The "I've been furloughed" Thread

The "I've been furloughed" Thread

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Discussion

anonymous-user

55 months

Wednesday 1st April 2020
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StevenB said:
Has anyone managed to find out (officially) if you can get another job, ie tesco etc while your are furloughed ? (with the furloughing company being aware)

Some of our drivers are going to struggle as they do overtime to get there hours up (bus and coach industry)

If you already had two jobs it's ok to carry on with the one you are not furloughed from,thats mentioned in the government guidance

Thanks

Steve
The furlough only applies to the company you are now not actively working for, it has no effect on a second income stream, you are free to work elsewhere and will pay tax as normal on that income. Any income via the first employer furlough scheme will have the usual PAYE deductions.

I have been off since last monday night, basically after Boris spoke we shut the workshop for all staff except one, who does work not related to our main business, which is motorsport.

My employer is paying 80% upto £2500 and will not be topping up, i earn more than the 80% would cover so that's me down a fair bit more than 80%.

I received a letter yesterday to say the initial period is 3 weeks and then it will be reviewed, and it may be the case we will be made redundant longer term depending on circumstances. I think it's going to be tough to keep us all on post this mess as the industry i work in is buggered, especially if you take into account the state of the economy post the virus impact.

I have been saving up a decent deposit for a house, currently renting, so because of that i have more savings than normal, i checked today and under the current universal credit rules i have too much saved up to receive a penny in help if i am made redundant. It's likely my deposit will go to bugger all as a result if i don't find work.

In case you are wondering how your pay is calculated under this scheme and if you are like me, who earns a lot more in the race season than in winter, the rules cover this eventuality where you don't have an annual fixed salary.

You get the HIGHER of:

- What you earned for that job in the same month last year, OR
- Your average monthly earnings over the 2019/20 tax year.

The amount is based on basic salary including overtime, but not including bonuses and commission. Either way i'm in the £2500 bracket before tax.

anonymous-user

55 months

Wednesday 1st April 2020
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RobXjcoupe said:
The 80% government wage is free from deductions.
It's not. You pay tax and NI on the amount you recieve. So Net will be nearer to 2K with deductions.

cherie171

367 posts

118 months

Wednesday 1st April 2020
quotequote all
I knew it was going to happen, doesn't make it any less st. I work in the accounts dept for a smallish housing developer, but as we closed all sites last Friday, there will be nothing for me to do as no invoices coming in, and not subcontractors on site, so being furloughed as from the end of play Friday until 24th April (also as the last Friday in the month, payday) with employer topping up the 20%, and reviewing the situation at this point.

However, if we can't reasonably reopen the sites and get building again, then it will continue. We're only a small team, 17 of us in total, and it's more like an extended family, so I have every faith that the directors will fight tooth and nail to keep the company going. I need them to, and they know I need them to, as I've only just started the process of buying a house after separating from my OH, and can't think what will happen if everything falls apart.

AlvinSultana

864 posts

150 months

Wednesday 1st April 2020
quotequote all
cherie171 said:
I knew it was going to happen, doesn't make it any less st. I work in the accounts dept for a smallish housing developer, but as we closed all sites last Friday, there will be nothing for me to do as no invoices coming in, and not subcontractors on site, so being furloughed as from the end of play Friday until 24th April (also as the last Friday in the month, payday) with employer topping up the 20%, and reviewing the situation at this point.

However, if we can't reasonably reopen the sites and get building again, then it will continue. We're only a small team, 17 of us in total, and it's more like an extended family, so I have every faith that the directors will fight tooth and nail to keep the company going. I need them to, and they know I need them to, as I've only just started the process of buying a house after separating from my OH, and can't think what will happen if everything falls apart.
Getting building again is not the issue - why build if there are no buyers ? The lenders have shut up shop unless your have a 65% LTV.

Your sites were purchased and the developments costed and sales projected on figures that are long gone. No matter how hard the directors work, the world has changed.

Developers caught in this are in a horrible place. Through good money after bad ?

mondeoman

11,430 posts

267 months

Wednesday 1st April 2020
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zippy3x said:
mondeoman said:
Ltd Co contractor, furlough ilo 4 weeks notice.

Time to get searching for the next contract....
What? Your client can't furlough you, you don't work for them....
Exactly. Their polite way of terminating the contract that was only renewed yesterday....

