Professor Green, living in poverty.
Discussion
cqueen said:
sidicks said:
Average earnings are around £27k.
Yes - when you account all wages over every person! 10 people earning 10 million a year + 10,000 people earning £10k. sidicks said:
If it's about 'need', why do you 'need' a Mini, why don't you have a much cheaper car then you could give your extra money to those less fortunate?
I'm not talking about high taxes on middle earners, a mini is hardly an item of wealth, it's a modest standard of living.so basically you want to do the same old thing of hammering anyone earning more than you, gotcha...
Zoon said:
I know a couple who don't work out of choice, they have four kids.
One has a minor mental disability, they live in a large 6 bedroom rented house that the government/benefits pay for.
They have two cars, top of the range phones and full sky package in most rooms of the house.
They usually get at least one all inclusive holiday abroad in a year.
Are they surviving?
They're certainly doing SOMETHING... And it ain't solely "living on benefits"...One has a minor mental disability, they live in a large 6 bedroom rented house that the government/benefits pay for.
They have two cars, top of the range phones and full sky package in most rooms of the house.
They usually get at least one all inclusive holiday abroad in a year.
Are they surviving?
I'll let others work the numbers they'd be getting from the state, but there ain't no way it's paying for all of that lot alone. Apart from anything else, their accommodation allowance would be 3-4 bedrooms, depending on the age of the kids, capped at the 30th percentile of local rents. Their total household income from benefits is capped at £20k/yr outside London, £23k inside.
Bit of duckin', bit of divin'?
speedyguy said:
There's not much to say really some people get it how harsh and difficult it must be, especially for the children who have no control over their parents choices and those on here who seem to think '"i'm all right jack, fook everyone else" telling them what to do from their ivory tower.
I can't see that anyone has said any such thing.Regardless, what do you do to help such people (or do you just suggests that 'other people' should pay more tax?).
As well as paying tens of thousand in tax, I work with a charity that helps people in this kind of scenario and I give more than 10% of my gross earnings to charity. You?
Greg_D said:
and that is where you need a reality check. it's about as premium as that size of car gets.... a hyundai i10 is modest, a perodua kalisa is modest
so basically you want to do the same old thing of hammering anyone earning more than you, gotcha...
That's been apparent from the off.so basically you want to do the same old thing of hammering anyone earning more than you, gotcha...
Greg_D said:
so basically you want to do the same old thing of hammering anyone earning more than you, gotcha...
Not at all, I'm saying hammer those that have EXCESSIVE income. By all means, have a nice house, nice car, send the kids to private school etc. But once we're talking £250k+ then you should have to contribute more. You make it sound like I'm some envious little cretin. I have no desire to be rich, I'd have nothing to spend it on, doesn't interest me.
TooMany2cvs said:
Their total household income from benefits is capped at £20k/yr outside London, £23k inside.
There are exemptions to the cap - they have a disabled child, which is one of them.https://www.citizensadvice.org.uk/benefits/the-ben...
otolith said:
TooMany2cvs said:
Their total household income from benefits is capped at £20k/yr outside London, £23k inside.
There are exemptions to the cap - they have a disabled child, which is one of them.https://www.citizensadvice.org.uk/benefits/the-ben...
They're probably giving up DLA to get one of the cars on motability instead.
cqueen said:
By all means, have a nice house, nice car, send the kids to private school etc. But once we're talking £250k+ then you should have to contribute more.
You don't appear to understand how percentages work. 
Flipppant replies aside, they do contribute more, both in absolute terms (30% of 60k vs 30% of 30k, say) and in direct taxation with the 45% rate on earnings over £150k...
cqueen said:
Not at all, I'm saying hammer those that have EXCESSIVE income. By all means, have a nice house, nice car, send the kids to private school etc. But once we're talking £250k+ then you should have to contribute more.
You make it sound like I'm some envious little cretin. I have no desire to be rich, I'd have nothing to spend it on, doesn't interest me.
More than the £2k/week in income tax/NI a 250k earner already pays?.You make it sound like I'm some envious little cretin. I have no desire to be rich, I'd have nothing to spend it on, doesn't interest me.
How much do you think the top 1% contribute in tax already? What about the top 0.1%?
What do you think happens when you make punitive tax demands on people, even those fascist Beatles left the country and wrote a song about it. I think the Stones did as well.
What is your version of excessive? Should Alan Sugar give over 75% of his earnings? Martin Sorrell - defo a 98% candidate surely....
cqueen said:
Not at all, I'm saying hammer those that have EXCESSIVE income. By all means, have a nice house, nice car, send the kids to private school etc. But once we're talking £250k+ then you should have to contribute more.
Do you actually understand how the tax system works?cqueen said:
They pay more in £ terms but also in % terms as well!
You make it sound like I'm some envious little cretin.
No, I think you're doing that all by yourself!You make it sound like I'm some envious little cretin.
cqueen said:
I have no desire to be rich, I'd have nothing to spend it on, doesn't interest me.
