.uk and I can give you his details or alternatively look him up on here.
He's helped out several PHers in similar predicaments and got repair authorisation and hire car sorted out for me within a couple of days. Very highly recommended, doesn't cost you a penny and will save you a lot of hassle, plus the fact you are only dealing with one person rather than yet another faceless operator in an Indian call centre each time you phone.

anniesdad

14,589 posts

239 months

Wednesday 8th June 2005
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DanH said:


They will only write it off when the cost of repairs is greater than the value of the car + whatever they think it will cost to sort out the other odds & ends (e.g. hire car if its on your policy).



Just to correct you on this, the cost of extra uninsured losses eg. hire etc is irrelevant when considering a vehicles value and whether it is a write off. Simply, a car is written off if it is uneconomical to repair/cannot be repaired. A car tends to be written off, if the repair costs are in excess of 2/3rds of the cars value.

Cheers