Cat S write off but no new MOT

Cat S write off but no new MOT

Author
Discussion

Converse2020

Original Poster:

329 posts

122 months

Monday 29th August 2022
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My car was written off in an accident and I was paid out.
I was tempted to buy the car back but Copart report said it was a Cat S and that it would need a new MOT before it could go back on the road.

That put me off buying it, but when I checked to see if it has been MOT’d it hasn’t but it has been taxed.

Does that mean it can’t have been a Cat S ?or did I get wrong info that the car would need to be MOT’d again ?

Thanks

Baldchap

7,708 posts

93 months

Monday 29th August 2022
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Is it not an SVA/IVA (whichever is the modern one) in the event of a write off?

Super Sonic

5,047 posts

55 months

Monday 29th August 2022
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I was just looking at a cat s (see my 'should I buy...' thread' and the car only had mot when the previous one expired.

Converse2020

Original Poster:

329 posts

122 months

Monday 29th August 2022
quotequote all
Thanks. I saw your thread just after I posted.
Interesting that the car you looked at didn’t need a new MOT until old one expired…

I’ve just googled for that and found suggestions that’s the case …

Eg.

The MOT is valid until it expires even if the car is written off. There is no legal requirement to MOT it but some insurance companies require a new MOT before they will cover it.

Baldchap

7,708 posts

93 months

Tuesday 30th August 2022
quotequote all
It can't be put back on the road without an engineer's report.

chrisch77

641 posts

76 months

Tuesday 30th August 2022
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Baldchap said:
It can't be put back on the road without an engineer's report.
Nonsense. Even identity checks after CAT repairs were abolished a few years ago.

Baldchap

7,708 posts

93 months

Tuesday 30th August 2022
quotequote all
chrisch77 said:
Baldchap said:
It can't be put back on the road without an engineer's report.
Nonsense. Even identity checks after CAT repairs were abolished a few years ago.
Genuinely asking: A structural write off of a car with a current MOT can literally be put back on the road with nothing beyond the repairer saying that it is fine?

eltax91

9,900 posts

207 months

Tuesday 30th August 2022
quotequote all
Baldchap said:
chrisch77 said:
Baldchap said:
It can't be put back on the road without an engineer's report.
Nonsense. Even identity checks after CAT repairs were abolished a few years ago.
Genuinely asking: A structural write off of a car with a current MOT can literally be put back on the road with nothing beyond the repairer saying that it is fine?
Correct.

Until it goes to it's next MoT at which point it will then be checked for safety/ roadworthiness (in theory)

It used to be the case that CAT C/D (now CAT S/N) would receive a marker on any future log book. If you wanted that marker removing and replaced with "condition inspected on XX date", you used to be able to get an engineer to check it over. I think this is what is getting confused by baldchap here



Edited by eltax91 on Tuesday 30th August 09:11

p4cks

6,934 posts

200 months

Tuesday 30th August 2022
quotequote all
'Structural' does not necessarily mean it was written off because the damage was so severe that it compromised the structural integrity of the vehicle.

Many Cat S vehicles have no structural damage, but the new categorisation names can be misleading in some instances. Just make a mental note that an 'S' equates to a 'C' in old terminology which signifies the level of cost for the repair and not necessarily the severity of the damage.


PAUL.S.

2,653 posts

247 months

Tuesday 30th August 2022
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Just because a car has an MOT does not mean its road legal, the MOT is not a get out of jail card just because its valid if you get pulled over by the police or VOSA and they find a fault, same with a repaired cat car, it still needs to meet the MOT standard once put back on the road even if the MOT is not due for a while.

chrisch77

641 posts

76 months

Tuesday 30th August 2022
quotequote all
p4cks said:
'Structural' does not necessarily mean it was written off because the damage was so severe that it compromised the structural integrity of the vehicle.

Many Cat S vehicles have no structural damage, but the new categorisation names can be misleading in some instances. Just make a mental note that an 'S' equates to a 'C' in old terminology which signifies the level of cost for the repair and not necessarily the severity of the damage.
If you watch any of the numerous ‘salvage rebuild’ YouTube channels it seems that the definition of structural damage (i.e. Cat S) can also mean simply that there is ‘damage’ to the bare body shell of the car, meaning that welded panels need repair or replacement rather than only bolt on parts (Cat N). As above, this doesn’t mean the structural integrity of the body is impaired, and could be something superficial like a non bolted on slam panel or inner wing being bent out of shape.

Pastor Of Muppets

3,288 posts

63 months

Tuesday 30th August 2022
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The basis answer to the OP is... Neither CAT S or CAT N markers invalidate the vehicles current MOT.


Wish

1,302 posts

250 months

Tuesday 30th August 2022
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But to continue the insurance with your current insurer you may well need a new MOT and Engineer report.

S isn’t the same as the previous CAT C.

CAT C was purely down to Money. Repair cost vs value.

CAT S is down to damage and wether it’s structural or not. A wing is not classed as structural but a wing mounting could be on certain makes or models.
It’s not as easy to categorise cars and you need to have the AQP qualification, which is much more than just making off Categories, it now includes identifying steels, and repair methods and lots of other things.

It’s not an easy qualification to gain.


the av8er

145 posts

124 months

Tuesday 30th April
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just came across this thread and wanted to clarify:
The original cat C or D were issued depending on a cost analysis of repair over current value. D being lower cost over value compared to C. This system was totally misleading because it compared costs and values rather that what the damage was. e.g: 2 cars of the same model that have the same damage and same repair costs could have different category because 1 car is worth more than the other simply because it has a different value, perhaps one is much newer. Some very badly damaged cars can be cat D because they are almost new - If it were 6 years old maybe cat B as it now has little valve.
C and D were changes to N and S ( meaning Structural and Non Structural damage ) to end the confusion. However it is now just as bad as before because many cars with just cosmetic or light panel damage and bent suspension components are classified cat S even though these items are easily swapped out. Putting these cars in the same category as those possibly needing jig work or actual structural repair. I think many cars are incorrectly classed S.
I have repaired a number of cat cars, e.g: car needing bumper, headlight, front wing and wishbone, all just bolt off bolt on parts Cat S - What a joke !! This is why I photograph before, during, and after and keep all removed parts until sold.
There is no problem with buying cat repaired cars, just check it carefully and if the seller has all the evidence of repair that I document and show - all the better.

I believe my latest purchase wasn't even checked by any damage assessor. It left the road onto a grassy bank and was recovered with one side caked in mud. I believe the insurer instantly paid out on pictures at the scene ( it looked a mess !!). Given cat S and sold to me. There was no structural damage, just needed body parts. A £30000 car that should have been easily repaired and returned to its owner.

During and since coviid, some easily repairable cars have been paid out and given a category simply because parts were not available !

Final thought: with all the modern tech / tools and availability of excellent used and quality patent parts. In most cases, it is actually easier to repair a car properly than to try and bodge it. If you try to bodge a repair, it will take many many extra hours to try to make the car look right. Plus the customer will most likely notice. All for the saving of a few pounds.