Rather unhelpful plod...

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Discussion

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
Could do with some advice here...

My girly works in a hotel, and one of the staff was smashed, so rather than him driving him and 2 others home, she offered to drive his car with the others in it back for them.

She got stopped doing 40 in a 30, and although they didn't bother with the speeding, she's got a producer. Turns out the pissed tosser didn't have the car taxed - so what now?

Also, after she asked for a lift back to the hotel to get her car, the two prats who stopped them said "you have 2 chances...". Really helpful. Don't get me wrong - my dad is a retired dci, my sis a SOCO and my best mate a sarge, but these two knobs would rather
a) have my fiance walk home 2 miles at closing time
b) have a pissed twat drive home than driven by a competent and legal driver

Any advice on this would be gratefully received...

Jim'schim

502 posts

253 months

Wednesday 5th November 2003
quotequote all
OJG said:
Could do with some advice here...

My girly works in a hotel, and one of the staff was smashed, so rather than him driving him and 2 others home, she offered to drive his car with the others in it back for them.

She got stopped doing 40 in a 30, and although they didn't bother with the speeding, she's got a producer. Turns out the pissed tosser didn't have the car taxed - so what now?

Also, after she asked for a lift back to the hotel to get her car, the two prats who stopped them said "you have 2 chances...". Really helpful. Don't get me wrong - my dad is a retired dci, my sis a SOCO and my best mate a sarge, but these two knobs would rather
a) have my fiance walk home 2 miles at closing time
b) have a pissed twat drive home than driven by a competent and legal driver

Any advice on this would be gratefully received...



Not to sure what you want advice on, do you think the Police are a taxi sevice for your girlfriend? She decided to leave her car at the hotel and drive someone else's car. Why didn't she just drive the drunk and his two mates home in her own car? Personally, I can't see what the Police did wrong in this story.
She got stopped for speeding at 40 in a 30, yet they let her off with it, and you call them unhelpfull and knobs?

>> Edited by Jim'schim on Wednesday 5th November 09:12

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
jim said:
Not to sure what you want advice on, do you think the Police are a taxi sevice for your girlfriend?


No, but as her purse was at the hotel, it was closing time, and a 2 mile walk in the dark, I don't know of any copper that would have left her to it, esp in the terms they used. My DCI Dad is horrified at that and is writing a letter of complaint now...


jim said:
She decided to leave her car at the hotel and drive someone else's car. Why didn't she just drive the drunk and his two mates home in her own car?


As she has an MX-5, that would be a challenge.


jim said:
She got stopped for speeding at 40 in a 30, yet they let her off with it, and you call them unhelpfull and knobs?


Yep - did you not read {a} and {b} in the post. Again, after seeking advice from the police I know, they are horrified and agree with my considered assessment of these two twats.

I would appreciate helpful replies than pointless criticism, if that's ok...

The actual advice is the car is clearly not going to be taxed when she takes her producer. What are the possible outcomes of this?

>> Edited by OJG on Wednesday 5th November 09:33

mondeoman

11,430 posts

267 months

Wednesday 5th November 2003
quotequote all
A producer is for insurance, drivers licence and MOT cert (if applicable) - the tax disc is not required to be seen , as it is assumed that the police chceked that at the time. AFAIK she therefore is not going to have a problem.

As for getting back to the pub, I'd've have to agree that asking for a lift from plod wouldn't work. Sorry

silverback mike

11,290 posts

254 months

Wednesday 5th November 2003
quotequote all
OJG.
Firstly, she was not 'stuck on' for speeding which is a good start.
She was given a producer as she had no driving docs with her.
So far she has been treated well.

It goes a bit pear shaped when the car is found to have no tax.

And then the attitude of the Police offended your wife / girlfriend.

And then would not give her a lift back.

OK, You possibly have a point in relation to the attitude of the officers involved, ask for a chat with the Inspector at the local nick but we have no idea what drunk bloke or others in the car were like as we weren't there.
When it comes down to it she was speeding in an untaxed vehicle that wasn't hers on the road, and she had no driving documents on her. A bit harsh to say it like that but that is what she was doing.

However, the registered keeper is responsible for taxing the vehicle. But she will have to prove she has insurance etc etc for the car - hence the producer, and because she was driving, whe was in 'control' of the vehicle.

I reckon the best option would have been to have ordered a taxi for drunk bloke.

At worse she could have been prosecuted for speeding as well.....

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
Ah, excellent - helpful responses!!

That's great news! Thanks mondeo man & mike.

Cheers

OJ

((BTW, she was returning to the hotel she works in, and all of coppers I've spoken to about it would have dropped her off at that time of night for a woman in that situation...!))

>> Edited by OJG on Wednesday 5th November 09:49

silverback mike

11,290 posts

254 months

Wednesday 5th November 2003
quotequote all
OJG said:
Ah, excellent - a helpful response!!

That's great news! Thanks mondeo man.

Cheers

OJ

((BTW, she was returning to the hotel she works in, and all of coppers I've spoken to about it would have done it at that time of night for a woman in that situation...!))


OJ,
I probably would have as well, in fact I have done it numerous times but for some reason they didn't.

However, a bit of a funny dit.....I was in a double crewed car and picked a young scantily dressed lady up once walking towards a rough area of ST Pauls in Bristol (on her way home)

Thank you officer.....

