Possible Problems ?

Possible Problems ?

Author
Discussion

Podie

46,630 posts

275 months

Friday 13th December 2002
quotequote all

Shnozz said:

the insurance company have told me that my alarm is no longer thatcham approved and they won't cover me for theft


can an insurance company "change" what is Thatcham approved?????



I've heard of this too.. basically the alaram companies have top pay to be maintained on the thatcham database (or something like that) so older alarms tend to drop off the list, hence are no longer approved...

Podie

46,630 posts

275 months

Friday 13th December 2002
quotequote all
Rustoni - check with the alarm people - it MIGHT be possible to upgrade certain parts of the alarm to meet Cat 1 standards or something like that!

Dunno if you can, but it's worth asking!

rustoni

Original Poster:

325 posts

272 months

Friday 13th December 2002
quotequote all
Podie,

Have found out that can just get away with fitting a thatcham 2 (immobiliser) so should only cost around £150 and I plan to have this installed in conjunction with my current Alarm and Immobiliser so double protection - in theory anyway. I have a bit of a gripe with Thatcham as I always thought they were independent from insurance companies and it turns out there owned by them.

Ian

JSG

2,238 posts

283 months

Friday 13th December 2002
quotequote all
Ian,

The thatcham website www.thatcham.org lists approval numbers and you need to get it installed by a VSIB registered company, they have some mobile members who will fit at your home / workplace. There link is www.vsib.co.uk

Cheers,
John.

peterc

386 posts

269 months

Friday 13th December 2002
quotequote all
Have you thought about changing insurance companies? If you shop around I am sure that you will find a competitive quote from a company that will be happy to simply accept that you have a working alarm fitted. This may be a lot cheaper.

However, all insurance companies will insist on the best if you have:
1. Set the agreed value unrealistically high?
2. Do not lock the car in a garage when not in use?
3. Park on the street at night?
4. Live in a high risk area?
5. Have a history of claims?

>> Edited by peterc on Friday 13th December 13:35