Distance purchase, V5 received before arrival

Distance purchase, V5 received before arrival

Author
Discussion

Chicken Chaser

Original Poster:

7,815 posts

225 months

Sunday 7th April
quotequote all
I've a quick question on distance purchasing...


I've bought a bike at the other end of the country from me. It's a used bike from a reputable dealer. All Comms have been by WhatsApp or phone and payments over the phone. It'll be the first time I've engaged in a distance sale so some slight anxiety over condition has made me question if I'd do it again etc.

V5 for the bike has turned up at my house 5 days before it's due to be delivered. Is that usual in a distance sale? If I was to send it back due to something not being disclosed, then surely the dealer has jumped the gun in transferring ownership before the 14 day cancellation period is up? I wasn't expecting that to happen until it had least been inspected on arrival.

Scrump

22,064 posts

159 months

Sunday 7th April
quotequote all
5 days before actual delivery seems a bit early, but I would expect it to be transferred into your name from the day it was delivery.
14 day cooling off period does not change the fact that you are responsible for the bike from the day it is delivered.

croyde

22,967 posts

231 months

Sunday 7th April
quotequote all
I bought a new car over the phone last month and the V5 arrived a good few days before I was due to see it and pick it up.

Did think that was strange.

HTP99

22,582 posts

141 months

Sunday 7th April
quotequote all
Distance sales, we don't acrion the change of keeper until 14 days after the car has been delivered or picked up, precisely due to if the purchaser decides, within the 14 days, they don't want it.

Griffith4ever

4,287 posts

36 months

Sunday 7th April
quotequote all
If they'vce sent you the V5 and you have not signed it off, surely its not change names yet? You both have to cooperate for a V5 change as far as I remember?

Chicken Chaser

Original Poster:

7,815 posts

225 months

Sunday 7th April
quotequote all
I paid the balance last week, it's actually taken almost a month to delivery due to servicing, MOT, Easter and sorting delivery etc. whilst I understand it's my responsibility once it arrives, if it turns up on the truck and it's not what I expected, it'll be going back. Putting another owner on the database before that's concluded seems a bit premature.

Sheepshanks

32,805 posts

120 months

Sunday 7th April
quotequote all
HTP99 said:
Distance sales, we don't acrion the change of keeper until 14 days after the car has been delivered or picked up, precisely due to if the purchaser decides, within the 14 days, they don't want it.
How does that work with road tax these days?

BertBert

19,070 posts

212 months

Sunday 7th April
quotequote all
Sheepshanks said:
How does that work with road tax these days?
When I bought a VW under distance sale regs, the dealer set out how all those things worked, including how many "free miles" I could do and what happened if I'd done more before sending it back under distance selling. I have no idea if it was strictly within the law, but it all seemed quite reasonable. I must see if I still have that in the car file. I probably do!

HTP99

22,582 posts

141 months

Sunday 7th April
quotequote all
Sheepshanks said:
HTP99 said:
Distance sales, we don't acrion the change of keeper until 14 days after the car has been delivered or picked up, precisely due to if the purchaser decides, within the 14 days, they don't want it.
How does that work with road tax these days?
Tax it online using the green slip; V5C/2, when ownership is transferred the tax remains on the car.

GoodOlBoy

541 posts

104 months

Sunday 7th April
quotequote all
HTP99 said:
Distance sales, we don't acrion the change of keeper until 14 days after the car has been delivered or picked up, precisely due to if the purchaser decides, within the 14 days, they don't want it.
I'm surprised this is even legal.

If the new owner is involved in an accident or incurs a speeding ticket (for example), you are still the registered keeper.

I'm a serial car changer and I've never heard of a dealer doing this.


E-bmw

9,240 posts

153 months

Sunday 7th April
quotequote all
HTP99 said:
Sheepshanks said:
HTP99 said:
Distance sales, we don't acrion the change of keeper until 14 days after the car has been delivered or picked up, precisely due to if the purchaser decides, within the 14 days, they don't want it.
How does that work with road tax these days?
Tax it online using the green slip; V5C/2, when ownership is transferred the tax remains on the car.
Tax doesn't remain on the car after a change of ownership.

Any remaining tax is refunded on transfer.

Sheepshanks

32,805 posts

120 months

Sunday 7th April
quotequote all
E-bmw said:
HTP99 said:
Sheepshanks said:
HTP99 said:
Distance sales, we don't acrion the change of keeper until 14 days after the car has been delivered or picked up, precisely due to if the purchaser decides, within the 14 days, they don't want it.
How does that work with road tax these days?
Tax it online using the green slip; V5C/2, when ownership is transferred the tax remains on the car.
Tax doesn't remain on the car after a change of ownership.

Any remaining tax is refunded on transfer.
I didn't know it could be done like that, but apparently the reference number on the new keeper V5C/2 slip is different and the car stays taxed as it's assumed that the new keeper is taxing it.

