I want to take legal action — PCP Finance

I want to take legal action — PCP Finance

Author
Discussion

P4D

Original Poster:

250 posts

99 months

Saturday 22nd April 2017
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IJB1959 said:
If I were you I would contact the finance company first and take the issue up with them as they have a responsibility to resolve this on your behalf. Write them a letter listing all the faults, and the inconvenience caused. Also give the dealer a reasonable time frame in writing in which to fix all the issues you have to your satisfaction, otherwise you will request a replacement car of the same specification and value from them under The Consumer Rights Act 2015, and failure to do so will result in a County Court action against them to return the car as 'not fit for purpose', and seek to recover all monies paid together with expenses incurred and Court costs.
Cheers for them tips, I've been promised a call back on Monday from Abarth so if they don't get in touch I'll ring my finance company.

P4D

Original Poster:

250 posts

99 months

Saturday 22nd April 2017
quotequote all
D1ckie said:
30 miles???? Surely this would be the best option, you'd get a 2nd opinion and save you loads of further wasted time. You might find they fix the lot and you've get a perfect working car. Also, as you'd be a new customer to them you might find you get a better reception as I assume your current dealer is as pissed with you as you are with them............ just saying
Yeah true I suppose. Bet they think "oh god, he's back again".

P4D

Original Poster:

250 posts

99 months

Saturday 22nd April 2017
quotequote all
SDarks said:
Give the guy a break, he's come on for some advice because of a st situation and ends up getting abuse because he's taken a £200 a month PCP? What a finacial disaster how will he ever recover!

Anyone who's been to uni in the last 10 years knows that you have a lot of disposable income if you don't piss it up the wall every week.

I don't see anyone handing out advise on the supercar forum when people are spaffing thousands on monthlys for the latest shiny oranage toy, even though they are probably spending the same proportion of thier monthly take home on a car.

Good luck OP
Cheers! I appreciate your reply!

P4D

Original Poster:

250 posts

99 months

Saturday 22nd April 2017
quotequote all
D1ckie said:
True, once you've fallen out with a dealer its very hard to get back on terms again.

Why not book it into the other dealers for warranty work, and dont tell them about the issues you've had with the other dealer. That way you'll get a true report from them if you have faults or not
I've been recommended a place to take it by a another Abarth owner. I'll wait and see what Abarth phone up and say on Monday then take it from there.

P4D

Original Poster:

250 posts

99 months

Sunday 23rd April 2017
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TooMany2cvs said:
Mmm. Let's remember that that "income" is borrowed money that you're going to have to pay back unless you don't earn much for the next few decades after graduating, and which is accruing interest in the meantime...
At what point did I say I'm using my loan to fund my car? Another person assuming things laugh

P4D

Original Poster:

250 posts

99 months

Sunday 23rd April 2017
quotequote all
bigandclever said:
Just because I'm nosey, how far over your mileage allowance are you at now? Just wondering if that's a financial hook the dealer has got into you...
I'm about 3k over my limit atm.