Small accident. Perp seemed decent but now gone awol

[BertBert]

markyb_lcy said:

From what I can tell, MID will only tell you if a vehicle is or isn't insured. I've checked his reg and it is.

Use the askmid paid for service to find the details. It's quite straightforward.
Bert

[markyb_lcy]

Breadvan72 said:

markyb_lcy said:

This is an interesting one too, I had considered it. If the damage was more than £250 worth, I'd probably go down this avenue.

Regarding your point on pre-existing damage, my reply would be "Ah that little scratch? Was there when I bought it" (car is a 15 yr old sports car and only worth £3-4k)

Lying liars gonna lie. Ever thought of standing for the Tory party? Promising career ahead.

Get off your high horse. Jesus.

[anonymous-user]

You are perhaps suggesting that a small lie does not matter because it is a lie about a small thing. But at what point does a small lie become a big lie? Is there an ethical difference between staging a crash and claiming 50,000, and not mentioning an accident? Each involves a falsehood designed to obtain a financial benefit. Is the difference a difference in scale, or in the essential character of the act? If a person will be untruthful in one transaction, does that make them untrustworthy in another? Try it this way, is someone who obtains by deception an advantage worth 50 pounds any different to one who obtains by deception an advantage worth 100,000 pounds? Enjoy ethics 101.

Edited by anonymous-user on Friday 22 November 18:48

[barian]

I think few would argue that there is any ethical difference but, in practice, society seems to view a 100,000 pound fraud differently to a 50 pound fraud. All other things being equal, would we not expect the sentence for the former to be greater? I include the qualification because, obviously, a 50 pound benefit fraud committed by a single mother with hungry children is far more serious than a 100,000 pound financial fraud by an upstanding white collar criminal.

[Pegscratch]

All those attempting to stone BV off his "high horse", it's probably worth reading and digesting this.

https://forums.moneysavingexpert.com/showthread.ph...

I'd suggest only the 1% could shrug off the £334,000 owed to their insurer in such a situation. "Additional few hundred quid premium" (my OH went into the back of someone recently and premium went "up" a whole -£30) vs 5 years plus 6 years statute of limitations (which BV may proffer an opinion as to whether it may or may not apply, without charge no less!) of constantly wondering if it's going to bite you to the tune of hundreds of thousands.

Hell, even at thousand (singular) I'd be keen to just pay my dues.

[Pegscratch]

barian said:

society seems to view

Society =/= law. Law is a tool used to maintain society. Whilst sentencing does usually reflect the magnitude of the crime, if the starting point is time behind bars then there's no escaping.

[BenjiS]

BertBert said:

markyb_lcy said:

From what I can tell, MID will only tell you if a vehicle is or isn't insured. I've checked his reg and it is.

Use the askmid paid for service to find the details. It's quite straightforward.
Bert

This. For the grand total of 4.50.

I used it recently when someone reversed into the wife’s car. Request into MIB provided the policy number and insurer for the vehicle. I rang them directly and told them I wanted to make a claim off one of their policy holders. Car was fixed and returned within two weeks. Full marks to LV in this case.

However, we did informed our insurance company (Direct Line) there had been a bump, but were clear we weren’t claiming from them. They made a note, and when the policy renewal happened to land a few weeks later it had made no difference at all.