HTP99

22,582 posts

141 months

Sunday 7th April
quotequote all
Sheepshanks said:
E-bmw said:
HTP99 said:
Sheepshanks said:
HTP99 said:
Distance sales, we don't acrion the change of keeper until 14 days after the car has been delivered or picked up, precisely due to if the purchaser decides, within the 14 days, they don't want it.
How does that work with road tax these days?
Tax it online using the green slip; V5C/2, when ownership is transferred the tax remains on the car.
Tax doesn't remain on the car after a change of ownership.

Any remaining tax is refunded on transfer.
I didn't know it could be done like that, but apparently the reference number on the new keeper V5C/2 slip is different and the car stays taxed as it's assumed that the new keeper is taxing it.
Yep this is correct, the reference number on the full V5C is 11 digits, on the V5C/2 it is 12 digits, hence why when it is taxed using the V5C/2, when the keeper change is actioned the tax remains on the car.



Sheepshanks

32,805 posts

120 months

Sunday 7th April
quotequote all
HTP99 said:
Yep this is correct, the reference number on the full V5C is 11 digits, on the V5C/2 it is 12 digits, hence why when it is taxed using the V5C/2, when the keeper change is actioned the tax remains on the car.
As said, I didn't know this was possible - makes me wonder if the dealer who my wife got her ex"management" Skoda from messed up as they'd taxed the car and put themselves as RK so it had 2 "owners" instead of 1. The salesman didn't know and we got 2 grand off it when they realised (they offered to take it back).

832ark

1,226 posts

157 months

Sunday 7th April
quotequote all
You say you paid the balance? That was the moment the ownership transferred, the V5C is irrelevant and has nothing to do with ownership.

Chicken Chaser

Original Poster:

7,815 posts

225 months

Sunday 7th April
quotequote all
832ark said:
You say you paid the balance? That was the moment the ownership transferred, the V5C is irrelevant and has nothing to do with ownership.
Yeah I see your point but I haven't received it yet and if I was to reject it, then the bike will then show 2 keepers rather than just the one. You can be the owner but not the registered keeper. I would have thought that the V5 would have travelled with the bike and at the point of taking it then I would have been given the green slip and the v5 could have been sent off for the change of keeper.

Edited by Chicken Chaser on Sunday 7th April 23:27

BertBert

19,070 posts

212 months

Monday 8th April
quotequote all
Chicken Chaser said:
Yeah I see your point but I haven't received it yet and if I was to reject it, then the bike will then show 2 keepers rather than just the one. You can be the owner but not the registered keeper. I would have thought that the V5 would have travelled with the bike and at the point of taking it then I would have been given the green slip and the v5 could have been sent off for the change of keeper.

Edited by Chicken Chaser on Sunday 7th April 23:27
That's just a risk that the selling dealer is taking. I doubt much sending off of slips happens these days as it's easily done online.

BertBert

19,070 posts

212 months

Monday 8th April
quotequote all
HTP99 said:
Yep this is correct, the reference number on the full V5C is 11 digits, on the V5C/2 it is 12 digits, hence why when it is taxed using the V5C/2, when the keeper change is actioned the tax remains on the car.
That's not correct. Once the keeper change is actioned, the tax is null and void. Any complete months are refunded to the previous RK and the in-month tax is lost. Also you have to tax it for the whole of the month you are in so DVLA get 2 month's tax for the month it is sold in. You can get round this by doing the change of keeper at the end of the month, but it's definitely a clever money making scheme!

lancslad58

560 posts

9 months

Monday 8th April
quotequote all
BertBert said:
HTP99 said:
Yep this is correct, the reference number on the full V5C is 11 digits, on the V5C/2 it is 12 digits, hence why when it is taxed using the V5C/2, when the keeper change is actioned the tax remains on the car.
That's not correct. Once the keeper change is actioned, the tax is null and void. Any complete months are refunded to the previous RK and the in-month tax is lost. Also you have to tax it for the whole of the month you are in so DVLA get 2 month's tax for the month it is sold in. You can get round this by doing the change of keeper at the end of the month, but it's definitely a clever money making scheme!
BertBert

, I take it that you're not aware that HTP99 actually works for a main dealer so I suspect he knows how to do his job.

Sheepshanks

32,805 posts

120 months

Monday 8th April
quotequote all
lancslad58 said:
BertBert said:
HTP99 said:
Yep this is correct, the reference number on the full V5C is 11 digits, on the V5C/2 it is 12 digits, hence why when it is taxed using the V5C/2, when the keeper change is actioned the tax remains on the car.
That's not correct. Once the keeper change is actioned, the tax is null and void. Any complete months are refunded to the previous RK and the in-month tax is lost. Also you have to tax it for the whole of the month you are in so DVLA get 2 month's tax for the month it is sold in. You can get round this by doing the change of keeper at the end of the month, but it's definitely a clever money making scheme!
BertBert

, I take it that you're not aware that HTP99 actually works for a main dealer so I suspect he knows how to do his job.
I wouldn’t mind, but I even explained how it works!