RobXjcoupe

3,179 posts

92 months

Wednesday 1st April 2020
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jsf said:
RobXjcoupe said:
The 80% government wage is free from deductions.
It's not. You pay tax and NI on the amount you recieve. So Net will be nearer to 2K with deductions.

I thought the whole idea of government pay at 80% is its free of deductions otherwise the tax man is giving money and taking some back straight away. The money paid by my employer to top my wages is the missing 20% and that is taxed with ni contributions removed.
My paperwork says my company will top up the missing 20%. If the government money is taxed then my employer would be topping up by more than 20%.

anonymous-user

55 months

Thursday 2nd April 2020
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No idea why you linked the info about employer NI.

Anything you get will be gross paid via the scheme, it is then taxed as usual.

£2500/month is £30K/year, thats gives someone on the standard tax code a take home pay of £2003/month. That's the most anyone on the scheme is getting unless they have a more beneficial tax code.

Jasey_

4,900 posts

179 months

Thursday 2nd April 2020
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Yep - re-writing the tax system which has taken over 100 years to fk up isn't going to happen.

The PAYE system will work exactly as before.

Your starting point will either be as is (your employer is topping up the missing 20%) or something between 80% and 99.99% depending on what your employer decides to do.

cherie171

367 posts

118 months

Thursday 2nd April 2020
quotequote all
AlvinSultana said:
Getting building again is not the issue - why build if there are no buyers ? The lenders have shut up shop unless your have a 65% LTV.

Your sites were purchased and the developments costed and sales projected on figures that are long gone. No matter how hard the directors work, the world has changed.

Developers caught in this are in a horrible place. Through good money after bad ?
Well aren't you a little ray of sunshine?

We know that things aren't going to return to exactly where we were before, and it will take a while for people and banks to be in a position to be buying houses again, but it will happen. People generally will want to resume their lives as they were before, it might take some longer than others, but we are creatures of habit, and we like the familiar. So the directors are planning with at least 6 months of no new reservations in the books, possibly longer.

Whilst it's very easy to be pessimistic, and believe me, a lot of the time, my anxiety generally doesn't let me be anything else. But if we don't have hope, and faith in other peoples desire to go back to some kind of (better?) normality, we have nothing.

Robmarriott

2,641 posts

159 months

Thursday 2nd April 2020
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Last day for the foreseeable for me today, In a ‘safe’ motor trade job I’ve done for 11 years. They’ve said it’ll be 3 weeks at least but suspect it’ll be a couple of months.

With what they’ve offered us, accounting for no commute and less money on lunches, I’ll be better off than I am now, financially at least.

Not sure what I’m going to do with myself though.

JamesRF

1,051 posts

99 months

Thursday 2nd April 2020
quotequote all
Been WFH from the 23rd but got told on the 30th I'm being furloughed from the 8th April. Not sure how this months pay will be calculated as we usually get paid on the 23rd so that will be 2 weeks normal working and 2 weeks on leave.

I'm assuming it will be until 1st June when the scheme ends, however if they decide to bring you back sooner does anyone know how much notice they have to give you to do this? Obviously we are still under contract and employed by them but if I was to get another part time job for a while (which it seems I'm allowed to do), what is 'reasonable' notice to bring you back to work?

HTP99

22,598 posts

141 months

Thursday 2nd April 2020
quotequote all
JamesRF said:
Been WFH from the 23rd but got told on the 30th I'm being furloughed from the 8th April. Not sure how this months pay will be calculated as we usually get paid on the 23rd so that will be 2 weeks normal working and 2 weeks on leave.

I'm assuming it will be until 1st June when the scheme ends, however if they decide to bring you back sooner does anyone know how much notice they have to give you to do this? Obviously we are still under contract and employed by them but if I was to get another part time job for a while (which it seems I'm allowed to do), what is 'reasonable' notice to bring you back to work?
I didn't think that one could work elsewhere whist being furloughed?

Ahh, just found this:

[i]Staff may be able to work for another employer so long as it does not breach the contractual obligations set out. They should only work outside of the hours they would normally work with the job they have been furloughed from.

Taking an extra weekend job at a supermarket, or running deliveries in the evening, may not breach obligations if your contract stipulates a 9am-5pm working day, for example.[/i]

edc

9,238 posts

252 months

Thursday 2nd April 2020
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Reasonable notice to bring you back to work? You have a contract of employment so no notice is required.

