Will you continue to wear a mask in public after July 19th?
Poll: Will you continue to wear a mask in public after July 19th?
Total Members Polled: 1333
Discussion
CarCrazyDad said:
monthou said:
CarCrazyDad said:
I'm certainly not grumpy 
Truth hurts I guess. As I said you very rarely see 45, 50, 55 yr olds arguing incessantly on Twitter. All while complaining they aren't getting a fair salary or can't buy a home.
Educate yourself. Increase your earning potential.
I'm 55. Last had a mortgage in 2005. We took it out in 1997, paid it off in 8 years.Truth hurts I guess. As I said you very rarely see 45, 50, 55 yr olds arguing incessantly on Twitter. All while complaining they aren't getting a fair salary or can't buy a home.
Educate yourself. Increase your earning potential.
We weren't on high salaries then, we're not now.
How many 30 year olds could do that today?
The only way I can see my son (18) buying a house in the next 10-15 years is if we throw a ton of money at him. Which we will, but not everyone has that luxury.
But keep telling the kids how easy it is.
Edited by monthou on Saturday 2nd October 14:28
I'm not saying it's easy.
I'm saying they (kids and younger adults) need to put the effort in, instead of moaning about their life on the Internet.
Out of all the people who are moaning "ill never have a house!" how many are qualified or knowledgeable in a specialist field?
How many have career advancement options (further qualifications etc) but don't take them?
As per my post there are options out there.
Work your 9 to 5 then do 3 evenings a week at your Local supermarket. Takeaway delivery driver. Etc
Easy 500-600 a month extra. Even if for a couple of years to save up for a deposit.
Free, subsidised or low cost courses which might turn your Level 2 to a Level 3 and net you a 7500 per annum wage increase.
Smarter investment options than wasting money on pointless junk.
Living within their means, not everyone needs a new car for example or a holiday to Zante.
Often you'll hear "I work hard so I deserve this nice car which wipes out 90% of my disposable income and leaves me with 75 a month spare"
Sorry honey, you don't get what you "deserve", you get what you get. A combination of luck and effort and smart decisions.
CarCrazyDad said:
Work your 9 to 5 then do 3 evenings a week at your Local supermarket. Takeaway delivery driver. Etc
Easy 500-600 a month extra. Even if for a couple of years to save up for a deposit.
Supermarket will pay around £9 an hour.Easy 500-600 a month extra. Even if for a couple of years to save up for a deposit.
Tax / NI will take at least 30%.
£600 extra for 3 evenings a week - you'd need to do a 7.5 hour shift each time. After work.
After 3 years of that you'd have £22000 extra - might make the difference as long as you live in the right part of the country.
Please tell me that's what you had to do.
monthou said:
CarCrazyDad said:
Work your 9 to 5 then do 3 evenings a week at your Local supermarket. Takeaway delivery driver. Etc
Easy 500-600 a month extra. Even if for a couple of years to save up for a deposit.
Supermarket will pay around £9 an hour.Easy 500-600 a month extra. Even if for a couple of years to save up for a deposit.
Tax / NI will take at least 30%.
£600 extra for 3 evenings a week - you'd need to do a 7.5 hour shift each time. After work.
After 3 years of that you'd have £22000 extra - might make the difference as long as you live in the right part of the country.
Please tell me that's what you had to do.
They are always looking, seems they can't get the staff....Ironic...
So even doing that for example that's £270 + tips (minus fuel costs, which won't be massive) most likely tax free and no doubt if you were good you could end up doing it more if you chose to, what's average tips in a night , £20?
If you want more money you work harder or educate yourself more..... ! 6 nights of that a week will net you £600 easily, of course, with little to no social life, again, that's a choice to make
I did work 2 jobs when I was younger, I was an apprentice in a machine shop and I also did some labouring on the weekends, mainly because my Grandad whom I lived with was always shouting
My son perhaps is more relatable left school at 19 after 6th form and went into computers (as did I eventually), he worked on support desks for a couple of years but through actually being competent and interested is now the head tech guy at his firm and earns well for it, he didn't just have it gifted to him, he took initiative, did some self learning, actually self completed the Cisco CCENT at the time and his own cost (I think the test was £100 or so) , with this he said to his employer "You can see I've actually funded my own test , can you help me get CCNA" and they did, and then he went up to CCNP where even admits much above that is confusing for him !
