UK resident buying a car in Italy
Discussion
Hi all,
Hoping someone may have done this. My mum owns a house in Italy (my nonnas old one). I would like to leave a car there rather then driving each year. Is it possible for a non Italian resident (me) to register and insure a car in Italy? I thought about leaving a UK car there but dont want to return each year for an MOT.
Any advice or tips would be much apreciated
Stephen
Hoping someone may have done this. My mum owns a house in Italy (my nonnas old one). I would like to leave a car there rather then driving each year. Is it possible for a non Italian resident (me) to register and insure a car in Italy? I thought about leaving a UK car there but dont want to return each year for an MOT.
Any advice or tips would be much apreciated
Stephen
Yes you will need residence to buy and insure a car.
If you have an Italian resident living in your household, they can buy the car for you and insure the car with you as a named driver.
If you become a resident you will pay more insurance as you will start on insurance level 14. If the Italian resident who lives in your house with you has a vehicle insured and has your vehicle in there name you can use there insurance level which will be lower assuming they have had no incidents.
I hear that you may be able to buy a new car and insure it without being a resident but I am not sure.
If you want to leave a UK car in Italy, this may possible. An MOT is a legal requirement for UK roads not Italy. In Italy you have the "revisione" which is the Italian equivalent of an MOT. It lasst for 2 years for a motorbike, not sure for a car. Without an MOT in the UK, an insurance company will try to avoid paying you out if they know, but if you can prove your vehicle is roadworthy and well maintained you are ok. Motorist without MOT's who were involved in incidents but were withheld a payout have won in court. A well maintained UK car inspected to Italian standards via a revisione should be ok but again look into it.
Most UK insurance companies will offer you a 30 day insurance window in all/most countries within the EU. After the maximum stay 30 days the car must be returned to the UK. Some UK insurance companies will insure you for extended periods for an additional cost if you ask.
Apparently regardless of this 30 day window that insurance companies stipulate in there terms and conditions, all that hold UK motor insurance have 3rd party cover regardless of this 30 day number put forward as it is was supposedly passed by the EU. You will need to read more into it though to be sure.
If you have an Italian resident living in your household, they can buy the car for you and insure the car with you as a named driver.
If you become a resident you will pay more insurance as you will start on insurance level 14. If the Italian resident who lives in your house with you has a vehicle insured and has your vehicle in there name you can use there insurance level which will be lower assuming they have had no incidents.
I hear that you may be able to buy a new car and insure it without being a resident but I am not sure.
If you want to leave a UK car in Italy, this may possible. An MOT is a legal requirement for UK roads not Italy. In Italy you have the "revisione" which is the Italian equivalent of an MOT. It lasst for 2 years for a motorbike, not sure for a car. Without an MOT in the UK, an insurance company will try to avoid paying you out if they know, but if you can prove your vehicle is roadworthy and well maintained you are ok. Motorist without MOT's who were involved in incidents but were withheld a payout have won in court. A well maintained UK car inspected to Italian standards via a revisione should be ok but again look into it.
Most UK insurance companies will offer you a 30 day insurance window in all/most countries within the EU. After the maximum stay 30 days the car must be returned to the UK. Some UK insurance companies will insure you for extended periods for an additional cost if you ask.
Apparently regardless of this 30 day window that insurance companies stipulate in there terms and conditions, all that hold UK motor insurance have 3rd party cover regardless of this 30 day number put forward as it is was supposedly passed by the EU. You will need to read more into it though to be sure.
Edited by PAPPACLART on Thursday 15th March 23:41
Edited by PAPPACLART on Thursday 15th March 23:43
Edited by PAPPACLART on Thursday 15th March 23:45
Cheers all,
Lots for me to look into.
I only go out a couple of times a year, but others would use it at other times.
I may well just get a resident to buy and insure the car for me, as well as getting them to use it when im not there, so its not just sat around.
The posibility of not needing to have it uk MOT'd every year is certainly food for thought.
Thank you all
Stephen
Lots for me to look into.
I only go out a couple of times a year, but others would use it at other times.
I may well just get a resident to buy and insure the car for me, as well as getting them to use it when im not there, so its not just sat around.
The posibility of not needing to have it uk MOT'd every year is certainly food for thought.
Thank you all
Stephen
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