Watch stolen: Gutted!

Watch stolen: Gutted!

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Red 5

Original Poster:

1,055 posts

180 months

Wednesday 17th April
quotequote all
e600 said:
We let someone in our house who stole my wife’s Rolex. Insurance didn’t pay out. There is a clause about letting people in being excluded from claims.
I guess that might happen. I will update this thread.
I was 100% truthful about how it happened, so I might just have to live with it.

Red 5

Original Poster:

1,055 posts

180 months

Wednesday 17th April
quotequote all
Norton850 said:
I trust no one and keep my good watches in my floor safe but do keep a couple of daily watches in a drawer which is lockable.

Gutted for you

Great looking watch and often memories mean more than value ...
I know it seems strange to say, but I don’t have anything lockable in the house!
Just never needed it!


JEA1K

2,504 posts

223 months

Wednesday 17th April
quotequote all
Sorry to hear this, so dissapointing that someone you've trusted has done this! The problem is who you give the work to isn't necessarily the person who's in your house ... I know this myself and as we work in a lot of high value homes, we are super careful if we use any subcontractors.

Hope you manage to get the claim sorted.

raceboy

13,106 posts

280 months

Wednesday 17th April
quotequote all
Absolutely disgusting behaviour from someone you trust in your house and are paying them to do a trade.
The B1 was the first 'expensive' watch I bought, at a similar time, January 2000 remember paying £1255 which was a lot of money for the 27 year old me at the time, it was either the Breitling or an Omega X-33.
It's not a watch I regularly wear now but did actually wear it last Sunday, difficult decision on whether to replace it or not, even replaced like for like, Watchfinder appear to have a few in stock at about £2k, it's not the same as the watch that has the 'sentiment' attached too.

AB

16,987 posts

195 months

Wednesday 17th April
quotequote all
Over the past 18 months we've had all sorts of trades in the house, still have them in quite often now.

I always had my watches on display in a case in the bedroom as I quite like being able to look at them.

Only last week I made the decision to keep one on my wrist 24/7 and put the rest in the safe in the basement. Shame people can't be trusted and annoying you don't know exactly who it was.


sandman77

2,419 posts

138 months

Wednesday 17th April
quotequote all
Wow, what a horrible thing to have happened. You have made me think about my habits though. My three expensive watches live in full view on top of my bedroom drawers when I’m not wearing them. Starting right now they are going in the safe.

JEA1K

2,504 posts

223 months

Wednesday 17th April
quotequote all
Pretty sure that my home insurance policy states that my watches must be in the safe when not worn. I know there are policies which allow a % of watches to be out of the safe if stolen.

Unfortunately a customer of mine was burgled at the end of 2022 whilst him and his family were at home (they were downstairs at the time) and £250k of watches were stolen, which thankfully was his 'out of safe cover' (guessing he has 3 or 4 times that value in total).

PurpleTurtle

6,999 posts

144 months

Wednesday 17th April
quotequote all
Sorry to hear this OP, I guess they are accomplished at this type of theft, either picking their moment if working solo, or one of them keeping you occupied whilst the other rummages about.

This is one of the reason I hate having trades in, so try to do as much DIY as I can.

Presumably as you cannot pinpoint which one it was the Police are not interested and have already closed your case, giving you a crime reference number purely for insurance?

Red 5

Original Poster:

1,055 posts

180 months

Wednesday 17th April
quotequote all
PurpleTurtle said:
Sorry to hear this OP, I guess they are accomplished at this type of theft, either picking their moment if working solo, or one of them keeping you occupied whilst the other rummages about.

This is one of the reason I hate having trades in, so try to do as much DIY as I can.

Presumably as you cannot pinpoint which one it was the Police are not interested and have already closed your case, giving you a crime reference number purely for insurance?
Yes. Case closed.
No way to tell over several months, who it was.
Just hope insurance will entertain me.

I’m not sure I have the appetite to pay more than I did back then for a watch of unknown history.

Edited by Red 5 on Wednesday 17th April 17:37

sandman77

2,419 posts

138 months

Wednesday 17th April
quotequote all
Wow, what a horrible thing to have happened. You have made me think about my habits though. My three expensive watches live in full view on top of my bedroom drawers when I’m not wearing them. Starting right now they are going in the safe.

Chicken_Satay

2,299 posts

204 months

Wednesday 17th April
quotequote all
Wow, what a horrible thing to have happened. You have made me think about my habits though. My three expensive watches live in full view on top of my bedroom drawers when I’m not wearing them. Starting right now they are going in the safe.