In the interim while he was living at my house working up through the ranks at the companies he worked at , he was paying me rent (only £200 a month) and some evenings he would go work at Dominos or Pizza hut (cheeky , he had shifts at both!) doing deliveries
He saved up around £20,000 in 3 years although granted he was only paying a pittance to me, many who are renting already don't have that luxury which I fully appreciate
(I don't think it's fair that you can prove you're paying £1000 a month in rent but then can't get a mortgage for £750 a month, I do honestly understand that can be a struggle and I think much lower deposits would help)
His partner had £5000 saved up and her parents also helped with another £10k, I gifted them £5000 as well to help put in a larger deposit for the obvious benefits
(Why did I gift instead of telling him to "work harder?" Because he was making the best effort he can, he was working 2 jobs for a while, he only went on a couple of cheap holidays over the course of 5-6 years, he was driving some crummy old Mk4 Golf covered in rust for 3 years for example)
Now he has a M140i, and has had a couple of nice holidays since that he's earnt, I'm incredibly proud of my son for his work ethic
Now had he of purchased a M140i when he was living with me and then said "uuughh Dad I'm struggling to buy a house" I'd not be offering him any help other than "sell your car perhaps", where as many younger people nowadays have Golf R and these high powered BMW's but no house..... I guess their priorities are different
£22000 is plenty enough deposit for many houses outside of London / Home Counties (you want to live in prime real estate you unfortunately have to pay for it)
Given majority of people buy houses with a partner assuming they have each only have £12k, that is enough for a £240k house easily on a 10% and potentially £300k if you can get a 5% mortgage or combine it with some other help-to-buy schemes (of course this is pretty rare but doable)
My son moved 90 minutes away to buy a nice larger house rather than a smaller house close to me (I live near to Guilford) and again this is a compromise many people don't want to make because they always want to be 2 minutes from their mates / brothers / parents / uncles house, unfortunately for them that person isn't going to help with the bills
CarCrazyDad said:
Local takeaway place to me was offering 90 (cash I would presume, including fuel) for 3-4 hours work per evening, plus the tips you'd recieve no doubt
They are always looking, seems they can't get the staff....Ironic...
So even doing that for example that's £270 + tips (minus fuel costs, which won't be massive) most likely tax free and no doubt if you were good you could end up doing it more if you chose to, what's average tips in a night , £20?
If you want more money you work harder or educate yourself more..... ! 6 nights of that a week will net you £600 easily, of course, with little to no social life, again, that's a choice to make
I did work 2 jobs when I was younger, I was an apprentice in a machine shop and I also did some labouring on the weekends
My son perhaps is more relatable left school at 19 after 6th form and went into computers (as did I eventually), he worked on support desks for a couple of years but through actually being competent and interested is now the head tech guy at his firm and earns well for it, he didn't just have it gifted to him, he took initiative, did some self learning, actually self completed the Cisco CCENT at the time and his own cost (I think the test was £100 or so) , with this he said to his employer "You can see I've actually funded my own test , can you help me get CCNA" and they did, and then he went up to CCNP where even admits much above that is confusing for him !
In the interim while he was living at my house working up through the ranks at the companies he worked at , he was paying me rent (only £200 a month) and some evenings he would go work at Dominos or Pizza hut (cheeky , he had shifts at both!) doing deliveries
He saved up around £20,000 in 3 years although granted he was only paying a pittance to me, many who are renting already don't have that luxury which I fully appreciate
(I don't think it's fair that you can prove you're paying £1000 a month in rent but then can't get a mortgage for £750 a month, I do honestly understand that can be a struggle and I think much lower deposits would help)
His partner had £5000 saved up and her parents also helped with another £10k, I gifted them £5000 as well to help put in a larger deposit for the obvious benefits
(Why did I gift instead of telling him to "work harder?" Because he was making the best effort he can, he was working 2 jobs for a while, he only went on a couple of cheap holidays over the course of 5-6 years, he was driving some crummy old Mk4 Golf covered in rust for 3 years for example)
Now he has a M140i, and has had a couple of nice holidays since that he's earnt, I'm incredibly proud of my son for his work ethic
Now had he of purchased a M140i when he was living with me and then said "uuughh Dad I'm struggling to buy a house" I'd not be offering him any help other than "sell your car perhaps", where as many younger people nowadays have Golf R and these high powered BMW's but no house..... I guess their priorities are different
£22000 is plenty enough deposit for many houses outside of London / Home Counties (you want to live in prime real estate you unfortunately have to pay for it)
Given majority of people buy houses with a partner assuming they have each only have £12k, that is enough for a £240k house easily on a 10% and potentially £300k if you can get a 5% mortgage or combine it with some other help-to-buy schemes (of course this is pretty rare but doable)
My son moved 90 minutes away to buy a nice larger house rather than a smaller house close to me (I live near to Guilford) and again this is a compromise many people don't want to make because they always want to be 2 minutes from their mates / brothers / parents / uncles house, unfortunately for them that person isn't going to help with the bills
Could you summarise?They are always looking, seems they can't get the staff....Ironic...
