House Deeds

[GuinnessMK]

When we first bought our house, the mortgage was with a local building society, who later ran into a bit of trouble (Northern Shock).

When we changed the mortgage, the Rock sent us the deeds to the house, rather than to the new mortgage company.

What should I do with them? Do I put them in the safe? Or a safety deposit box, or lodge them with my bank?

What happens if I loose them?

[lewes]

Quite a lot of mortgage companies send you the deeds now adays. I think ours are either with our solicitor or in a safe place (that I cant recall where it is).

I would suggest the solicitor option but you may have to pay to view/access them

[Z4monster]

You might well find that the deeds are no longer needed. Any recent property transactions are done electronically with the land registery and so the paper deeds arn't needed anymore. I know my house was done electronically when I bought it (about eight years ago)