Insurer won't cover "H" rated Tyres! I need new insurer.

Insurer won't cover "H" rated Tyres! I need new insurer.

Author
Discussion

LeoSayer

7,307 posts

244 months

Thursday 21st November 2019
quotequote all
Weatherproofs are technically winter tyres because they have the mountain / snowflake symbol.

Wulbert

Original Poster:

12 posts

53 months

Thursday 21st November 2019
quotequote all
KevinCamaroSS said:
Just one thought. Nokian Weatherproof are technically NOT winter tyres, they are all-season, therefore the Q rating does not apply to them. They are also available in many speed ratings, including V. Your insurance company will need to be understanding to accept them, but, do not tell them they are winter tyres.
I think they are winter tyres. They have the certified 3-peak mountain and snowflake symbol, so they are winter tyres AND are also suitable for all other seasons.

Surely to say otherwise, would be a bit like saying that a "4-Season" sleeping bag is no use for winter?

SlimJim16v

5,662 posts

143 months

Thursday 21st November 2019
quotequote all
All winter tyres have the 3PMS symbol.
Not all tyres with the 3PMS symbol are winter tyres.

Wulbert

Original Poster:

12 posts

53 months

Thursday 21st November 2019
quotequote all
SlimJim16v said:
All winter tyres have the 3PMS symbol.
Not all tyres with the 3PMS symbol are winter tyres.
Can you give an example of a tyre that is a "Winter" tyre but does not have the 3-peak symbol? I'm genuinely interested in knowing more about this topic, not wishing to cause friction (ha!).

Here's an extract from the Goodyear web site:

"The introduction of a legal marking related to performance has made the identification of winter tires more simple. The "Alpine" symbol, or the three-peak-mountain with snowflake (‘3PMSF’) came into force in November 2012 under EU Regulation 661/2009 on the Safety of Motor Vehicles.

The 3PMSF can only be used if a tire passes a minimum required performance on snow - the so called “snow grip index”.*
“Mud and Snow” (either marked as M+S, M.S or M&S) has been used to indicate winter tires for many years. Although M+S has a legal definition*, it is not related to minimum performance requirements but has been widely used by tire manufacturers to indicate winter products. M+S remains a permitted marking but while M+S tires have better snow traction than regular tires, they do not necessarily pass the legal snow grip threshold.

True winter tires, carrying both M+S and 3PSMF markings, make an important safety contribution in winter conditions, particularly for cars and vans.

Goodyear EMEA* strongly recommends that cars and light commercial vehicles get fitted with four proper winter tires as the colder months approach. Indeed fitting M+S tires in the winter is obligatory in some European countries [see section below].

As legislation with the new marking progressively enters into force, national winter tire laws are likely to extend to tires with both the M+S and three peak snowflake symbols.

KevinCamaroSS

11,638 posts

280 months

Thursday 21st November 2019
quotequote all
Wulbert said:
KevinCamaroSS said:
Just one thought. Nokian Weatherproof are technically NOT winter tyres, they are all-season, therefore the Q rating does not apply to them. They are also available in many speed ratings, including V. Your insurance company will need to be understanding to accept them, but, do not tell them they are winter tyres.
I think they are winter tyres. They have the certified 3-peak mountain and snowflake symbol, so they are winter tyres AND are also suitable for all other seasons.

Surely to say otherwise, would be a bit like saying that a "4-Season" sleeping bag is no use for winter?
They are not winter tyres because they are designed for all-year-round use. Winter tyres are for.... winter use and are relatively poor in summer.

They are legal to use in winter because they have the correct markings. This does not make them winter tyres.

Pica-Pica

13,804 posts

84 months

Thursday 21st November 2019
quotequote all
Wulbert said:
SlimJim16v said:
All winter tyres have the 3PMS symbol.
Not all tyres with the 3PMS symbol are winter tyres.
Can you give an example of a tyre that is a "Winter" tyre but does not have the 3-peak symbol? I'm genuinely interested in knowing more about this topic, not wishing to cause friction (ha!).

Here's an extract from the Goodyear web site:

"The introduction of a legal marking related to performance has made the identification of winter tires more simple. The "Alpine" symbol, or the three-peak-mountain with snowflake (‘3PMSF’) came into force in November 2012 under EU Regulation 661/2009 on the Safety of Motor Vehicles.

The 3PMSF can only be used if a tire passes a minimum required performance on snow - the so called “snow grip index”.*
“Mud and Snow” (either marked as M+S, M.S or M&S) has been used to indicate winter tires for many years. Although M+S has a legal definition*, it is not related to minimum performance requirements but has been widely used by tire manufacturers to indicate winter products. M+S remains a permitted marking but while M+S tires have better snow traction than regular tires, they do not necessarily pass the legal snow grip threshold.