So even doing that for example that's £270 + tips (minus fuel costs, which won't be massive) most likely tax free and no doubt if you were good you could end up doing it more if you chose to, what's average tips in a night , £20?
If you want more money you work harder or educate yourself more..... ! 6 nights of that a week will net you £600 easily, of course, with little to no social life, again, that's a choice to make
I did work 2 jobs when I was younger, I was an apprentice in a machine shop and I also did some labouring on the weekends
My son perhaps is more relatable left school at 19 after 6th form and went into computers (as did I eventually), he worked on support desks for a couple of years but through actually being competent and interested is now the head tech guy at his firm and earns well for it, he didn't just have it gifted to him, he took initiative, did some self learning, actually self completed the Cisco CCENT at the time and his own cost (I think the test was £100 or so) , with this he said to his employer "You can see I've actually funded my own test , can you help me get CCNA" and they did, and then he went up to CCNP where even admits much above that is confusing for him !
In the interim while he was living at my house working up through the ranks at the companies he worked at , he was paying me rent (only £200 a month) and some evenings he would go work at Dominos or Pizza hut (cheeky , he had shifts at both!) doing deliveries
He saved up around £20,000 in 3 years although granted he was only paying a pittance to me, many who are renting already don't have that luxury which I fully appreciate
(I don't think it's fair that you can prove you're paying £1000 a month in rent but then can't get a mortgage for £750 a month, I do honestly understand that can be a struggle and I think much lower deposits would help)
His partner had £5000 saved up and her parents also helped with another £10k, I gifted them £5000 as well to help put in a larger deposit for the obvious benefits
(Why did I gift instead of telling him to "work harder?" Because he was making the best effort he can, he was working 2 jobs for a while, he only went on a couple of cheap holidays over the course of 5-6 years, he was driving some crummy old Mk4 Golf covered in rust for 3 years for example)
Now he has a M140i, and has had a couple of nice holidays since that he's earnt, I'm incredibly proud of my son for his work ethic
Now had he of purchased a M140i when he was living with me and then said "uuughh Dad I'm struggling to buy a house" I'd not be offering him any help other than "sell your car perhaps", where as many younger people nowadays have Golf R and these high powered BMW's but no house..... I guess their priorities are different
£22000 is plenty enough deposit for many houses outside of London / Home Counties (you want to live in prime real estate you unfortunately have to pay for it)
Given majority of people buy houses with a partner assuming they have each only have £12k, that is enough for a £240k house easily on a 10% and potentially £300k if you can get a 5% mortgage or combine it with some other help-to-buy schemes (of course this is pretty rare but doable)
My son moved 90 minutes away to buy a nice larger house rather than a smaller house close to me (I live near to Guilford) and again this is a compromise many people don't want to make because they always want to be 2 minutes from their mates / brothers / parents / uncles house, unfortunately for them that person isn't going to help with the bills
CarCrazyDad said:
Local takeaway place to me was offering 90 (cash I would presume, including fuel) for 3-4 hours work per evening, plus the tips you'd recieve no doubt
They are always looking, seems they can't get the staff....Ironic...
So even doing that for example that's £270 + tips (minus fuel costs, which won't be massive) most likely tax free and no doubt if you were good you could end up doing it more if you chose to, what's average tips in a night , £20?
If you want more money you work harder or educate yourself more..... ! 6 nights of that a week will net you £600 easily, of course, with little to no social life, again, that's a choice to make
I did work 2 jobs when I was younger, I was an apprentice in a machine shop and I also did some labouring on the weekends, mainly because my Grandad whom I lived with was always shouting
My son perhaps is more relatable left school at 19 after 6th form and went into computers (as did I eventually), he worked on support desks for a couple of years but through actually being competent and interested is now the head tech guy at his firm and earns well for it, he didn't just have it gifted to him, he took initiative, did some self learning, actually self completed the Cisco CCENT at the time and his own cost (I think the test was £100 or so) , with this he said to his employer "You can see I've actually funded my own test , can you help me get CCNA" and they did, and then he went up to CCNP where even admits much above that is confusing for him !
