S63TU failures - M5, M6 & M6 GC
Discussion
yeah I have been tempted by that idea. I dont use finance but the f90 got me thinking that.
I was looking, seem to be very few with a sunroof
I also generally aim at cars with minimal depreciation
(recent cars have been Z4MCoupe , Clio 182, Z43.0si Coupe, Megane Rs275 Trophy)
I feel like th f10 m5 cant have too much depreciation left in it (although these engine issues are making me double think that) but an f90 M5 could surely lose the same 10k I would have spent on the engine issue in depreciation alone in a couple of years
I was looking, seem to be very few with a sunroof
I also generally aim at cars with minimal depreciation
(recent cars have been Z4MCoupe , Clio 182, Z43.0si Coupe, Megane Rs275 Trophy)
I feel like th f10 m5 cant have too much depreciation left in it (although these engine issues are making me double think that) but an f90 M5 could surely lose the same 10k I would have spent on the engine issue in depreciation alone in a couple of years
bmwmike said:
Prefer the look of the f10 personally, i know thats subjective.
Doesn't the f90 S63TU suffer the same (allegedly) random grenading as the version in the f10? If not, i wonder why?
Yes it does, sadly.Doesn't the f90 S63TU suffer the same (allegedly) random grenading as the version in the f10? If not, i wonder why?
Re the cars, no matter what you buy, f10 or f90, make sure it has not been mapped EVER. BMW can tell if the ECU has ever been changed and the warranty on the driveline will be invalidated immediately.
Ok this may be a stupid question, and obviously it depends on financial situation but
For those of you who had an M5 with an S63TU that failed - do you regret the purchase?
I dont want to be slapped with a gap of £10k to pay but I am lucky enough to be able to say that if that happened I could absorb the hit.
I have had a similar experience with another car (cost me circa £6k) - I then lost faith in the car etc BUT I still love the car and I am glad I bought it and dont regret it really.
It seems like an amazing engine and it can do what I need - be quiet - also be a monster - any alternatives I should be considering instead?
For those of you who had an M5 with an S63TU that failed - do you regret the purchase?
I dont want to be slapped with a gap of £10k to pay but I am lucky enough to be able to say that if that happened I could absorb the hit.
I have had a similar experience with another car (cost me circa £6k) - I then lost faith in the car etc BUT I still love the car and I am glad I bought it and dont regret it really.
It seems like an amazing engine and it can do what I need - be quiet - also be a monster - any alternatives I should be considering instead?
ks? An engine failure due to a mechanical issue is not going to result in the car being written off.
It would be down to your motor insurance company to write the car off if they saw fit, and they're only going to get involved if the engine failure is the result of damage from some external source or a fire.
The warranty company won't write the car off, if the failure is covered they'll pay out up to the maximum allowed by their terms and conditions whether the repair is economical or not.
It would be down to your motor insurance company to write the car off if they saw fit, and they're only going to get involved if the engine failure is the result of damage from some external source or a fire.
The warranty company won't write the car off, if the failure is covered they'll pay out up to the maximum allowed by their terms and conditions whether the repair is economical or not.
Z4MCSL said:
Yeah but that's fine happy to have it written off in that scenario...but I don't know if that scenario could count as being written off?
Are you saying it would not count as written off?
YEP has to be in an accident, that's what GAP is for. Are you saying it would not count as written off?
https://gapinsurance123.co.uk/does-gap-insurance-c...
Edited by JMBMWM5 on Tuesday 12th September 15:01
I wouldn’t dream of running mine without a BMW warranty. Only 2 weeks ago the engine light come on (yellow), turned out to be a high-pressure fuel pump and low-pressure fuel sensor. All fixed, £1800 invoice to the warranty company.
The car I have had for 6 years, on cold starts in the morning there was slight shakiness to the engine now it starts up and no shakes or vibrations. Mine is on 57k miles now and I often think about if the engine goes, I brought it for 24k in 2018 (private seller), does that mean my warranty claim is valid for 24k to cover any potential replacement engine?
The car I have had for 6 years, on cold starts in the morning there was slight shakiness to the engine now it starts up and no shakes or vibrations. Mine is on 57k miles now and I often think about if the engine goes, I brought it for 24k in 2018 (private seller), does that mean my warranty claim is valid for 24k to cover any potential replacement engine?
BM Man said:
...I brought it for 24k in 2018 (private seller), does that mean my warranty claim is valid for 24k to cover any potential replacement engine?
If your warranty is with BMW Insured Warranty, the maximum pay out in any given year is the equivalent of the purchase price of the vehicle. So if you have not made any claims this year, BMW IW would indeed contribute £24k towards the bill for a new engine, and you would have to stump up the balance. In your particular case, given that you have already gotten a £1.8k bill, the maximum BMW IW would contribute towards your engine repair bill would be £22.2k Hope this helps
So the ownership risk increases as the purchase price of the car decreases, because the engine etc are all relatively fixed costs if going through a BMW dealer for repair. i.e. a £15k car can throw a £20k bill just as easily as a £35k car, but the latter is covered under insured warranty to £35k which should comfortably cover majority of worst-case bills.
