Written Off my 458 Spider

Author
Discussion

VSKeith

758 posts

48 months

Friday 5th August 2022
quotequote all
Fermit said:
Who needs the courts, when you have Pistonheads. fks sake.
laugh

slow ginn

Original Poster:

67 posts

219 months

Saturday 6th August 2022
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Monkeylegend said:
Did the other car stop and assist the police with their enquiries?
Yes, and police have given me her details which I’ve passed to insurers.

General Price

5,256 posts

184 months

Saturday 6th August 2022
quotequote all
Can't have been going that fast if you were hitting trees and walked away.

Trees are bloody hard.

slow ginn

Original Poster:

67 posts

219 months

Saturday 6th August 2022
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Thanks all for your comments , some good observations and helpful points.
My view is that the person who pulled out was at fault but interestingly my insurers not pursuing them as there was no collision with them. Until the police conclude their investigation I’ll have to sit tight as has been suggested.
The verges at the junction had not been cut and were dangerously high and undoubtedly restricted the other drivers vision. The very next day the Council cut them probably following a furore on local social media site about another serious accident at this dangerous junction.
Appreciate your comments

PorkInsider

5,889 posts

142 months

Saturday 6th August 2022
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StressedDave said:
One colleage calculated an impact speed based on the trajectory of a loose bucket of oysters strapped to the back of a moped.
Why didn't he use a calculator/pen/paper, etc?

Monkeylegend

26,465 posts

232 months

Saturday 6th August 2022
quotequote all
slow ginn said:
Thanks all for your comments , some good observations and helpful points.
My view is that the person who pulled out was at fault but interestingly my insurers not pursuing them as there was no collision with them. Until the police conclude their investigation I’ll have to sit tight as has been suggested.
The verges at the junction had not been cut and were dangerously high and undoubtedly restricted the other drivers vision. The very next day the Council cut them probably following a furore on local social media site about another serious accident at this dangerous junction.
Appreciate your comments
A collision would have worked out better from an insurance point of view, but at least you avoided the possibility of injuries to the other driver by driving off road.

TonyF1

158 posts

53 months

Saturday 6th August 2022
quotequote all
If DD is an exclusion on the policy seems perfectly reasonable for the Insurance Company to want to review the Police report prior to any settlement.

Until concluded little point arguing about the value given they may turn down the claim if the report concludes driving dangerously through excess speed. The report will likely include estimation of speed so eye witness account of speed is likely mute.

PF62

3,658 posts

174 months

Saturday 6th August 2022
quotequote all
slow ginn said:
The verges at the junction had not been cut and were dangerously high and undoubtedly restricted the other drivers vision. The very next day the Council cut them probably following a furore on local social media site about another serious accident at this dangerous junction.
Appreciate your comments
Since you could see the verges had not been cut and that they might restrict someone's view when pulling out of a side road, then presumably you had reduced your speed to take account of that.

TonyF1

158 posts

53 months

Saturday 6th August 2022
quotequote all
If DD is an exclusion on the policy seems perfectly reasonable for the Insurance Company to want to review the Police report prior to any settlement.

Until concluded little point arguing about the value given they may turn down the claim if the report concludes driving dangerously through excess speed. The report will likely include estimation of speed so eye witness account of speed is likely mute.

Tony1963

4,788 posts

163 months

Saturday 6th August 2022
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Moot

slow ginn

Original Poster:

67 posts

219 months

Saturday 6th August 2022
quotequote all
Monkeylegend said:
A collision would have worked out better from an insurance point of view, but at least you avoided the possibility of injuries to the other driver by driving off road.
Yes that seems to be the case

anonymous-user

55 months

Saturday 6th August 2022
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PF62 said:
slow ginn said:
The verges at the junction had not been cut and were dangerously high and undoubtedly restricted the other drivers vision. The very next day the Council cut them probably following a furore on local social media site about another serious accident at this dangerous junction.
Appreciate your comments
Since you could see the verges had not been cut and that they might restrict someone's view when pulling out of a side road, then presumably you had reduced your speed to take account of that.
What a nasty forum this has become.

OutInTheShed

7,676 posts

27 months

Saturday 6th August 2022
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JimSuperSix said:
What a nasty forum this has become.
Maybe it reflects society to some extent.
Going fast on public roads is viewed differently from 20 or 30 years ago.

OutInTheShed

7,676 posts

27 months

Saturday 6th August 2022
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slow ginn said:
....
The verges at the junction had not been cut and were dangerously high and undoubtedly restricted the other drivers vision. ......
The effect of this being exaggerated with a low sports car compared to an SUV or even a Mondeo?
Vision would have been restricted in both directions, rays of light mostly take the same path in both directions.

ATM

18,300 posts

220 months

Saturday 6th August 2022
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OutInTheShed said:
JimSuperSix said:
What a nasty forum this has become.
Maybe it reflects society to some extent.
Going fast on public roads is viewed differently from 20 or 30 years ago.
God forbid overtaking

vonhosen

40,243 posts

218 months

Saturday 6th August 2022
quotequote all
ATM said:
OutInTheShed said:
JimSuperSix said:
What a nasty forum this has become.
Maybe it reflects society to some extent.
Going fast on public roads is viewed differently from 20 or 30 years ago.
God forbid overtaking
At least overtaking that results in collisions.

ATM

18,300 posts

220 months

Saturday 6th August 2022
quotequote all
slow ginn said:
Monkeylegend said:
A collision would have worked out better from an insurance point of view, but at least you avoided the possibility of injuries to the other driver by driving off road.
Yes that seems to be the case
This was my initial thought. Mental note made. If in doubt drive into the other vehicle rather than trying to avoid. Once you leave the road and end up on grass or what not you have no chance of slowing down. And yes you really do not want to hit trees. Sideways into a tree could be game over. Better to take the head on collision which cars are better designed for. The other car will be much worse off if you hit it side on but you can't concern yourself with that in the moment.

Matt_E_Mulsion

1,693 posts

66 months

Saturday 6th August 2022
quotequote all
Why is the Sussex Police Collision Unit dealing with it? Do they not only get involved where there is a fatal or life changing injury?

Other than that surely it is a straightforward RTC?

TonyF1

158 posts

53 months

Saturday 6th August 2022
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Tony1963 said:
Moot
Thank you for you’re valuable contribution.

BAMoFo

746 posts

257 months

Saturday 6th August 2022
quotequote all
OutInTheShed said:
JimSuperSix said:
What a nasty forum this has become.
Maybe it reflects society to some extent.
Going fast on public roads is viewed differently from 20 or 30 years ago.
Unfortunately it does reflect society. The authorities must be proud of how to they have managed to get the population to do some of their work for them reporting misdemeanors.

Edited by BAMoFo on Saturday 6th August 10:29