They want to see my personal life before being my client

[Mr E]

Mr Whippy said:

Or, oops, “forward to all” by some muppet at the receiving end.

To be honest, that’s probably more likely.

[craigjm]

Mr Whippy said:

On the job, why not just make up statements?

Trim out the fat. Look boring. If they’re having to ask then they’ll never know any different any way.

Yeah that will look good to a potential employer!

Honestly if the OP is that bothered just move on and get something else, forever more strike off potential employers that want to see your bank statements and console yourself that your principles will potentially impact your career. Your call it’s really as simple as that it doesn’t need loads of pages on an Internet forum

[LunarOne]

craigjm said:

Mr Whippy said:

On the job, why not just make up statements?

Trim out the fat. Look boring. If they’re having to ask then they’ll never know any different any way.

Yeah that will look good to a potential employer!

Honestly if the OP is that bothered just move on and get something else, forever more strike off potential employers that want to see your bank statements and console yourself that your principles will potentially impact your career. Your call it’s really as simple as that it doesn’t need loads of pages on an Internet forum

Ha yes it's a laughable suggestion. Surely the whole point of vetting is to make sure I'm a trustworthy individual, and making up bank statements is really going to further that impression!

[eliot]

LunarOne said:

For the most part, email is generally passed from host to host in unencrypted form until it reaches the recipient's mail exchanger, and it would be very easy for a determined hacker to intercept all email destined to a mail exchanger. I'd rather my bank statements didn't fall into the hands of those with nefarious intent, no matter how boring my life is.
!

15 years ago when I was a pen-tester I found an insecure cisco internet router - this was the edge router for the company I had been invited to test.
I setup a GRE tunnel with a policy based rule that intercepted anything on port 25 and tunnelled it to my cisco router where I had a sniffer running before forwarding the traffic back to the customer’s router.
They had a web portal and other apps running on their public block, so I simply used linkedin to work out the names of staff and request a password reset via email - which of course I intercepted and showed how I could login as a member of staff.

so yeh, sending anything sensitive via email is daft. And anyone that sends something to you via one mail and the the password via a second email is also just as stupid.

I always use a second method for the password, which is also deliberately incorrect and then i call the person to explain the deliberate mistake in the password

[craigjm]

eliot said:

15 years ago when I was a pen-tester I found an insecure cisco internet router - this was the edge router for the company I had been invited to test.
I setup a GRE tunnel with a policy based rule that intercepted anything on port 25 and tunnelled it to my cisco router where I had a sniffer running before forwarding the traffic back to the customer’s router.
They had a web portal and other apps running on their public block, so I simply used linkedin to work out the names of staff and request a password reset via email - which of course I intercepted and showed how I could login as a member of staff.

so yeh, sending anything sensitive via email is daft. And anyone that sends something to you via one mail and the the password via a second email is also just as stupid.

I always use a second method for the password, which is also deliberately incorrect and then i call the person to explain the deliberate mistake in the password

And? You could say all of that to the company concerned here and the outcome would still be the same. Do it = job or don’t don’t do it = ps off and get a job somewhere else. I hope the OP has made his mind up by now and is either on his way to a job or we wish him good luck finding something else

[dmahon]

LunarOne said:

It's not within the bank as much as the transiting the internet part I'm worried about.

Sorry to say but this does sound really eccentric and paranoid. If I was the hiring manager on this one my spidey sense would be telling me to pull the offer.

Alas, glad it worked out for you!

[Northernboy]

LunarOne said:

Evening!

Do you think I'm taking my privacy and security too seriously? I'm very curious as their expectation that I will just email my statements leads me to believe that other people don't see this as a problem!

Thanks!

I do. They have absolutely no interest in whether you are downloading porn, cheating on your wife or spending too much money on cars, they need to see that you are not involved in financial crime, and are not a high-risk target for blackmail.

Banks have been fined billions of pounds for being lax, your job is neither here nor there for them, the risk of a thousand million pound penalty is.

[98elise]

dmahon said:

LunarOne said:

It's not within the bank as much as the transiting the internet part I'm worried about.

Sorry to say but this does sound really eccentric and paranoid. If I was the hiring manager on this one my spidey sense would be telling me to pull the offer.

Alas, glad it worked out for you!

Same here, and the CV would already be in the bin.

It's bank statements, not the nuclear codes.

[essayer]

Access to your document secured with NSA-level encryption, PGP, completely impenetrable in transit



Access to your document when the screening company save it on their Sharepoint with company-wide access

[Russ T Bolt]

Tlandcruiser said:

APontus said:

In the past 3 years I've been s director of an FCA regulated firm. I had to fill in a lot of exhaustive forms (Long Form A being one of them. It's long. It's a form). Don't recall them asking for my actual back statements.

Mind you, try for a mortgage without them. Do people get so upset when mortgage companies ask to see statements?

When I got a mortgage with Santander two years ago, they did not request any bank statements. I supplied a p60, three months pay slips and they carried out a credit check.

Santander wanted bank statements from me.

[Sy1441]

APontus said:

In the past 3 years I've been s director of an FCA regulated firm. I had to fill in a lot of exhaustive forms (Long Form A being one of them. It's long. It's a form). Don't recall them asking for my actual back statements.

Mind you, try for a mortgage without them. Do people get so upset when mortgage companies ask to see statements?

The company who processed my application for FCA “approved person” wanted numerous bank statements from me dating back years.

[hyphen]

vindaloo79 said:

Maybe consider getting a second bank account in the future.

I find it handy to have a few. When asked for such things they see a very blank looking statement with a few gym Netflix and phone debits and whatnot.

It’s also handy for when bank systems are down which happens from time to time.

Many people use a credit card for majority of spend nowadays, so the bank statement doesn't have many transactions, just minor things and then a large payment to the credit card.


OP- it's very odd. If they wanted to do a check, they should be doing a Credit Check.

[xyyman]

Sy1441 said:

APontus said:

In the past 3 years I've been s director of an FCA regulated firm. I had to fill in a lot of exhaustive forms (Long Form A being one of them. It's long. It's a form). Don't recall them asking for my actual back statements.

Mind you, try for a mortgage without them. Do people get so upset when mortgage companies ask to see statements?

The company who processed my application for FCA “approved person” wanted numerous bank statements from me dating back years.

Never heard of this before. I've been an MLRO/DPO for some ten years and am familiar with the FCA EMD process. I have never had to submit anything involving bank statements, and the like, to the FCA. Proof of address is required and you may submit a statement from a bank/credit card company as that proof, other acceptable documents are on the FCA listing. However we have dealt directly with the FCA submitting their EMD document and any other submissions directly via their online portal.