Can't Pay? We'll Take it away

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Discussion

Josho

748 posts

97 months

Sunday 14th April 2019
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The Mad Monk said:
If I am not mistaken there is a message in the programme. If I may, I will try to paraphrase.

1. a. If you owe people money - pay them. b. Do not let it go to court.

2. a. If it does go to court, pay it as soon as you get the notice, do not wait for the bailiffs to come round. b. If the bailiffs do come round, pay them, or enter into an agreement to pay.

3. a. Do not get into silly arguments with any bailiffs, you will find your life will run smoother.

4. I hope this helps.
All depends.

I've had a run in with HCEO before on two occasions.

1. My disabled nan answered the door and they rightfully didnt proceed.

It was a fine for no insurance on a van from DVLA. I had to book a court appointment in Stevenage where the fine came from there and then (I'm in Kent) and they then left me alone.

Got there and they allowed a (cant remember the name but me swearing I knew nothing of it)

I then went to a local court, there had been an error on a reg number. The DVLA official said we can make a date and fight it out or would I accept the lowest fine which was 25 and that would be an end. Job done.

Second was dart charge. Again no post (post going to my fathers house after a messy family time after death of my mother.

They were sent packing off the property and matter sorted.

After that I got my father to go and sign a document stating I had nothing to do with his address at a solicitors but never got bothered after that.

I sadly learned two lessons.

One make sure you get and open your bloody post.

Two, as I go through so many vehicles I just dont register them to me anymore, all in trade at a very vague name and address. Not the correct way of doing things but so much hassle saved when other people cause you grief.

The Mad Monk

Original Poster:

10,474 posts

117 months

Sunday 14th April 2019
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Would you agree that my first principle in 1.a. in my post is sound advice?

Or not?

227bhp

10,203 posts

128 months

Sunday 14th April 2019
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14 said:
It was in quite a rough shape and the suspension had been converted to hydraulic iirc. I also presume there was no service history, thus making anyone at the general auction quite nervous about paying too much for it.
I didn't see it, but seized cars are often without keys....

14

2,108 posts

161 months

Sunday 14th April 2019
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227bhp said:
14 said:
It was in quite a rough shape and the suspension had been converted to hydraulic iirc. I also presume there was no service history, thus making anyone at the general auction quite nervous about paying too much for it.
I didn't see it, but seized cars are often without keys....
They had the keys as it was driven out of the driveway and on to the recovery truck.

Mojooo

12,734 posts

180 months

Saturday 20th April 2019
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That court case went to appeal and both aprties lost so the original position remains

http://www.bailii.org/ew/cases/EWCA/Civ/2019/677.h...

The claimants must be getting discount legal help because it would cost a lot in legal fees to pursue an appeal.

I do have some synpathy with them - although 10k is a lot of 'free money' - I thiink 20k each would not be unreasonable given the scale of how often the program was shown.

The Mad Monk

Original Poster:

10,474 posts

117 months

Thursday 3rd October 2019
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The question that i would like to see answered;-

Much of the work that bailiffs do is house/flat evictions. The story is, usually that the tenants paid the first payment in order to get into the property and then paid nothing else.

What I would like to know is, did the landlord let the property through a recognised professional letting agency, with all the rigorous credit worthiness checks and references, deposit taken, etc carried out? Or not?

Or was it done under the old pals act - I know someone etc?

98elise

26,626 posts

161 months

Thursday 3rd October 2019
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The Mad Monk said:
The question that i would like to see answered;-

Much of the work that bailiffs do is house/flat evictions. The story is, usually that the tenants paid the first payment in order to get into the property and then paid nothing else.

What I would like to know is, did the landlord let the property through a recognised professional letting agency, with all the rigorous credit worthiness checks and references, deposit taken, etc carried out? Or not?

Or was it done under the old pals act - I know someone etc?
Why only two options?

I bought a BTL with a tenant in situ let through an agent. The rent went arrears and they trashed property costing me about 10k.

I mainly let my own properties, and I do checks, get references, and take deposits etc.

The main problem is that people lie and it's very difficult to get rid of a tenant. The law is very much in the tenants favour. You cannot even start an eviction until they are two months behind. Then expect it to be months before you can actually get a legal eviction.

Have you ever noticed that all the people getting evicted have "never had any letters" about the arrears?

The Mad Monk

Original Poster:

10,474 posts

117 months

Thursday 3rd October 2019
quotequote all
98elise said:
Why only two options?

I bought a BTL with a tenant in situ let through an agent. The rent went arrears and they trashed property costing me about 10k.

I mainly let my own properties, and I do checks, get references, and take deposits etc.

The main problem is that people lie and it's very difficult to get rid of a tenant. The law is very much in the tenants favour. You cannot even start an eviction until they are two months behind. Then expect it to be months before you can actually get a legal eviction.

Have you ever noticed that all the people getting evicted have "never had any letters" about the arrears?
I have noticed a number of things about "all the people getting evicted".

EarlofDrift

4,651 posts

108 months

Thursday 3rd October 2019
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The Mad Monk said:
I have noticed a number of things about "all the people getting evicted".
They can’t read?
They claim to be poor but seem to have a hell of a lot of stuff?

Universal credit paying money to the tenant and expecting them to use it pay the rent was the most naive decision ever made.

Of course you’ll get those that do but given the choice between spending the money on a four day drink and drug bender and paying the rent, for some it’s a no brainier.

Mikebentley

6,115 posts

140 months

Thursday 3rd October 2019
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There is unfortunately a group(percentage) that have no intention of paying for somewhere to live. We recently lost £4K before we eventually got a tennant out. Monthly was about £675pm. This rent was supposed to pay towards my fathers dementia care so still had to be found by my mother and I. These were supposedly good tenants that were credit etc checked.

Landlords should be made to maintain very high standards but something needs doing to support those that do when they need to evict non payers.