Red 5

Original Poster:

1,055 posts

180 months

Thursday 18th April
quotequote all
Update!

My insurance company have agreed to settle my claim without quibble smile

They appreciate the paid price / value meant I didn’t name the item on my policy.
But they also appreciated that my new for old policy terms will not cover the cost of a replacement, as they have gone up in price a bit (£2000 item limit)

To that end, they have waived my excess, So will pay me the full £2000 as a cash settlement.
They cannot offer to find me a replacement B1 on the secondhand market.

So now I have a dilemma.
Do I buy another B1? I still really like them.
I also have my spare rubber strap.
However, it will not be the same as it’s not MY B1.
Spending £2000 on a watch if that age Seems crazy somehow.

Or perhaps I should put some more money with it and go and buy the new version, that seems to be a commemorative red arrows edition.

What would you do?
Am I safe on the secondhand watch market?
What do you think of the red arrows edition?

Any thoughts, much appreciated smile

bristolbaron

4,829 posts

212 months

Thursday 18th April
quotequote all
Awesome! I expected you to be disappointed to be honest!

Personally, I’d stay away from another b1. Whilst they’re a great looking watch, that digital display is a killer if it needs replacement - it was over £1100 5 years ago (just for the module, servicing on top). They’re only going to get more likely to fail as they get older.

A B2 would be a much more sensible alternative.

markiii

3,620 posts

194 months

Thursday 18th April
quotequote all
great result, who ar eteh insurance company? nice to find a useful one for a change

Mabbs9

1,084 posts

218 months

Thursday 18th April
quotequote all
That's great news OP. Perhaps sit on the money for a while and see if you actually miss is it on your wrist? Obviously I accept you'll miss it more the sentimental value. After a few months you'll know if you need one back.

raceboy

13,106 posts

280 months

Thursday 18th April
quotequote all
Great result, I'm sure watchfinder would take a cheeky bid on this
https://www.watchfinder.co.uk/Breitling/B1/A68362/...
That would pretty much put you back where you were before the unfortunate incident. scratchchin

OMITN

2,150 posts

92 months

Thursday 18th April
quotequote all
Glad the insurers have paid out OP. Still pretty grizzly to know that a carefully looked after possession with more than just monetary value could be stolen like that.

As with others, I agree that whoever took it knows how to pinch things and will probably make a tidy living out of it. On a smaller scale I had the same happen around a year ago with a socket set going walkies from the garage when we had building work going on.

I know the builder (he has worked for us before) and he has high standards for everything he and his people do. He was really disappointed and, when he asked his team directly and they all said no, he replaced directly and apologised profusely. My feeling it was the sub-contracted plumber's mate....

I had a watch stolen in a break-in a few years ago (target were the car keys and the watch - a JDM Seiko diver - was next to them). Took me ages to work out what to replace with - went with a s/h Grand Seiko diver that cost me 10 times as much as the stolen one..!

Red 5

Original Poster:

1,055 posts

180 months

Thursday 18th April
quotequote all
bristolbaron said:
Awesome! I expected you to be disappointed to be honest!

Personally, I’d stay away from another b1. Whilst they’re a great looking watch, that digital display is a killer if it needs replacement - it was over £1100 5 years ago (just for the module, servicing on top). They’re only going to get more likely to fail as they get older.

A B2 would be a much more sensible alternative.
Sheeee-it that’s a bit steep!
It had never even occurred to me that that might be an issue!
Thanks for pointing it out. I’ll take that into account smile

Edit : Thanks for the B2 suggestion. It’s really similar in a lot of ways, but I’m not sure about the face. It seems really cluttered after the B1!

I didn’t realise there were 2013 B1 available either.


Edited by Red 5 on Thursday 18th April 15:56

Red 5

Original Poster:

1,055 posts

180 months

Thursday 18th April
quotequote all
markiii said:
great result, who ar eteh insurance company? nice to find a useful one for a change
Thanks smile
They were quick too!

I’ll update with details once it’s all sorted.

Red 5

Original Poster:

1,055 posts

180 months

Thursday 18th April
quotequote all
Mabbs9 said:
That's great news OP. Perhaps sit on the money for a while and see if you actually miss is it on your wrist? Obviously I accept you'll miss it more the sentimental value. After a few months you'll know if you need one back.
Thanks smile

That’s a very sensible thing to do, but I’m not sure I’m as patient haha

I’m actually really glad it wasn’t a gift, as it would have meant even more to me.