If you earnt more you could pay more tax to help support those you seem to want others to look after!Edited by sidicks on Tuesday 26th September 18:36
wsurfa said:
cqueen said:
Not at all, I'm saying hammer those that have EXCESSIVE income. By all means, have a nice house, nice car, send the kids to private school etc. But once we're talking £250k+ then you should have to contribute more.
You make it sound like I'm some envious little cretin. I have no desire to be rich, I'd have nothing to spend it on, doesn't interest me.
More than the £2k/week in income tax/NI a 250k earner already pays?.You make it sound like I'm some envious little cretin. I have no desire to be rich, I'd have nothing to spend it on, doesn't interest me.
How much do you think the top 1% contribute in tax already? What about the top 0.1%?
The top 1% of income tax payers pay consistently more than a quarter of ALL income tax received by the government...
For 2017/18...
The average income tax payer pays 16.5% of their income in tax, £5,710 - average income of £34,606, 30.3m people
The average basic rate income tax payer pays 9.6% of their income in tax, £2,300 - average income of £23,958, 25.2m people
The average higher rate income tax payer pays 21.7% of their income in tax, £15,100 - average income of £69,585, 4.16m people
The average top rate income tax payer pays 37.8% of their income in tax, £141,000 - average income of £373,015, 364k people
Number from table 2.1 and 2.6
https://www.gov.uk/government/collections/income-t...
sidicks said:
I can't see that anyone has said any such thing.
Regardless, what do you do to help such people (or do you just suggests that 'other people' should pay more tax?).
As well as paying tens of thousand in tax, I work with a charity that helps people in this kind of scenario and I give more than 10% of my gross earnings to charity. You?
I'm in the fortunate or unfortunate position at the moment depending how you look at it to be paying little tax.Regardless, what do you do to help such people (or do you just suggests that 'other people' should pay more tax?).
As well as paying tens of thousand in tax, I work with a charity that helps people in this kind of scenario and I give more than 10% of my gross earnings to charity. You?
I drive my car around taking groups of elderley people shopping and socialising since the local community minibus gave up the ghost. I also do volunteer driving for another small local charity taking infirm/etc people to hospital/medical appointments etc in my vehicle a few days of the week and on the side work on the local town council trying to improve things around here for the locals, ie play areas and other community stuff, that's about it. I'll have to put more effort in
speedyguy said:
I'm in the fortunate or unfortunate position at the moment depending how you look at it to be paying little tax.
I drive my car around taking groups of elderley people shopping and socialising since the local community minibus gave up the ghost. I also do volunteer driving for another small local charity taking infirm/etc people to hospital/medical appointments etc in my vehicle a few days of the week and on the side work on the local town council trying to improve things around here for the locals, ie play areas and other community stuff, that's about it. I'll have to put more effort in
No, it seems you do more than your fair share. Just don't assume that others don't care and don't also contribute in financial or other ways!I drive my car around taking groups of elderley people shopping and socialising since the local community minibus gave up the ghost. I also do volunteer driving for another small local charity taking infirm/etc people to hospital/medical appointments etc in my vehicle a few days of the week and on the side work on the local town council trying to improve things around here for the locals, ie play areas and other community stuff, that's about it. I'll have to put more effort in
t too?SystemParanoia said:
sidicks said:
BigMon said:
Indeed.
The point I was making (and that seems, somewhat bizarrely, to have been missed) was that it seems that a lot of people posting here earn far more than £18K a year (given their admittance of detached houses and Porsches) yet are insistent on telling everyone how easy it is to live on that salary!
I wonder what else they don't have experience of that they can tell us about?
Who said it was easy? People said it was doable, and it clearly is.The point I was making (and that seems, somewhat bizarrely, to have been missed) was that it seems that a lot of people posting here earn far more than £18K a year (given their admittance of detached houses and Porsches) yet are insistent on telling everyone how easy it is to live on that salary!
I wonder what else they don't have experience of that they can tell us about?
But with the figures shown on this thread, its not affordable to do that, not by a long shot; At the grunt level, employers wont pay for people to train as they can just get another grunt instead... its cheaper.
that's why its VERY difficult to rise out of being in such a position and you just end up bouncing sideways from job to job not making any progress in life.
TooMany2cvs said:
cqueen said:
TooMany2cvs said:
Perfectly decent 1 bed flats in my local city (Hereford) are £4-500/mo.
http://www.rightmove.co.uk/property-to-rent/proper...
That's £843/month for discretionary spending. Call it £150/mo on food, £200/mo on leasing a nice shiny new car, and another £100/mo on insuring it - and you've still got £390/mo to spend. Doesn't exactly sound dreadful to me.
£37/week on food - how generous! http://www.rightmove.co.uk/property-to-rent/proper...
That's £843/month for discretionary spending. Call it £150/mo on food, £200/mo on leasing a nice shiny new car, and another £100/mo on insuring it - and you've still got £390/mo to spend. Doesn't exactly sound dreadful to me.
.
Ready meals can be bought for £1.50 if you're lazy.
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