No Fault Shunt - What Next?
Discussion
Your solicitor should be arranging independant medical evidence to ensure that this verifies your injuries and ongoing issues are caused by the accident, and if so the other side will struggle to to counter this.
It is irrelevent what the other driver says, he/she knows nothing
If there is a long NHS waiting list, your solicitors should be pressing the other side to arrange rehab/private treatment as utlimately if you get better quicker, they pay you less.
It is irrelevent what the other driver says, he/she knows nothing
If there is a long NHS waiting list, your solicitors should be pressing the other side to arrange rehab/private treatment as utlimately if you get better quicker, they pay you less.
Don't be such a s
t. Injuries in a car accident often aren't immediately apparent, even ones that can develop to be serious.
To the OP, why hasn't your insurance provided you with private physio? My wife was involved in two no-fault accidents (both times smashed into by stupid old, women) and each time insurance arranged private healthcare to provide physio.
t. Injuries in a car accident often aren't immediately apparent, even ones that can develop to be serious. To the OP, why hasn't your insurance provided you with private physio? My wife was involved in two no-fault accidents (both times smashed into by stupid old, women) and each time insurance arranged private healthcare to provide physio.
I've had 12 weeks of physio on the NHS, by the last few it was very obvious all the stretches and routines had been exhausted and were having little or no effect on my injury due to several GP suspecting nerve damage and relaying that information to my physio. Insurance have offered no physio whatsoever.
With regards to the solicitor I was sent to a private consultant on his behalf which cost him £400, I was in the consulting room for approximately 20 minutes about half of which was me sitting reciting a tale of woe and the other spent attempting to do some very basic and extremely painful stretches.
The solicitor sent away the consultants report backed up with my medical notes from variety of GP, Physios etc and they've simply sent back a letter saying the injuries aren't the result of their clients negligence. I have told the solicitor that I had no injuries or symptoms before the accident he said he will push it to court if need be but suspects the insurance company are just playing hard ball.
I was of the opinion the solicitor would fight my corner for the insurer to pay for medical bills however it seems they are trying to avoid paying out for anything. I can absorb the loss of money etc but being financially out of pocket to heal an injury caused by someone else is more than annoying.
I've been told that the medical bills for spinal injury can spiral very quickly, as initial assessments stay in the hundreds but multiple scans run into the thousands.
With regards to weight gain, I'm well aware than it's my fault but when your going from living a healthy and active life, walking about 15-20,000 steps a day to just about managing 5000. My mind would want to go and play football and golf but the body just isn't going to make it onto the pitch/course.
With regards to the solicitor I was sent to a private consultant on his behalf which cost him £400, I was in the consulting room for approximately 20 minutes about half of which was me sitting reciting a tale of woe and the other spent attempting to do some very basic and extremely painful stretches.
The solicitor sent away the consultants report backed up with my medical notes from variety of GP, Physios etc and they've simply sent back a letter saying the injuries aren't the result of their clients negligence. I have told the solicitor that I had no injuries or symptoms before the accident he said he will push it to court if need be but suspects the insurance company are just playing hard ball.
I was of the opinion the solicitor would fight my corner for the insurer to pay for medical bills however it seems they are trying to avoid paying out for anything. I can absorb the loss of money etc but being financially out of pocket to heal an injury caused by someone else is more than annoying.
I've been told that the medical bills for spinal injury can spiral very quickly, as initial assessments stay in the hundreds but multiple scans run into the thousands.
With regards to weight gain, I'm well aware than it's my fault but when your going from living a healthy and active life, walking about 15-20,000 steps a day to just about managing 5000. My mind would want to go and play football and golf but the body just isn't going to make it onto the pitch/course.
Edited by EarlofDrift on Sunday 21st July 22:52
For £400 it sounds as if you were examined by a GP, which is no good. You need to be examined by a Consultant Orthopaedic Surgeon and even though it will be an initial report at this stage
Your sollcitor should have a contract with a medical agency, whereby all reports are paid on settlement of your claim.
If they have not, you need a new solicitor.
Your sollcitor should have a contract with a medical agency, whereby all reports are paid on settlement of your claim.
If they have not, you need a new solicitor.
Are you dealing with your own insurance company? I'm baffled why they're not being more helpful. I would expect they'd be salivating at the prospect of making money out of the third party's insurance! Also, why are you having to find your own solicitor? Isn't your insurer providing one?
Did you end up going through insurance for the initial accident? This might have screwed you over a bit if not.
Personally when I had similar my insurance sorted me out with a claims management company who arranged repairs and instructed lawyers who also organised collection of medical evidence.
I'm not sure the third party's unqualified opinion means anything at all?
Personally when I had similar my insurance sorted me out with a claims management company who arranged repairs and instructed lawyers who also organised collection of medical evidence.
I'm not sure the third party's unqualified opinion means anything at all?
The at fault driver didn't want to go through insurance and was insistent we settle outside, since it was coming up to Christmas I agreed.
The car was repaired for £330 but got mates rate so saved about a grand over what I was quoted from bodyshop, Audi was around £2000 which would have written the car off. He sent me £330 within a week.
