fleet insurance pro and con....
Discussion
HellDiver said:
You used too many question marks, and some of your words, including "qiote" and "regulasting" are gibberish.
Thanks for your constructive feedback - should really stop typing those things on my blackberry - should also edit my question, too, and write:"any feedback which roughly relates to my question very much appreciated"
to exclude replies from people who:
a) have nothing (else) to say
b) just want to wind you up
c)haven't got a clou on the subject or don't want to share
I found fleet insurance to be a complete waste of time.
I got asked daft questions like "What normal car do you use every day?"
Apparently, TVRs are not normal because they are TVRs. Imprezas aren't normal because they are "sports cars" (apparently) and Range Rovers aren't normal because they are "Prestege" vehicles.
They quoted me silly numbers for each car, making the total cost 50% more than 3 individual policies with three different companies, and had far worse terms and conditions - no track day cover, no agreed value etc.
The broker I use for the TVR isn't interested in JDM imports, the JDM import insurer isn't really interested in cranky British cars etc.
I got asked daft questions like "What normal car do you use every day?"
Apparently, TVRs are not normal because they are TVRs. Imprezas aren't normal because they are "sports cars" (apparently) and Range Rovers aren't normal because they are "Prestege" vehicles.
They quoted me silly numbers for each car, making the total cost 50% more than 3 individual policies with three different companies, and had far worse terms and conditions - no track day cover, no agreed value etc.
The broker I use for the TVR isn't interested in JDM imports, the JDM import insurer isn't really interested in cranky British cars etc.
All depends where you go & what policies you get. It's hard to be specific. An an example the poster saying
dnb said:
I found fleet insurance to be a complete waste of time.
I got asked daft questions like "What normal car do you use every day?"
Apparently, TVRs are not normal because they are TVRs. Imprezas aren't normal because they are "sports cars" (apparently) and Range Rovers aren't normal because they are "Prestege" vehicles.
They quoted me silly numbers for each car, making the total cost 50% more than 3 individual policies with three different companies, and had far worse terms and conditions - no track day cover, no agreed value etc.
The broker I use for the TVR isn't interested in JDM imports, the JDM import insurer isn't really interested in cranky British cars etc.
...may be telling the truth for his policy, however I have a range rover sport, GT3, Lotus Elan, Lotus Elise & Audi A3 covered on mine, no problems. I set the cover I need on each car, so mileage, useage, drivers, agreed value, etc., etc. is done on each car not on the fleet overall. The overall cost come in below individual policies, I don't need to worry about 5 separate renewals. I can add cars without needing additional No claims. The will also provide more trackcover at a decent price.I got asked daft questions like "What normal car do you use every day?"
Apparently, TVRs are not normal because they are TVRs. Imprezas aren't normal because they are "sports cars" (apparently) and Range Rovers aren't normal because they are "Prestege" vehicles.
They quoted me silly numbers for each car, making the total cost 50% more than 3 individual policies with three different companies, and had far worse terms and conditions - no track day cover, no agreed value etc.
The broker I use for the TVR isn't interested in JDM imports, the JDM import insurer isn't really interested in cranky British cars etc.
GT03ROB said:
All depends where you go & what policies you get. It's hard to be specific. An an example the poster saying
Jayne at Heritage Insurance Prestige Clients can do all of this. Her number is 0121 246-8089.dnb said:
I found fleet insurance to be a complete waste of time.
I got asked daft questions like "What normal car do you use every day?"
Apparently, TVRs are not normal because they are TVRs. Imprezas aren't normal because they are "sports cars" (apparently) and Range Rovers aren't normal because they are "Prestege" vehicles.
They quoted me silly numbers for each car, making the total cost 50% more than 3 individual policies with three different companies, and had far worse terms and conditions - no track day cover, no agreed value etc.
The broker I use for the TVR isn't interested in JDM imports, the JDM import insurer isn't really interested in cranky British cars etc.
...may be telling the truth for his policy, however I have a range rover sport, GT3, Lotus Elan, Lotus Elise & Audi A3 covered on mine, no problems. I set the cover I need on each car, so mileage, useage, drivers, agreed value, etc., etc. is done on each car not on the fleet overall. The overall cost come in below individual policies, I don't need to worry about 5 separate renewals. I can add cars without needing additional No claims. The will also provide more trackcover at a decent price.I got asked daft questions like "What normal car do you use every day?"
Apparently, TVRs are not normal because they are TVRs. Imprezas aren't normal because they are "sports cars" (apparently) and Range Rovers aren't normal because they are "Prestege" vehicles.
They quoted me silly numbers for each car, making the total cost 50% more than 3 individual policies with three different companies, and had far worse terms and conditions - no track day cover, no agreed value etc.
The broker I use for the TVR isn't interested in JDM imports, the JDM import insurer isn't really interested in cranky British cars etc.
warp9 said:
Jayne at Heritage Insurance Prestige Clients can do all of this. Her number is 0121 246-8089.
Yes there are a fair few places that offe similar policies, as ever the online type fleet policies are not relly intended for this sort of cover, more a familiy with a Mondeo, Focus & a standard MX5 or MGF as a weekend toy.Gassing Station | General Gassing | Top of Page | What's New | My Stuff