True winter tires, carrying both M+S and 3PSMF markings, make an important safety contribution in winter conditions, particularly for cars and vans.

Goodyear EMEA* strongly recommends that cars and light commercial vehicles get fitted with four proper winter tires as the colder months approach. Indeed fitting M+S tires in the winter is obligatory in some European countries [see section below].

As legislation with the new marking progressively enters into force, national winter tire laws are likely to extend to tires with both the M+S and three peak snowflake symbols.
..and despite all that, what SlimJim16v still holds good, and SlimJim16v does NOT say that there are winter tyres that do not have the 3PMSF symbol, he said ‘not all tyres that have the 3PMSF symbol are winter tyres’, which is true, e.g. Vredestein Quatrac 5 is an ALL-SEASON tyre that has M&S 3PMSF symbol.

Wulbert

Original Poster:

12 posts

53 months

Thursday 21st November 2019
quotequote all
Ok. Well I'm getting a bit confused now, so best that I shut up.

KevinCamaroSS

11,638 posts

280 months

Thursday 21st November 2019
quotequote all
Wulbert said:
KevinCamaroSS said:
Just one thought. Nokian Weatherproof are technically NOT winter tyres, they are all-season, therefore the Q rating does not apply to them. They are also available in many speed ratings, including V. Your insurance company will need to be understanding to accept them, but, do not tell them they are winter tyres.
I think they are winter tyres. They have the certified 3-peak mountain and snowflake symbol, so they are winter tyres AND are also suitable for all other seasons.

Surely to say otherwise, would be a bit like saying that a "4-Season" sleeping bag is no use for winter?
They are not winter tyres because they are designed for all-year-round use. Winter tyres are for.... winter use and are relatively poor in summer.

They are legal to use in winter because they have the correct markings. This does not make them winter tyres.

anonymous-user

54 months

Friday 22nd November 2019
quotequote all
Wulbert said:
I think they are winter tyres. They have the certified 3-peak mountain and snowflake symbol, so they are winter tyres AND are also suitable for all other seasons.

Surely to say otherwise, would be a bit like saying that a "4-Season" sleeping bag is no use for winter?
I'm with you in the thought process, but the difference is that "proper" "winter" tyres stay softer at lower temps - as far as I understand.

I use all terrain tyres on my 4x4, and my van. Both have the mountains and snow flake symbols and they are (from experience) great in the snow. However, they are All terrain tyres, not "winter tyres", though I refer to them as my winter tyres as I put them on my car only over the .....winter.

You can go to the winter tyre section on here and see people arguing over this stuff for literally, 100's of pages. :-)

Wulbert

Original Poster:

12 posts

53 months

Friday 22nd November 2019
quotequote all
RogerDodger said:
You can go to the winter tyre section on here and see people arguing over this stuff for literally, 100's of pages. :-)
I get where you're coming from.

Oh God!, sounds like a can o' worms...no thanks! ; )

(just spend 5 hours last night reading endless forum threads about fitting an SSD to my PC. Enough is enough)

KevinCamaroSS

11,638 posts

280 months

Saturday 23rd November 2019
quotequote all
RogerDodger said:
I'm with you in the thought process, but the difference is that "proper" "winter" tyres stay softer at lower temps - as far as I understand.
This. The compounds used for winter tyres are different to all-season, and they are both different to 3 season (summer) tyres. All-season are not winter tyres, but are legally able to be used in winter.

PugwasHDJ80

7,529 posts

221 months

Friday 20th December 2019
quotequote all
so i get the differene that people are highlighting beyween true winter and all season.

BUT

have a look at the Autobild review of all season tyres. some of them outperform winter tyres in snow and ice conditions!

the only real difference in performance is that the all seasons arent studdable, but in the uk i would think there are only a handful of cars that ever have studded tyres.

in reality in the uk, all season tyres are the same as winter.


KevinCamaroSS

11,638 posts

280 months

Saturday 21st December 2019
quotequote all
PugwasHDJ80 said:


the only real difference in performance is that the all seasons arent studdable, but in the uk i would think there are only a handful of cars that ever have studded tyres.

in reality in the uk, all season tyres are the same as winter.
Not so, there are relatively few winter tyres that can take studs, many more cannot. In most of the UK a 4-season tyre is a good choice all-year round since we get little snow and no really low temperatures. After 10 years in central Europe I can say that in general a winter tyre will outperform a 4-season in cold wintery conditions (-20C).