Rather unhelpful plod...

Author
Discussion

toad_oftoadhall

936 posts

252 months

Wednesday 5th November 2003
quotequote all
OJG said:
she's been in touch with her insurance company, and they insure over 25 as 3rd party on other cars only.

She's 21. Advice on what we do next...??


silverback mike said:

I would be very surprised if she gets points fine and a ban for this if it goes to court


Are you sure you understood what is being said here SBM?

Surely driving without insurance is a big issue no matter how much of a good reason there is for doing so?

Jim'schim

502 posts

253 months

Wednesday 5th November 2003
quotequote all
OJG said:
Thanks. Very helpful.

Given that
(A) she was 100% convinced she was insured
(B) the wait for a taxi at that time was over 30 mins
(C) it's a 2 mile drive
and
(D) she's a really excessively helpful person
she did a helpful and nice thing. With 20/20 hindsight, there is no way she would drive without insurance, or a car that isn't taxed. Mainly cos she can't afford to.

Could I get useful replies please?

Cheers

OJ



Why, when someone types something you don't want to hear, are they being unhelpful? In my first post I stated quite clearly that the Police actually did her a favour, you called then knobs and unhelful. Your GF brought this on herself, first of all, she got cought speeding. Now was she caught speeding at the home of the drunk chap? if not, did she then drive to the home of the drunk chap? If she was allowed to carry on by the police, couldn't she simply have driven back from the drunk chap's house to the hotel and took her own car home? It's then up to the drunkard to go get his own car back. I'm begining to wonder if you're being completely honest in what happened. But I still think she has nothing to complain to the Police about.

>> Edited by Jim'schim on Wednesday 5th November 12:24

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
Jim.

Clearly I came on here asking for help and advice. Where would be the point in lying? And where is any constructive help in your reply? And where is the help in suggesting a taxi would have been better? THAT is bloody obvious now!

The police stopped behind her when she stopped to let the lads out of the car, and suggested she'd been speeding. She thinks she was doing 40, and has no argument there. As she found she was driving an untaxed car, she chose not to drive it back to the hotel, and the police were aware of this.

You have still to write anything helpful or useful to me or my fiance, and I take great offence to being accused of lying. That isn't constructive or helpful, and if you've nothing useful to say, please don't. Nearly all other replies have been considerate and concerned. Yours are pointless and that particular one antagonising. Please note the Rules Of Posting "Please treat people with the same level of respect you'd like to receive yourself." If your self respect is that low, seek help!!

Cheers

OJ

>> Edited by OJG on Wednesday 5th November 12:41

>> Edited by OJG on Wednesday 5th November 12:46

Jim'schim

502 posts

253 months

Wednesday 5th November 2003
quotequote all
I've broken no rules in my postings or else Ted would have had words with me by now. The constructive parts of my postings to you were in that I was questioning why you thought it necessary to complain about the police? Also, in your first post you stated she was doing 40 in a 30 and had been caught, now you say she thinks she was doing 40. You need to lighten up not me. Your GF may have been caught speeding, but it seems not, she may have been driving untaxed, but it seems she isn't being doen for it. Now she appears to have had NO Insurance, she SHOULD have checked her policy and certificate when she got it.
I believe she acted in good faith, but that doesn't cut it in law.
I'm sorry, but in all your posts you have slagged off these two cops, and your Father intends to make a written complaint. Please tell me in simple terms, just what the police have done that merits a complaint against them, one which may count against them in their careers?

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
You think suggesting that I'm lying is respectful?

Re: My complaint against those police officers. I would think that was clear.
(1) leaving a young woman to walk 2 miles at closing time on her own without warm clothing is unacceptable
(2) The manner of suggesting they couldn't "you have 2 chances - none and FA". If they'd said "We can't because of insurance", or simply "I'm afraid not", that would be fine. But the manner was unacceptable.

Yes, these may count against them - do you not think my father (Detective Chief Inspector) realises this?

Yes she had read the policy some time ago - she's also acutely dyslexic, and made a mistake.

The police suggested she was doing 40, and she had no reason to disagree.

If the complaint is not held, there are no repurcussions - and rightly so. If it is, then there are - also rightly so.

Why are you so keen to defend two police officers you know nothing about, and you weren't present at the situation?

And why do you think I'm not being honest?

>> Edited by OJG on Wednesday 5th November 13:06

Jim'schim

502 posts

253 months

Wednesday 5th November 2003
quotequote all
Right, first of all, I never said you were lying, I said I doubted you were being completely honest. A lot of people tell a story without being completely honest, that doesn't make them liars. Now you add little bits to the story everytime you post. As to defending these two police, tell me, why are you so keen to get them into trouble for not doing anything wrong?
You came on here ranting about Two police who none of us know, you hoped we'd all take your side. Well life isn't like that. Imagine if your GF had had an accident while driving uninsured, would you be so keen to tell us or to write and complain about the police?

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
I have been completely honest. I cannot get good advice without being completely honest. I have answered all questions honestly.

My main concern is to help my fiance and sort things out as quickly and painlessly as possible. I asked for advice for that. I thought that was pretty obvious.

That the police acted poorly, and my original post did criticise them (correctly in most views) - I accept that I shouldn't have included it as it clouded the advice I was asking for. Esp as I need no advice in that area.

So, to clarify my position.

Can anyone constructively help us with how to proceed with this situation. Not that pants police officers, the inevitable summons she will recieve, and how to deal with the producer, bearing in mind her insurance won't work? Will a letter explaining the situation help at that point, or make things worse?

