My son's mate has scratched his courtesy car..

My son's mate has scratched his courtesy car..

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Discussion

Macneil

Original Poster:

892 posts

80 months

Sunday 14th January 2018
quotequote all
My son's friend has written off his car and has a hire car from enterprise under his Direct Line insurance policy.

The hire car has sustained a scratch to the bumper, prolly in a car park.

Does anyone know what the likely cost will be, and perhaps more importantly for a teenager, will it be a seen as a further insurance claim, or is it just a simple financial transaction between him and Enterprise?

Any way that the damage can be considered part of the original claim? The original acident was entirely his own fault.

















So

26,282 posts

222 months

Sunday 14th January 2018
quotequote all
Macneil said:
My son's friend has written off his car and has a hire car from enterprise under his Direct Line insurance policy.

The hire car has sustained a scratch to the bumper, prolly in a car park.

Does anyone know what the likely cost will be, and perhaps more importantly for a teenager, will it be a seen as a further insurance claim, or is it just a simple financial transaction between him and Enterprise?

Any way that the damage can be considered part of the original claim? The original acident was entirely his own fault.
















Please tell me he doesn't live anywhere the East Midlands. He sounds like a danger to himself and others.

Camelot1971

2,699 posts

166 months

Sunday 14th January 2018
quotequote all
It won't be part of the claim - it's between him and Enterprise. They will give him a bill for the damage and he will need to pay it. Unless he had damage waiver, of course, but I expect that's unlikely.

Blue Oval84

5,276 posts

161 months

Sunday 14th January 2018
quotequote all
If he's still got it, I'd get Chipsaway in to sort it out. Mate of mine did that with his credit hire car after a crash and nothing was ever said about it.

CAPP0

19,582 posts

203 months

Sunday 14th January 2018
quotequote all
How big is the scratch? IME Enterprise don't always go over the cars with a fine tooth comb when you return them.

I've heard that some people use that coloured wax (which you can get from Halfords) to fill scratches which occur during a hire period, even when the scratch has appeared and the hirer knows absolutely nothing about how it happened.

Edited by CAPP0 on Sunday 14th January 21:16

Macneil

Original Poster:

892 posts

80 months

Sunday 14th January 2018
quotequote all
So said:
Please tell me he doesn't live anywhere the East Midlands. He sounds like a danger to himself and others.
Luckily for us we live nowhere near you

surveyor

17,823 posts

184 months

Sunday 14th January 2018
quotequote all
I was waiting in Enterprise a couple of weeks ago when someone was picking up their Direct Line arranged hire car.

They said that Direct Line covered the insurance and that whatever was their Policy Excess would be collected immediately if the car was returned with damage, with any left over after repair returned, or if it's more than the excess a claim on the Insurance Policy.

They have a guide. A small scratch is not necessarily damage that has to be sorted.

So

26,282 posts

222 months

Sunday 14th January 2018
quotequote all
Macneil said:
So said:
Please tell me he doesn't live anywhere the East Midlands. He sounds like a danger to himself and others.
Luckily for us we live nowhere near you
Phew. We've enough feckless wkers locally, without you and your associates.


Aphex

2,160 posts

200 months

Sunday 14th January 2018
quotequote all
So said:
Phew. We've enough feckless wkers locally, without you and your associates.
Cheer up

Loyly

17,996 posts

159 months

Monday 15th January 2018
quotequote all
So said:
Phew. We've enough feckless wkers locally, without you and your associates.
laugh

Sa Calobra

37,128 posts

211 months

Monday 15th January 2018
quotequote all
£600

surveyor

17,823 posts

184 months

Monday 15th January 2018
quotequote all
Sa Calobra said:
£600
Nope.

It will initially be whatever his direct line policy excess is.

anonymous-user

54 months

Monday 15th January 2018
quotequote all
prolly?confused

strain

419 posts

101 months

Monday 15th January 2018
quotequote all
depends on the guy checking the car, brother once had a fiesta curtesy car, his friend reversed into the rear bumper putting a nice Micra shaped dent on the side of the bumper, popped it out leaving a slight mark - never said anything.

On the other hand, saw a guy rent a 207 sport, had the rear quarter repainted rather than pay enterprise for a little mark

Matt_N

8,902 posts

202 months

Monday 15th January 2018
quotequote all
Hire car companies normally use a damage gauge for any new scratches etc, if it's small it'll probably be ignored, if they go outside the gauge then it'll be subject to the costs detailed on his agreement.

CooperS

4,503 posts

219 months

Monday 15th January 2018
quotequote all
Isn't the rule of thumb that if the scratch is wider than a 50p coin and/or can be felt using a thumb nail then it's chargeable.

The reason I know this is that I always mark down or call up when I get a car that has marks (nearly all rentals regardless of how new) and that line gets rolled out and even when it's worse they shrug and write it down so my company doesn't get charged (which would come out of my pocket)

SVTRick

3,633 posts

195 months

Monday 15th January 2018
quotequote all
So said:
Macneil said:
So said:
Please tell me he doesn't live anywhere the East Midlands. He sounds like a danger to himself and others.
Luckily for us we live nowhere near you
Phew. We've enough feckless wkers locally, without you and your associates.
You being one of them - bellend

McGraw

197 posts

143 months

Monday 15th January 2018
quotequote all
So said:
Phew. We've enough feckless wkers locally, without you and your associates.
Where does it say who was responsible for the scratch?

The "Probably" part infers it was caused by someone else.

McGraw

197 posts

143 months

Monday 15th January 2018
quotequote all
280E said:
prolly?confused
https://en.oxforddictionaries.com/definition/prolly