Universal Credit

[TooMany2cvs]

REALIST123 said:

TooMany2cvs said:

anonymous said:

[redacted]

Direct to the claimant, or direct to the payee?

If the claimant was working, they'd have to sort their own budgeting. Why should there be an assumption of financial incompetence on the part of recipients of benefits? It doesn't exactly help the transition back to work, does it?

It’s not an assumption.

The fact that with UC direct payments to the landlord aren’t possible, as they were, has led to a significant increase in landlords refusing to let to claimants, is entirely down to those claimants mismanaging their benefits.

Obviously, there is a subset of people who cannot budget. Many of them will be benefit recipients, but not all.

But extrapolating that to ALL people who are on benefits? That's the assumption.

[Zoon]

TooMany2cvs said:

REALIST123 said:

TooMany2cvs said:

anonymous said:

[redacted]

Direct to the claimant, or direct to the payee?

If the claimant was working, they'd have to sort their own budgeting. Why should there be an assumption of financial incompetence on the part of recipients of benefits? It doesn't exactly help the transition back to work, does it?

It’s not an assumption.

The fact that with UC direct payments to the landlord aren’t possible, as they were, has led to a significant increase in landlords refusing to let to claimants, is entirely down to those claimants mismanaging their benefits.

Obviously, there is a subset of people who cannot budget. Many of them will be benefit recipients, but not all.

But extrapolating that to ALL people who are on benefits? That's the assumption.

To be fair a large number of claimants do spend the money they should put aside for rent on other things.
It would help them budget because they know the money they have left is OK to spend, rather than getting into a mess.

[BlackLabel]

More delays and changes for Universal Credit.



https://www.bbc.co.uk/news/uk-politics-46836799

[Integroo]

anonymous said:

[redacted]

Yup.

[Rovinghawk]

TooMany2cvs said:

anonymous said:

[redacted]

Direct to the claimant, or direct to the payee?

If the claimant was working, they'd have to sort their own budgeting. Why should there be an assumption of financial incompetence on the part of recipients of benefits? It doesn't exactly help the transition back to work, does it?

I and many other landlords won't take tenants on benefits unless those benefits are paid direct as the default rate is unacceptably high.

The government want them to learn to budget but I don't see why it should be at the LL's risk. It's not my responsibility to help them transition.

A consequence is unavailability of rental housing for those on benefits.

[JagLover]

To be fair to Rudd she seems to making some basic common sense changes that should have been made already.

[markcoznottz]

Integroo said:

anonymous said:

[redacted]

Yup.

Remember when we didn't have a minimum wage? And we had loads of jobs, overtime, apprenticeships. As late as 1996, it was possible to buy a house on one wage comfortably. Rising council tax, utilities, house prices,and consequently rent are ALL failures of government to be fair, and not business.