Someone is insuring their car in my wifes name

Someone is insuring their car in my wifes name

Author
Discussion

robwilk

Original Poster:

818 posts

180 months

Sunday 28th May 2017
quotequote all
We have had a letter from More Than conforming that my wife has cancelled her insurance on her Vauxhall Corsa reg YB05 UCZ the thing is we have never owned a corsa. They have used my Wife's name and our address to insure in the car but when I rang More than they have not used her correct date of birth.
More than did not appear too bothered as i guess the insurance was cancelled with them, after pushing a little they said they would report it to the fraud department.
I still concerned this car maybe registered to my wife and we could get tickets etc from a car we neither own or know who owns it.
Is there any where we can ensure that its taken out of my wife name?

TooMany2cvs

29,008 posts

126 months

Sunday 28th May 2017
quotequote all
robwilk said:
I still concerned this car maybe registered to my wife and we could get tickets etc from a car we neither own or know who owns it.
Is there any where we can ensure that its taken out of my wife name?
But you don't know that it is? You've not received a V5C in your wife's name, to your address...?

robwilk

Original Poster:

818 posts

180 months

Sunday 28th May 2017
quotequote all
Nothing other than this letter saying the insurance has been Cancelled.

TooMany2cvs

29,008 posts

126 months

Sunday 28th May 2017
quotequote all
robwilk said:
Nothing other than this letter saying the insurance has been Cancelled.
There y'go, then. VERY unlikely to be registered to her.

750turbo

6,164 posts

224 months

Sunday 28th May 2017
quotequote all
robwilk said:
We have had a letter from More Than conforming that my wife has cancelled her insurance on her Vauxhall Corsa reg YB05 UCZ the thing is we have never owned a corsa. They have used my Wife's name and our address to insure in the car but when I rang More than they have not used her correct date of birth.
More than did not appear too bothered as i guess the insurance was cancelled with them, after pushing a little they said they would report it to the fraud department.
I still concerned this car maybe registered to my wife and we could get tickets etc from a car we neither own or know who owns it.
Is there any where we can ensure that its taken out of my wife name?
It is still showing as insured on MID by someone...

"VAUXHALL CORSA 1.2I (04 ON) SXI 3DR"

I would keep an eye on the free credit checks, just in case - I am an old cynical git though. (Noddle & Clearscore, will show credit search history from memory.)



OddCat

2,531 posts

171 months

Sunday 28th May 2017
quotequote all
Can we assume that the OP's wife has absolutely no connection with More Than and has never had insurance with them ?

Otherwise it wouldn't be the first time data has been muddled up.......

robwilk

Original Poster:

818 posts

180 months

Tuesday 30th May 2017
quotequote all
OddCat said:
Can we assume that the OP's wife has absolutely no connection with More Than and has never had insurance with them ?

Otherwise it wouldn't be the first time data has been muddled up.......
Nope no other dealing with more than in her name anyway.
Rob

optimate

109 posts

84 months

Tuesday 30th May 2017
quotequote all
easy way to beat anpr cams. look out for a few parking tickets and speeding tickets coming
your Mrs way.

speedking31

3,556 posts

136 months

Tuesday 30th May 2017
quotequote all
optimate said:
easy way to beat anpr cams. look out for a few parking tickets and speeding tickets coming
your Mrs way.
Because, of course, they use insurance details and don't get in touch with the registered keeper rolleyes

OP has she ever done an online quote for somebody else, even a relative? They could then have activated the quote and paid and not realised that the name was incorrect. </longshot>

optimate

109 posts

84 months

Wednesday 31st May 2017
quotequote all
Its a common scam take out insurance and cancel it in someone else s name and address it as soon as its entered on MIB data base
will make you safe from anpr cams if not a traffic pull

in mean time there hardly going to worry about parking or speed cams

i would not be suprised if a v5 for it turns up at there address from dvla shortly

Edited by optimate on Wednesday 31st May 08:38

TooMany2cvs

29,008 posts

126 months

Wednesday 31st May 2017
quotequote all
optimate said:
Its a common scam take out insurance and cancel it in someone else s name and address it as soon as its entered on MIB data base
will make you safe from anpr cams
...for a day or two until it comes off MID again...

Neonblau

875 posts

133 months

Wednesday 31st May 2017
quotequote all
optimate said:
Its a common scam take out insurance and cancel it in someone else s name and address it as soon as its entered on MIB data base
will make you safe from anpr cams if not a traffic pull

in mean time there hardly going to worry about parking or speed cams

i would not be suprised if a v5 for it turns up at there address from dvla shortly

Edited by optimate on Wednesday 31st May 08:38
That doesn't make ay sense. You'd have to have paid a premium and even if you didn't get smacked for a cancellation fee - assuming you cancel within 14 days - you're only going to get a couple of days out it. The car still needs tax and MOT to duck ANPRs.