The good thing is, if you buy a £35k car for long term ownership, and 6 years later it throws a £30k bill but the car is now only worth £20k, its still covered to the original purchase price of £35k. Wonder how much the warranty would have cost in that time though...
The good thing is, if you buy a £35k car for long term ownership, and 6 years later it throws a £30k bill but the car is now only worth £20k, its still covered to the original purchase price of £35k. Wonder how much the warranty would have cost in that time though...
Edited by bmwmike on Wednesday 13th September 11:21
So I will be covered for the purchase price of the car, I brought it privately via a bank transfer so I have to go back to bank statements 2018 and prove I paid the seller a bank transfer lol? How silly does that sound.
Anyway, what is the worst case scenario of a new engine, 35k with new turbos etc? One thing I have on my side, relationship with main dealer which I have had for 15 years. All my BMWs in the past life including this M5 go through them, I live nearby and know the guys well. Maybe that will help with a contribution from BMW?
Anyway, what is the worst case scenario of a new engine, 35k with new turbos etc? One thing I have on my side, relationship with main dealer which I have had for 15 years. All my BMWs in the past life including this M5 go through them, I live nearby and know the guys well. Maybe that will help with a contribution from BMW?
bmwmike said:
So the ownership risk increases as the purchase price of the car decreases, because the engine etc are all relatively fixed costs if going through a BMW dealer for repair. i.e. a £15k car can throw a £20k bill just as easily as a £35k car, but the latter is covered under insured warranty to £35k which should comfortably cover majority of worst-case bills.
The good thing is, if you buy a £35k car for long term ownership, and 6 years later it throws a £30k bill but the car is now only worth £20k, its still covered to the original purchase price of £35k. Wonder how much the warranty would have cost in that time though...
Spot on... The good thing is, if you buy a £35k car for long term ownership, and 6 years later it throws a £30k bill but the car is now only worth £20k, its still covered to the original purchase price of £35k. Wonder how much the warranty would have cost in that time though...
Edited by bmwmike on Wednesday 13th September 11:21
I pay £112 per month with £250 excess
Insured warranty started in Oct 2020
36 months = £4032 + about £1250 in excess
2 x air suspension compressors £2000
2 x rear air bags £1000
2 x vacuum lines £1000
1 x HVAC coolant transfer pump £500
2 x high pressure fuel pumps £1500
8 x injectors £3000
1 x transfer box £9000
2 x front lower suspension arms £1500
1 x LHS front wheel bearing £500
1 x rear luggage compartment fuse box £1000
1 x long block engine £26500
2 x complete turbo chargers £2000
So, all in roughly £50k pay out on a car bought for £26.5k
low mileage, second owner, always bmw serviced car...
Cheburator mk2 said:
Spot on...
I pay £112 per month with £250 excess
Insured warranty started in Oct 2020
36 months = £4032 + about £1250 in excess
2 x air suspension compressors £2000
2 x rear air bags £1000
2 x vacuum lines £1000
1 x HVAC coolant transfer pump £500
2 x high pressure fuel pumps £1500
8 x injectors £3000
1 x transfer box £9000
2 x front lower suspension arms £1500
1 x LHS front wheel bearing £500
1 x rear luggage compartment fuse box £1000
1 x long block engine £26500
2 x complete turbo chargers £2000
So, all in roughly £50k pay out on a car bought for £26.5k
low mileage, second owner, always bmw serviced car...
wow 50k pay out in 3 years, that’s a lot. I have owned mine for 5 years, probably around 8k warranty work in those years. You have had two high pressure fuel pumps go? It’s an amazing car I recently test drove the new one and at this moment of time F10 is much better value for money I felt so I didn’t change, one day I will. My spec is better than the new ones I am currently looking at, i.e. soft close doors, 360 cameras, multi function seats, adaptive LED lights etc are all in my F10.I pay £112 per month with £250 excess
Insured warranty started in Oct 2020
36 months = £4032 + about £1250 in excess
2 x air suspension compressors £2000
2 x rear air bags £1000
2 x vacuum lines £1000
1 x HVAC coolant transfer pump £500
2 x high pressure fuel pumps £1500
8 x injectors £3000
1 x transfer box £9000
2 x front lower suspension arms £1500
1 x LHS front wheel bearing £500
1 x rear luggage compartment fuse box £1000
1 x long block engine £26500
2 x complete turbo chargers £2000
So, all in roughly £50k pay out on a car bought for £26.5k
low mileage, second owner, always bmw serviced car...
