Caught with no insurance after midnight expiry

[Solocle]

Surely if it expires at 23:59 that means 23;59:00.000, not 23:59:59.999*.

So that's 2 minutes you've been diddled for.

But this would be midnight on 4th September, technically. If told that on the phone, you might misinterpret that.

[TwigtheWonderkid]

Solocle said:

Surely if it expires at 23:59 that means 23;59:00.000, not 23:59:59.999*.

Nope, it covers the whole of 23:59

[Solocle]

TwigtheWonderkid said:

Nope, it covers the whole of 23:59

But then would not expiring [at] e.g September 4th cover the whole day?

I'd read it as, once it's 23:59, that's when it expires. For the whole minute, I'd go with expires after23:59

[TwigtheWonderkid]

Solocle said:

TwigtheWonderkid said:

Nope, it covers the whole of 23:59

But then would not expiring [at] e.g September 4th cover the whole day?

I'd read it as, once it's 23:59, that's when it expires. For the whole minute, I'd go with expires after23:59

If a season ticket covers you from 1st Jan to 31 Dec, you can travel during 31 Dec. If your insurance runs 1 June to 31 May, you're covered for the 31 May. If you policy runs to 23:59, it covers all of 23:59. 23:59:59 is still part of 23:59.

[Pica-Pica]

NGee said:

Sebring440 said:

Dibble said:

Obviously, the insurance company are effectively diddling me out of 20 or so hours of insurance...)

Why do you think that?

Because technically, for a 'full' year, the insurance should have run out at 20:07 on 13th December 2020.


(It was a joke - don't worry about it!)

But it is a leap year anyway. That is, more than a full year.

[TwigtheWonderkid]

Pica-Pica said:

NGee said:

Sebring440 said:

Dibble said:

Obviously, the insurance company are effectively diddling me out of 20 or so hours of insurance...)

Why do you think that?

Because technically, for a 'full' year, the insurance should have run out at 20:07 on 13th December 2020.


(It was a joke - don't worry about it!)

But it is a leap year anyway. That is, more than a full year.

Had he started his policy at midnight, he would have got 366 days for the same price as he is now paying for 365 days and 4 hours. So no matter how you cut it, the bloodsucking leaches in our rip off insurance industry are fleecing him out of 20 hours cover, the sponging vultures .

[Dibble]

NGee said:

Sebring440 said:

Dibble said:

Obviously, the insurance company are effectively diddling me out of 20 or so hours of insurance...)

Why do you think that?

Because technically, for a 'full' year, the insurance should have run out at 20:07 on 13th December 2020.


(It was a joke - don't worry about it!)

I don’t honestly think that. I was being obviously facetious, as every other poster seems to have worked out.

[NGee]

Dibble said:

NGee said:

Sebring440 said:

Dibble said:

Obviously, the insurance company are effectively diddling me out of 20 or so hours of insurance...)

Why do you think that?

Because technically, for a 'full' year, the insurance should have run out at 20:07 on 13th December 2020.


(It was a joke - don't worry about it!)

I don’t honestly think that. I was being obviously facetious, as every other poster seems to have worked out.

Every other poster except Sebring440!

[Pica-Pica]

TwigtheWonderkid said:

Pica-Pica said:

NGee said:

Sebring440 said:

Dibble said:

Obviously, the insurance company are effectively diddling me out of 20 or so hours of insurance...)

Why do you think that?

Because technically, for a 'full' year, the insurance should have run out at 20:07 on 13th December 2020.


(It was a joke - don't worry about it!)

But it is a leap year anyway. That is, more than a full year.

Had he started his policy at midnight, he would have got 366 days for the same price as he is now paying for 365 days and 4 hours. So no matter how you cut it, the bloodsucking leaches in our rip off insurance industry are fleecing him out of 20 hours cover, the sponging vultures .

Leech!

[thebullettrain]

The state of this thread!