Insurance - Recovery of total loss

[anonymous-user]

I love the way this thread has taken on a life of it’s own with no contribution at all from the OP, not surprised he’s buggered off to be fair given the amount of discussion around points he never raised

[sim16v]

TooMany2cvs said:

Yup. But let's not forget that you have to negotiate to a point where both sides agree. And, if both sides can't agree - say, because you want the full £10k pre-collision value AND to keep the £3k-worth-at-Copart salvage - then it's going to the ombudsman. And they ain't going to say you're being reasonable and order the insurer to pay out... Which leaves you where? On the way to court?

Wrong again.

You don't have a contract with the TP insurer, so the ombudsman has no say or control over you or the TP insurance company, no matter what they say or do.