Kebab all over my back seat.

Nice touch.

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
Oh what, that must have been nice...!! What are the rules on cleaning that lot up?? *grin*

silverback mike

11,290 posts

254 months

Wednesday 5th November 2003
quotequote all
Still dropped her off (hungry no doubt), and had the car put in to a specialist valeters, the same as if you get blood in the back, which is quite a regular occurence where I was last stationed.

Did I get stick from the lads back at the nick,

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
my mate tells a story of trying to help a real pissed girl home in a squad car. She begged them for a lift, then screamed in panic as they helped her into the back of the car. Then threw up down the neck of my mates partner. Then tripped, cutting her head badly and requiring an ambulance to hospital...

Must make you wonder if it's all worth it, sometimes...

silverback mike

11,290 posts

254 months

Wednesday 5th November 2003
quotequote all
It certainly does sometimes especially in this day and age where allegations are made about every single thing.
I know of an example where 2 officers gave a female a lift as it was a non salubrious area, she later alleged that whilst getting into the car, an officer put his hand up her skirt.
A full investigation was carried out, cctv studied, indecpendent witnesses contacted,officer suspended.
Eventually she stated she was lying, and gave no particular reason.
It is a thin line sometimes.
Personally I will never give someone a lift if single crewed.
Normally up until the quieter hours of about 0300 - 0500 it is too busy to anyway, as you are belting from job to job.

Normally you have to assume that someone is going to stick a knife in your back, or something equally as unpleasant until proven otherwise. Its a sad world.

Or is it just where I work!!!

JMGS4

8,741 posts

271 months

Wednesday 5th November 2003
quotequote all
silverback mike said:
Or is it just where I work!!!
Sounds like St. Pauls?

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
Uh oh.

Although her policy states the following:
"This part covers claims made against you.
Cover operates for accidents involving your car or (if you are
permitted in the Certificate) while you are driving someone
else’s car. If your certificate permits you to drive someone
else’s car then it it should only be in the event of an
emergency.
THIS SECTION DOES NOT COVER ANY LOSS OR DAMAGE
TO YOUR CAR OR THE CAR YOU ARE DRIVING.
Indemnity to the Policyholder
We will indemnify you against legal liability for damages, claimants costs
and expenses in the event of an accident involving:
(a) Your car.
(b) The driving by you, with the owner’s permission, of any motor car
not belonging to you and not hired to you under a hire purchase
agreement provided that:
(i) You are entitled by your effective Certificate of Motor Insurance
to drive such a car.
(ii) You observe the licence conditions applicable.
(iii) There is no other insurance in force which covers the same
claim.
(iv) The car is being driven in Great Britain, Northern Ireland, the
Republic of Ireland, the Isle of Man or the Channel Islands.
In respect of:
(i) Death of or bodily injury to any person.
(ii) Damage to property up to a maximum of twenty million pounds
subject to General Exception 5."

she's been in touch with her insurance company, and the insure over 25 as 3rd party on other cars only

She's 21. Advice on what we do next...??

Mr2Mike

20,143 posts

256 months

Wednesday 5th November 2003
quotequote all
Surely section (b) covers her as it is in writing on her insurance certificate, irrespective of what her insurance company say?

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
She doesn't have her certificate with her, but should it be the case (and I suspect it will be) that it doesn't specify that...

what then...??

stooz

3,005 posts

285 months

Wednesday 5th November 2003
quotequote all
wouldnt the whole problem been best avoided, and just calling a cab for the drunk staff?

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
Thanks. Very helpful.

Given that
(A) she was 100% convinced she was insured
(B) the wait for a taxi at that time was over 30 mins
(C) it's a 2 mile drive
and
(D) she's a really excessively helpful person
she did a helpful and nice thing. With 20/20 hindsight, there is no way she would drive without insurance, or a car that isn't taxed. Mainly cos she can't afford to.

Could I get useful replies please?

Cheers

OJ

M@H

11,296 posts

273 months

Wednesday 5th November 2003
quotequote all
Does the pissed bloke have a section on his policy that allows individuals to drive his car on his insurance, rather than the 3rd party element of her policy..


..personally I'd just take my certificate to the police station along with DL, and hope they didn't notice the (apparent!?) under 25 clause, as section B) clearly suggests she's covered anyway.

Matt.

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
Cheers M@H - I hadn't actually thought of that (that's panic for yer!!)

I've just spoken to a solicitor, and he reckons that she may get a summons, which could lead to 3 - 11 points + fine + a ban! Jesus, this has got out of control for a genuine favour and complete mistake. Sod trying to help anyone out again...

He also said the same thing, about the third party. Its a hope, but I don't think the fella has any more than 3rd party...

She is distraught, and it seems so completely unfair.

silverback mike

11,290 posts

254 months

Wednesday 5th November 2003
quotequote all
OJG,
The long and short of it is that if she is covered to drive drunk blokes vehicle 3rd party under her insurance policy then she is ok.
Most policies allow that but generally if she is fully comp under her own policy.
I would be very surprised if she gets points fine and a ban for this if it goes to court.

>> Edited by silverback mike on Wednesday 5th November 11:41

>> Edited by silverback mike on Wednesday 5th November 11:44