JamesRF

1,051 posts

99 months

Thursday 2nd April 2020
quotequote all
HTP99 said:
They should only work outside of the hours they would normally work with the job they have been furloughed from.

Taking an extra weekend job at a supermarket, or running deliveries in the evening, may not breach obligations if your contract stipulates a 9am-5pm working day, for example.[/i]
Thanks, I found that as well shortly after posting. Makes sense I guess, doing the odd night or weekend shift isn't going to impact a 9-5 week job.

edc said:
Reasonable notice to bring you back to work? You have a contract of employment so no notice is required.
I realise that, I meant more in terms of if your boss decided to email/phone late one night and expect you to travel in or be logged on by 9am the next morning.

A lot of our correspondence regarding operations and letters being sent out have been during evenings or even on weekends.

StevenB

777 posts

198 months

Thursday 2nd April 2020
quotequote all
HTP99 said:
JamesRF said:
Been WFH from the 23rd but got told on the 30th I'm being furloughed from the 8th April. Not sure how this months pay will be calculated as we usually get paid on the 23rd so that will be 2 weeks normal working and 2 weeks on leave.

I'm assuming it will be until 1st June when the scheme ends, however if they decide to bring you back sooner does anyone know how much notice they have to give you to do this? Obviously we are still under contract and employed by them but if I was to get another part time job for a while (which it seems I'm allowed to do), what is 'reasonable' notice to bring you back to work?
I didn't think that one could work elsewhere whist being furloughed?

Ahh, just found this:

[i]Staff may be able to work for another employer so long as it does not breach the contractual obligations set out. They should only work outside of the hours they would normally work with the job they have been furloughed from.

Taking an extra weekend job at a supermarket, or running deliveries in the evening, may not breach obligations if your contract stipulates a 9am-5pm working day, for example.[/i]
Where did you find this about taking another job on please ?

Also if you Furloughed it has to be for at least 3 weeks

You can only submit one claim at least every 3 weeks, which is the minimum length an employee can be furloughed for. Claims can be backdated until the 1 March if applicable.

from here under claim

https://www.gov.uk/guidance/claim-for-wage-costs-t...

anonymous-user

55 months

Thursday 2nd April 2020
quotequote all
StevenB said:
Where did you find this about taking another job on please ?

Also if you Furloughed it has to be for at least 3 weeks

You can only submit one claim at least every 3 weeks, which is the minimum length an employee can be furloughed for. Claims can be backdated until the 1 March if applicable.

from here under claim

https://www.gov.uk/guidance/claim-for-wage-costs-t...
People have more than one job or income stream. Being furloughed by one job doesn't mean you can't do any other.

FreeLitres

6,051 posts

178 months

Thursday 2nd April 2020
quotequote all
I've just been told around 40% of our workforce will be furloughed as our order books are likely to fall off a cliff (selling kit mainly into Universities). They are asking for volunteers to put their name forward. They seem to be topping up to 100% of your normal wage.

Are there any downsides to taking this offer? Would you be more susceptible to being made redundant if business continues to stay low? Do you lose any employment rights?

IanJ9375

1,468 posts

217 months

Thursday 2nd April 2020
quotequote all
FreeLitres said:
I've just been told around 40% of our workforce will be furloughed as our order books are likely to fall off a cliff (selling kit mainly into Universities). They are asking for volunteers to put their name forward. They seem to be topping up to 100% of your normal wage.

Are there any downsides to taking this offer? Would you be more susceptible to being made redundant if business continues to stay low? Do you lose any employment rights?
Not from what I've read but it does suggest for companies to put those most likely to be made redundant on furlough

page3

4,922 posts

252 months

Thursday 2nd April 2020
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45% of our workforce furloughed today, including me. Fairly sizeable UK manufacturer. Our goods are classed as essential so business remains open, but forecast is for significant reduction in sales.

South tdf

1,530 posts

196 months

Thursday 2nd April 2020
quotequote all
Officially joint the Furlough club yesterday, have been working from home fully since the 9th March but things have slowed so decision made that 90% of staff are furloughed.

Will get full 100% salary for the first month to be reviewed but they are not keen on paying car allowances.