My policy didn't include legal cover so my insurer would have paid for repair and then instructed a solicitor to act on my behalf. Since I've gone back to them they said they are happy to assist my current solicitor.
Another conversation today they seemed positive about joining forces with my current solicitor to get things moving along a bit as having looked at the overwhelming medical evidence they couldn't believe the other insurer for the at fault driver sent such a dismissive letter.
The car was repaired for £330 but got mates rate so saved about a grand over what I was quoted from bodyshop, Audi was around £2000 which would have written the car off. He sent me £330 within a week.
My policy didn't include legal cover so my insurer would have paid for repair and then instructed a solicitor to act on my behalf. Since I've gone back to them they said they are happy to assist my current solicitor.
Another conversation today they seemed positive about joining forces with my current solicitor to get things moving along a bit as having looked at the overwhelming medical evidence they couldn't believe the other insurer for the at fault driver sent such a dismissive letter.
So thought I'd give another update to this case ten months on which is getting far too long and winded for my liking.
I had a private MRI in June which picked up degenerative disc as a result of trauma. The private consultant couldn't believe what my NHS GP was diagnosing and also said the medication I'd been taking for 6-7 months would have had no effect whatsoever on my condition. After several hundred pounds and a few appointments I had surgery in July to burn off the nerve and then a epidural steroid injection which was supposed to help me walk properly and reduce the chronic pain.
So six weeks on from that and I'm still in severe constant pain and can't walk, climb stairs etc. It appears the procedure didn't work as intended so that's £3000 and I'm still in the same state.
So now I've been told the only k thing that will get me back to my old self is full blown surgery which on the NHS has quite a long waiting list and privately costs not far off £10k for one part and £8k for the second part I which pins and inserted into the vertebrae. I've not been able to go back to my job so am currently on UC which pays me not even £60 a week, there's not chance of going back to work until surgery is done and dusted as the medication I'm on is a lot stronger than I was previously prescribed.
Meanwhile despite the guy who slammed into me admitting full liability and having a pile of medical notes, scan results from about a dozen medical professional. My solicitor isn't doing as much as I would like him too. I'm several thousand pounds out of pocket and lost tens of thousands in potential earnings and he's dealing with a junior crash management admin from their insurance company.
Heres part of my MRI scan which even someone with no medical knowledge can see doesn't look quite right.
I had a private MRI in June which picked up degenerative disc as a result of trauma. The private consultant couldn't believe what my NHS GP was diagnosing and also said the medication I'd been taking for 6-7 months would have had no effect whatsoever on my condition. After several hundred pounds and a few appointments I had surgery in July to burn off the nerve and then a epidural steroid injection which was supposed to help me walk properly and reduce the chronic pain.
So six weeks on from that and I'm still in severe constant pain and can't walk, climb stairs etc. It appears the procedure didn't work as intended so that's £3000 and I'm still in the same state.
So now I've been told the only k thing that will get me back to my old self is full blown surgery which on the NHS has quite a long waiting list and privately costs not far off £10k for one part and £8k for the second part I which pins and inserted into the vertebrae. I've not been able to go back to my job so am currently on UC which pays me not even £60 a week, there's not chance of going back to work until surgery is done and dusted as the medication I'm on is a lot stronger than I was previously prescribed.
Meanwhile despite the guy who slammed into me admitting full liability and having a pile of medical notes, scan results from about a dozen medical professional. My solicitor isn't doing as much as I would like him too. I'm several thousand pounds out of pocket and lost tens of thousands in potential earnings and he's dealing with a junior crash management admin from their insurance company.
Heres part of my MRI scan which even someone with no medical knowledge can see doesn't look quite right.
Edited by EarlofDrift on Friday 11th October 19:41
Understand that you are out of pocket with your current solicitor already, but have you considered sacking him off and getting someone else to handle your claim if he is not doing anything pro-active?
Also, can't believe that you got hit in the rear by a car doing 25-30mph and it did so little damage you only needed £330 of repairs/a replacement bumper.
I was stationary at lights a few years back and someone hit me at around the same speed. I saw them coming, realised what was going to happen so took my foot off the brake and tried to pull away but it was too late.
The rear of my car was totally destroyed, it bent my sub-frame, distorted both rear side-panels beyond repair, the boot lid wasn't the same shape as it's opening, air bags went off etc etc. Was about £10K damage I think, wrote the car off and it was only 3 years old.
I had nothing serious other than a few aches & pains for a day or two which I'm grateful for.
Hope you get a resolution.
Also, can't believe that you got hit in the rear by a car doing 25-30mph and it did so little damage you only needed £330 of repairs/a replacement bumper.
I was stationary at lights a few years back and someone hit me at around the same speed. I saw them coming, realised what was going to happen so took my foot off the brake and tried to pull away but it was too late.
The rear of my car was totally destroyed, it bent my sub-frame, distorted both rear side-panels beyond repair, the boot lid wasn't the same shape as it's opening, air bags went off etc etc. Was about £10K damage I think, wrote the car off and it was only 3 years old.
I had nothing serious other than a few aches & pains for a day or two which I'm grateful for.
Hope you get a resolution.
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