Do i have to sign on?

[sleep envy]

cheers G, I got you

[Dupont666]

Famous Graham said:

sleep envy said:

Plotloss said:

Savings also may not make a massive difference to contributions based JSA.

what's the threshold of savings before they give you JSA?

I think it's 16k and up you get nowt, but anything over 6k affects the amount you get.

And yeah you have a designated centre depending on your home postcode.

ETA - it's worth doing for NI reasons and, as mentioned Council Tax relief. You might also qualify for housing benefit too.

Edited by Famous Graham on Monday 1st June 12:19

THATS bks.... I have way more than 16k in savings... the JSA is a right and doesnt get taken away just cause you have savings... you get the £70 a week no matter what, I just thought it was a waste and would not rather go near the great unwashed and so didnt claim until i had too.

Council tax is worth a punt, but everything else looks at your savings and tells you to sod off.

[Plotloss]

sleep envy said:

so, a holiday in Oz for a month would be a bad move

arse

Unless you can find a bent doctor to diagnose you with TB.

If you have TB you arent allowed in government buildings so you dont have to sign.

Enjoy Australia.

[sleep envy]

Dupont666 said:

THATS bks.... I have way more than 16k in savings...

lend us £1k then

to be fair mrs envy's IFA did say that to her when she was made redundant at xmas...

[Dupont666]

sleep envy said:

so, a holiday in Oz for a month would be a bad move

arse

When did you become the great unwashed?

Still wearing the same stuff from last thursday night or has it not dropped that far?

[Famous Graham]

JSA is means-tested.

Play about with this :

http://www.entitledto.co.uk/

Put in more than 16k savings and it says you're entitled to nothing, put in 10k and it's 48 quid a week, 6k and under it's the full 64 or whatever it is now.

[sleep envy]

Plotloss said:

Unless you can find a bent doctor to diagnose you with TB.

funnily enough I found out last week that my private GP has just been given a 10 stretch for waving a gun at a patient

shame, he'd sign anything for me

[The Moose]

If you were to "invest" your savings in some old metal to take your savings to less than £16k would that help out??

HTH

[Silverbullet767]

dan1981 said:

GGGRRRRR

I'm gettin annoyed already.

Tried to do it online. Nope system won't work.

Bleeding useless.

Now i have to phone them up. and its an 0800 number and my mobile will charge me for that call.


GRRRRRR

You can get 0800 calls from a mobile as part of your allowance if you dial 0800 buster.

01204 200800 then dial the 0800 into the system.

[The Moose]

Silverbullet767 said:

dan1981 said:

GGGRRRRR

I'm gettin annoyed already.

Tried to do it online. Nope system won't work.

Bleeding useless.

Now i have to phone them up. and its an 0800 number and my mobile will charge me for that call.


GRRRRRR

You can get 0800 calls from a mobile as part of your allowance if you dial 0800 buster.

01204 200800 then dial the 0800 into the system.

Mate - your a legend!

That has just saved me a bit of moolah!! I probably spend a fiver a month on those calls, mainly whilst driving (with handsfree). Annoying as fk!

Cheers

The Moose

[Mr POD]

sleep envy said:

Famous Graham said:

I think it's 16k and up you get nowt, but anything over 6k affects the amount you get.

how far back do they check statements?

I'll be paying off my mortgage with my savings the week before I sign on.

[ianash]

If your previous employment was under PAYE, then you should be entitled to contributions based JSA. Your capital position should have NO bearing on your eligibility - YOU PAID YOUR FULL NI FOR THIS - so make sure you get it.

[The Moose]

Mr POD said:

sleep envy said:

Famous Graham said:

I think it's 16k and up you get nowt, but anything over 6k affects the amount you get.

how far back do they check statements?

I'll be paying off my mortgage with my savings the week before I sign on.

Does that count?!?! Is it allowed??

Cheers

The Moose

[SJobson]

Signing on is a good thing. Gives you something to get up for one day every 2 weeks.

[dan1981]

The Moose said:

Silverbullet767 said:

dan1981 said:

GGGRRRRR

I'm gettin annoyed already.

Tried to do it online. Nope system won't work.

Bleeding useless.

Now i have to phone them up. and its an 0800 number and my mobile will charge me for that call.


GRRRRRR

You can get 0800 calls from a mobile as part of your allowance if you dial 0800 buster.

01204 200800 then dial the 0800 into the system.

Mate - your a legend!

That has just saved me a bit of moolah!! I probably spend a fiver a month on those calls, mainly whilst driving (with handsfree). Annoying as fk!

Cheers

The Moose

Brilliant that is.

On the phone to them now...........

[deevee]

As someone who has been through all this palaver recently, it works like this:

There are 2 types of JSA - contribution based and income based.

If you've paid your NI contribution for the previous year (i.e. been in employment) then you are entitled to the £70 a week contribution based JSA regardless of savings. This lasts for 182 days (6 months) then stops and you need to apply for income based JSA (as you do if you don't have an NI contribution record). Income based is the means tested one and, as stated, you get nowt if you've got over £16K in savings. It's possible that the working status of your OH may also affect this but I'm not too sure on that point.

It is worth signing on anyway to gain NI credits which effectively maintian your continuous NI contribution history.

HTH!

[sleep envy]

deevee - cheers for the post, is that gospel?

[dan1981]

Ridiculous.

Finally get through to them on the phone after listening to a computer drone on for 10 minutes...... to be told by a lovely lady that ....... the sytems are down and they can't do anythign - they hope to be back up by about 2pm.

Sigh.

[Dupont666]

deevee said:

As someone who has been through all this palaver recently, it works like this:

There are 2 types of JSA - contribution based and income based.

If you've paid your NI contribution for the previous year (i.e. been in employment) then you are entitled to the £70 a week contribution based JSA regardless of savings. This lasts for 182 days (6 months) then stops and you need to apply for income based JSA (as you do if you don't have an NI contribution record). Income based is the means tested one and, as stated, you get nowt if you've got over £16K in savings. It's possible that the working status of your OH may also affect this but I'm not too sure on that point.

It is worth signing on anyway to gain NI credits which effectively maintian your continuous NI contribution history.

HTH!

Will add that it needs to be class 1 NI contributions that give the full JSA for 6 months, but be aware that you can then sit on your ass for 13 weeks and do nowt but show them an email saying you are looking... after 13 weeks they can force you to apply to jobs AT THE GOING RATE YOU WERE ON... so if you say you were on 50k, they will only make you go for jobs that are worth 50k instead of the security jobs on 15k... so tell them your last take home pay otherwise you could be forced to do crappy jobs.

HTH

[Plotloss]

sleep envy said:

deevee - cheers for the post, is that gospel?

Its as I remember it.

The working status of the partner is what scuppers most people with Income Based JSA.

Apparently I would have got IbJSA if 'er indoors worked for less than 16 hours per week, pretty much even if she earned £10K an hour.

But as she works more than 16 hours per week at significantly less than £10K per hour then you're a converted statistic.

Its a system that rewards entirely the wrong type, essentially.