Hit by car… options please
Discussion
Vsix and Vtec said:
The point of ringing the police isnt to persue a prosecution, its to get a case number for the insurance claim. If you didn't know who hit you, then fair enough, pony up the £400 for a new mirror, but insurance is there for a reason, and you're claiming off thiers not yours.
Only if you actually claim off theirs, not yours. It's your choice to make.BertBert said:
Only if you actually claim off theirs, not yours. It's your choice to make.
No reasonable person would know who hit them, and then chose to claim off thier own insurance. That's just nonsensical. Given the situation, the choice is to either claim off the known person, or pay out of your own pocket. Were the damage greater, and the person unknown, then it would be sensible to claim off your own, but not here.119 said:
I'd be reporting the main dealer for breaching GDPR.
What a load of b
ks. Have a read of DPA and GDPR legislation then come back and post you were talking ste and for everyone to ignore your advice.this seems to be a standard "I know my rights" response without knowing your "rights"
pavarotti1980 said:
119 said:
I'd be reporting the main dealer for breaching GDPR.
What a load of bks. Have a read of DPA and GDPR legislation then come back and post you were talking ste and for everyone to ignore your advice.this seems to be a standard "I know my rights" response without knowing your "rights"
Edit:
Is it this one?
"handled in a way that ensures appropriate security, including protection against unlawful or unauthorised processing, access, loss, destruction or damage"
Seems fairly clear to me and if i found out a dealer had given out any information about me, i would see them in court.
Edited by 119 on Friday 5th April 14:47
119 said:
What rights am I supposedly knowing?
Edit:
Is it this one?
"handled in a way that ensures appropriate security, including protection against unlawful or unauthorised processing, access, loss, destruction or damage"
Seems fairly clear to me and if i found out a dealer had given out any information about me, i would see them in court.
The fact you are missing the most basic of points is quite funny. The dealer has not given any personal information out. Other than that banged to rights Edit:
Is it this one?
"handled in a way that ensures appropriate security, including protection against unlawful or unauthorised processing, access, loss, destruction or damage"
Seems fairly clear to me and if i found out a dealer had given out any information about me, i would see them in court.
Edited by 119 on Friday 5th April 14:47
pavarotti1980 said:
119 said:
What rights am I supposedly knowing?
Edit:
Is it this one?
"handled in a way that ensures appropriate security, including protection against unlawful or unauthorised processing, access, loss, destruction or damage"
Seems fairly clear to me and if i found out a dealer had given out any information about me, i would see them in court.
The fact you are missing the most basic of points is quite funny. The dealer has not given any personal information out. Other than that banged to rights Edit:
Is it this one?
"handled in a way that ensures appropriate security, including protection against unlawful or unauthorised processing, access, loss, destruction or damage"
Seems fairly clear to me and if i found out a dealer had given out any information about me, i would see them in court.
Edited by 119 on Friday 5th April 14:47
It does seem to be one of those accidents where if you don't both stop and deal with it there and then, it just fizzles out or worse, gets expensive.
Is your £500 price the 'recommended dealer price? Could you by using pattern parts of from a breaker do it for much less? It is annoying yes but for what could be £100 or so, I'd rather that than being labelled a risk by insurers and needing to declare this for years. Yes, you are supposed to anyhow.
Keep in mind insurers may well hold you 50% responsible too if, as I presume, you were both passing each other? You lose your NCD then!
Each to their own but I'd try to repair using a breaker's part, not tell the insurers but give the other bloke a Chinese burn if I see him at Tesco. Yep, well 'ard, don't mess with my mirrors.
Is your £500 price the 'recommended dealer price? Could you by using pattern parts of from a breaker do it for much less? It is annoying yes but for what could be £100 or so, I'd rather that than being labelled a risk by insurers and needing to declare this for years. Yes, you are supposed to anyhow.
Keep in mind insurers may well hold you 50% responsible too if, as I presume, you were both passing each other? You lose your NCD then!
Each to their own but I'd try to repair using a breaker's part, not tell the insurers but give the other bloke a Chinese burn if I see him at Tesco. Yep, well 'ard, don't mess with my mirrors.
GoodOlBoy said:
A question for the OP which IMHO is key to the whole issue.
Do you think the driver knew that he hit your vehicle ?
I do. The impact didn’t just move the wing mirror. It tore it all off. Do you think the driver knew that he hit your vehicle ?
That’s why I went to the main dealer as without a doubt they will have damaged theirs.
119 said:
pavarotti1980 said:
119 said:
I'd be reporting the main dealer for breaching GDPR.
What a load of bks. Have a read of DPA and GDPR legislation then come back and post you were talking ste and for everyone to ignore your advice.this seems to be a standard "I know my rights" response without knowing your "rights"
Edit:
Is it this one?
"handled in a way that ensures appropriate security, including protection against unlawful or unauthorised processing, access, loss, destruction or damage"
Seems fairly clear to me and if i found out a dealer had given out any information about me, i would see them in court.
Edited by 119 on Friday 5th April 14:47
At no point did I ask for any personal details, and I prefaced my question by advising I do not want to know any details.
jondude said:
Keep in mind insurers may well hold you 50% responsible too if, as I presume, you were both passing each other? You lose your NCD then!
I must admit, i read the OP say "my van was hit" and imagined them being either parked or stationary. Could be useful to have clarification on this point. If they were passing each other on a tight corner, then unless they have evidence of the other vehicle crossing the dividing line into thier lane, it might not be worth pursuing. I suppose OP could have protected NCB, in which case they'd only lose a year of the total.Simond S said:
GoodOlBoy said:
A question for the OP which IMHO is key to the whole issue.
Do you think the driver knew that he hit your vehicle ?
I do. The impact didn’t just move the wing mirror. It tore it all off. Do you think the driver knew that he hit your vehicle ?
That’s why I went to the main dealer as without a doubt they will have damaged theirs.
A letter to him, via the main dealers, (assuming they're willing) asking him to either contribute to the cost or give his insurance details seems to be the best chance you've got IMHO.
The fact that you've managed to track him down, are prepared to involve the police (and have a witness
) may strengthen your chances. Vsix and Vtec said:
No reasonable person would know who hit them, and then chose to claim off thier own insurance. That's just nonsensical. Given the situation, the choice is to either claim off the known person, or pay out of your own pocket. Were the damage greater, and the person unknown, then it would be sensible to claim off your own, but not here.
I disagree entirely. If you have an accident and think it's the other person's fault you have exactly the choice of who to claim off.There have been tales on here about claiming direct from the other party and it being a breeze and also the exact opposite. There's loads of factors. There's no guarantee that claiming from the other party will be straightforward. It may be, it may not. They might just deny the claim. They may give a very different version of events, they may just ignore you. Many times the advice on here has been to claim from your own insurer as that's what you pay them for.
dreamcracker said:
LosingGrip said:
You won't be paying an excess if the other driver is at fault..
Yes you will.But if you have legal cover, you might be able to claim it back.
We’ve put two no-fault claims through our insurer (I don’t get this “claim off the third party” lark) and both times they immediately said they’d waive our excess. Insurer was LV=.
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