Someone else is insuring my home and contents

Someone else is insuring my home and contents

Author
Discussion

Roofless Toothless

5,681 posts

133 months

Wednesday 27th September 2017
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I would have assumed that insurance companies would be more interested in a case where the same property was insured twice. To the best of my knowledge it is considered fraud to make two claims on the same loss.

There may be nothing in itself illegal about there being two policies, but two claims is another thing, so there is certainly potential fraud here. Nobody knows if there are any arrangements between you and the doctors, do they? Not that for a moment I am suggesting this is so.

Your own insurers must be made aware of this. I am sure they must have their own contacts within other insurance companies not open to us mere mortals.

julian64

14,317 posts

255 months

Wednesday 27th September 2017
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why not post the doctors names and let the PH massive do the finding?

tigger1

8,402 posts

222 months

Wednesday 27th September 2017
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julian64 said:
why not post the doctors names and let the PH massive do the finding?
Because a long long time ago PH decided that the days of forum posters outing the kid with the yellow TVR who lived with his parents were over.

Pretty sure there's a strict "no sleuthing" rule.

Hol

8,419 posts

201 months

Wednesday 27th September 2017
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Even though these doctors happen to bank there I am not sure that its fair-play to drag the bank through social media for not spending their own money and time to get involved in another companies (the insurers) issue.


If you wish to shame someone on social media, then surely it is the insurance company you should be targeting if you feel that they are allowing someone to insure the wrong property?


Alternatively. stick up a facebook post asking if anyone knows the two doctors and ask people to share it around Sevenoaks (premise: as they may still be insuring their old house by mistake). People seem to do that sort of thing all the time for much less noble reasons than your own.

andy_s

19,408 posts

260 months

Wednesday 27th September 2017
quotequote all
Just tell your insurers.

I wouldn't waste too much shoe leather tracking down people that have payed £8k over the years on a insuring a house they don't own, especially after trying and getting no help from the institutions (whose interest is in you not finding the Drs...)

Pica-Pica

13,839 posts

85 months

Wednesday 27th September 2017
quotequote all
andy_s said:
Just tell your insurers.

I wouldn't waste too much shoe leather tracking down people that have payed £8k over the years on a insuring a house they don't own, especially after trying and getting no help from the institutions (whose interest is in you not finding the Drs...)
The other insurer cannot take instructions from a third party anyway. Imagine going around cancelling other people's insurance? You have (or will) tell your insurance company, and sent them a copy of letters/email to the other insurers. As long as they acknowledge, that's it.