Mine does drink engine oil, more in the winter I find, not sure why.
Edited by BM Man on Wednesday 13th September 12:07
Cheburator mk2 said:
Spot on...
I pay £112 per month with £250 excess
Insured warranty started in Oct 2020
36 months = £4032 + about £1250 in excess
2 x air suspension compressors £2000
2 x rear air bags £1000
2 x vacuum lines £1000
1 x HVAC coolant transfer pump £500
2 x high pressure fuel pumps £1500
8 x injectors £3000
1 x transfer box £9000
2 x front lower suspension arms £1500
1 x LHS front wheel bearing £500
1 x rear luggage compartment fuse box £1000
1 x long block engine £26500
2 x complete turbo chargers £2000
So, all in roughly £50k pay out on a car bought for £26.5k
low mileage, second owner, always bmw serviced car...
yowza.. but.. air suspension? and the rear airbags are the actual internal airbags not suspension airbags as found on a touring, presumably, as the f10 m5 has neither air suspension nor rear airbags on the suspension.I pay £112 per month with £250 excess
Insured warranty started in Oct 2020
36 months = £4032 + about £1250 in excess
2 x air suspension compressors £2000
2 x rear air bags £1000
2 x vacuum lines £1000
1 x HVAC coolant transfer pump £500
2 x high pressure fuel pumps £1500
8 x injectors £3000
1 x transfer box £9000
2 x front lower suspension arms £1500
1 x LHS front wheel bearing £500
1 x rear luggage compartment fuse box £1000
1 x long block engine £26500
2 x complete turbo chargers £2000
So, all in roughly £50k pay out on a car bought for £26.5k
low mileage, second owner, always bmw serviced car...
Mine's hardly worth anything (160k) so the risk of random self-detonation doesn't really worry me.
It's just with a specialist now having various suspension arms + all four shocks replaced (the OEM VDC parts not aftermarket), comprehensive servicing including new coil packs and plugs.
Some of the plugs (last replaced by a main dealer) were only hand tight which might have accounted for some recent poor running.
About an £8k bill all in. Spent approx £3.5k last year on servicing and rod bearing replacement (preventative, they didn't fail).
It's just the cost of keeping a high performance high mileage car on the road with OEM parts. I still cover quite high mileages in the car on long-distance Euro trips mainly. If I think its costing too much I contemplate what depreciation would look like on a newish one.
It's just with a specialist now having various suspension arms + all four shocks replaced (the OEM VDC parts not aftermarket), comprehensive servicing including new coil packs and plugs.
Some of the plugs (last replaced by a main dealer) were only hand tight which might have accounted for some recent poor running.
About an £8k bill all in. Spent approx £3.5k last year on servicing and rod bearing replacement (preventative, they didn't fail).
It's just the cost of keeping a high performance high mileage car on the road with OEM parts. I still cover quite high mileages in the car on long-distance Euro trips mainly. If I think its costing too much I contemplate what depreciation would look like on a newish one.
bmwmike said:
yowza.. but.. air suspension? and the rear airbags are the actual internal airbags not suspension airbags as found on a touring, presumably, as the f10 m5 has neither air suspension nor rear airbags on the suspension.
The S63 was fitted not just to sedans... 
P.S. It looks like it will be the forever car - comfort seats with cooling, soft close doors, B&O stereo, night vision, ceramic surfaces, extended leather, surround cameras, dynamic leds, panoramic roof... the list goes on and on... and a new engine
Cheburator mk2 said:
bmwmike said:
yowza.. but.. air suspension? and the rear airbags are the actual internal airbags not suspension airbags as found on a touring, presumably, as the f10 m5 has neither air suspension nor rear airbags on the suspension.
The S63 was fitted not just to sedans... P.S. It looks like it will be the forever car - comfort seats with cooling, soft close doors, B&O stereo, night vision, ceramic surfaces, extended leather, surround cameras, dynamic leds, panoramic roof... the list goes on and on... and a new engine
S63TU as fitted to the F10 M5 saloon
and M6/M6GC has quite a few differences to the S63. bmwmike said:
Ah you're talking about an X5M or X6M then presumably, which I would expect running costs to be higher anyway.
S63TU as fitted to the F10 M5 saloon and M6/M6GC has quite a few differences to the S63.
the basic architecture underneath is all the same... You will be unpleasantly surprised to find out that there is a lot less "S" in all the variants of the S63 when compared to an N63, Unlike a S50 v M50 or S54 v M54 etc... Anyway, £50k worth of claims for £5k worth of premiums is a good deal for me... Just had a letter yesterday from BMW IW, telling me my monthly is going up by £6 from October... I think I will live with it... S63TU as fitted to the F10 M5 saloon
and M6/M6GC has quite a few differences to the S63. 
Gassing Station | M Power | Top of Page | What's New | My Stuff