Car reversed into while parked, I know whodunnit

[martinbiz]

loskie said:

My old Forester was written off by a young lad who pulled out in front of me.
Claimed directly off his insurer notified mine.

NO increase in premiums.

Indeed after more years driving than I can remember with out a claim, I had 2 in the space of 3 years, both rear ended waiting at lights, one by a car and then by a van, no apparent increase in premium, in fact when the renewal came through after the 2nd one 2 years ago it was less than the year before. One of the few benefits of being an old fart

[vaud]

My wife had a fault claim and the policy did not increase. Nor did it go down.

[vitesse2000]

Two prangs in the past year, both in the company van. Hit up back while stationary behind stopped bus (van bumper mangled), no fault, and second with a bumper/bumper rub in traffic, other party in BMW was in a rush and thought he’d get through - no marks on plastic van bumper, but scuffed paint on his (£100 smart repair touch). He insisted to go through insurance, it was declared (wrongly I think) 50/50.

Declared accidents at renewal two weeks back on my personal work hack Micra, premium doubled to £300 - my personal ncb remains intact at 15 years.

I am also an old fart at 62

Insurers look for any way to make money from you