Is that clear enough for you Jim?

superlightr

12,861 posts

264 months

Wednesday 5th November 2003
quotequote all
boy. Jimschim posts are fine. I beleive that driving without insurance is a strict liability offence, you either have it or you dont. she didnt. She got caught speeding, very nice of the police to let her off. Didnt give her a lift home, well they are not a taxi service.

Life is tough, there are ups and downs. By her not reading her insurence correctly is her fault. being dyslexic does not excuse her not knowing if she is insured or not. (strict liability although may be mitigation)

If the police were a bit abrupt, well, never mind, they did let her off speeding.

Good job its wasnt a Gatso camera!





Jim'schim

502 posts

253 months

Wednesday 5th November 2003
quotequote all
OJG said:

So, to clarify my position.

Can anyone constructively help us with how to proceed with this situation. Not that pants police officers, the inevitable summons she will recieve, and how to deal with the producer, bearing in mind her insurance won't work? Will a letter explaining the situation help at that point, or make things worse?

Is that clear enough for you Jim?


It's a bit clearer, OK as has been stated before, if she has decided she is not insured to drive other cars, she and you need to find out if the owner of the car is insured for any driver. That should be your first step, not arguing the finer points of posting with myself.

I'll bow out now.

silverback mike

11,290 posts

254 months

Wednesday 5th November 2003
quotequote all
Very good point Toad.
I missed that bit in my rapid scan of the thread.
You are right, in effect she had no insurance either.

Sounds like the legal advice may have been correct.

The courts will listen to reasoning but in effect the offence has been committed. So, my best advice would be to get good legal advice (as you have done).

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
PLEASE can we get back on the subject of help?????

she and I would rather she'd got done for speeding than a 2 mile walk at that time, in that area.

The dyslexia isn't a defence or an excuse, but is a reason.

We are panicking BECAUSE we know the severity of the offence, and are asking for help. Not criticism, "You should have"s or pointless taxi-service comments. God, I wish I'd never mentioned those 2 tossers.

IS THERE ANYONE ON HERE WITH CONSTRUCTIVE ADVICE? Please, I would seriously like some advice...

((p.s. thanks again mike - nice to have someone offering help...!!))

>> Edited by OJG on Wednesday 5th November 13:37

sparkyjohn

1,198 posts

247 months

Wednesday 5th November 2003
quotequote all
She's got a driving license. She's got an insurance policy that states she's covered. That's all the producer requires. Pretty unlikely that the police are going to chase up the insurance company to find out the nuances if the statement on the policy docs is that she's insured.
Bloody lucky to get away with the 40 in a 30 under the circumstances IMHO.

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
Jim'schim said:

she and you need to find out if the owner of the car is insured for any driver

We have. He isn't

Jim'schim said:

That should be your first step, not arguing the finer points of posting with myself.

Yup!

Jim'schim said:
I'll bow out now

If you can help, please don't bow out!! It would be greatly appreciated

toad_oftoadhall

936 posts

252 months

Wednesday 5th November 2003
quotequote all
sparkyjohn said:
She's got an insurance policy that states she's covered


No she hasn't.

M@H

11,296 posts

273 months

Wednesday 5th November 2003
quotequote all
toad_oftoadhall said:

sparkyjohn said:
She's got an insurance policy that states she's covered



No she hasn't.


Well it does in section b)... Id' just show them that bit.. personally I really would try and wing it at the police station and then act very innocent and apologetic IF caught out.. .. afterall its not like she's killed someone is it !


Matt.

Jim'schim

502 posts

253 months

Wednesday 5th November 2003
quotequote all
M@H said:

toad_oftoadhall said:


sparkyjohn said:
She's got an insurance policy that states she's covered




No she hasn't.


Well it does in section b)... Id' just show them that bit.. personally I really would try and wing it at the police station and then act very innocent and apologetic IF caught out.. .. afterall its not like she's killed someone is it !


Matt.


I'm pretty sure it's the Certificate you take not the POLICY, as the Policy is meaningless without a certificate. The Certificate will not say she is insured for other cars if she isn't.

toad_oftoadhall

936 posts

252 months

Wednesday 5th November 2003
quotequote all
Jim'schim said:

Id' just show them that bit.. personally I really would try and wing it at the police station


Agree 100 per cent.

I once got a producer an noticed the wrong number plate appeared on my insurance certificate. Thought I was in big trouble. Dumb rozzer on duty in the plod shop failed to spot it.

He did spot a fake MOT 5 mins before which gave me a larf! Two CID blokes manhandled him into the back office! Cracking entertainment!

OJG

Original Poster:

49 posts

265 months

Wednesday 5th November 2003
quotequote all
Okey chokey - that's more like it...

Current plan.

Turn up with too many documents, insurance certificate, MOT, policy, passport, NUS card, the lot, and appear pathetic and in need of help...

See what happens.

Does anyone have any experience of previous magistrate sentences. I know it depends on individual case and magistrate, but a rough idea would be great...

Abnormal

9,117 posts

251 months

Wednesday 5th November 2003
quotequote all
All the folks I know who've been done for no insurance (surprisingly quite a few) have had at least 6 points on their license's, I got done for the same thing myself a few years back, changed insurance co's and my new policy didn't cover me for any other car.

I'd just run with it though, you don't need to produce your policy, just your cert of insurance, if it says that she is insured to drive any other car on it then she 'should' be ok.

gemini

11,352 posts

265 months

Wednesday 5th November 2003
quotequote all
Can we all obey the rules of posting

Twats, Knobs, dumb rozzers, plod shop etc

Really helpful!

As for my advice take all docs to police station, produce ticket and see what happens - then get back on here and talk about it

>> Edited by gemini on Wednesday 5th November 16:45