In the interim while he was living at my house working up through the ranks at the companies he worked at , he was paying me rent (only £200 a month) and some evenings he would go work at Dominos or Pizza hut (cheeky , he had shifts at both!) doing deliveries
He saved up around £20,000 in 3 years although granted he was only paying a pittance to me, many who are renting already don't have that luxury which I fully appreciate
(I don't think it's fair that you can prove you're paying £1000 a month in rent but then can't get a mortgage for £750 a month, I do honestly understand that can be a struggle and I think much lower deposits would help)
His partner had £5000 saved up and her parents also helped with another £10k, I gifted them £5000 as well to help put in a larger deposit for the obvious benefits
(Why did I gift instead of telling him to "work harder?" Because he was making the best effort he can, he was working 2 jobs for a while, he only went on a couple of cheap holidays over the course of 5-6 years, he was driving some crummy old Mk4 Golf covered in rust for 3 years for example)
Now he has a M140i, and has had a couple of nice holidays since that he's earnt, I'm incredibly proud of my son for his work ethic
Now had he of purchased a M140i when he was living with me and then said "uuughh Dad I'm struggling to buy a house" I'd not be offering him any help other than "sell your car perhaps", where as many younger people nowadays have Golf R and these high powered BMW's but no house..... I guess their priorities are different
£22000 is plenty enough deposit for many houses outside of London / Home Counties (you want to live in prime real estate you unfortunately have to pay for it)
Given majority of people buy houses with a partner assuming they have each only have £12k, that is enough for a £240k house easily on a 10% and potentially £300k if you can get a 5% mortgage or combine it with some other help-to-buy schemes (of course this is pretty rare but doable)
My son moved 90 minutes away to buy a nice larger house rather than a smaller house close to me (I live near to Guilford) and again this is a compromise many people don't want to make because they always want to be 2 minutes from their mates / brothers / parents / uncles house, unfortunately for them that person isn't going to help with the bills
Top off topic posting.They are always looking, seems they can't get the staff....Ironic...
So even doing that for example that's £270 + tips (minus fuel costs, which won't be massive) most likely tax free and no doubt if you were good you could end up doing it more if you chose to, what's average tips in a night , £20?
If you want more money you work harder or educate yourself more..... ! 6 nights of that a week will net you £600 easily, of course, with little to no social life, again, that's a choice to make
I did work 2 jobs when I was younger, I was an apprentice in a machine shop and I also did some labouring on the weekends, mainly because my Grandad whom I lived with was always shouting
My son perhaps is more relatable left school at 19 after 6th form and went into computers (as did I eventually), he worked on support desks for a couple of years but through actually being competent and interested is now the head tech guy at his firm and earns well for it, he didn't just have it gifted to him, he took initiative, did some self learning, actually self completed the Cisco CCENT at the time and his own cost (I think the test was £100 or so) , with this he said to his employer "You can see I've actually funded my own test , can you help me get CCNA" and they did, and then he went up to CCNP where even admits much above that is confusing for him !
In the interim while he was living at my house working up through the ranks at the companies he worked at , he was paying me rent (only £200 a month) and some evenings he would go work at Dominos or Pizza hut (cheeky , he had shifts at both!) doing deliveries
He saved up around £20,000 in 3 years although granted he was only paying a pittance to me, many who are renting already don't have that luxury which I fully appreciate
(I don't think it's fair that you can prove you're paying £1000 a month in rent but then can't get a mortgage for £750 a month, I do honestly understand that can be a struggle and I think much lower deposits would help)
His partner had £5000 saved up and her parents also helped with another £10k, I gifted them £5000 as well to help put in a larger deposit for the obvious benefits
(Why did I gift instead of telling him to "work harder?" Because he was making the best effort he can, he was working 2 jobs for a while, he only went on a couple of cheap holidays over the course of 5-6 years, he was driving some crummy old Mk4 Golf covered in rust for 3 years for example)
Now he has a M140i, and has had a couple of nice holidays since that he's earnt, I'm incredibly proud of my son for his work ethic
Now had he of purchased a M140i when he was living with me and then said "uuughh Dad I'm struggling to buy a house" I'd not be offering him any help other than "sell your car perhaps", where as many younger people nowadays have Golf R and these high powered BMW's but no house..... I guess their priorities are different
£22000 is plenty enough deposit for many houses outside of London / Home Counties (you want to live in prime real estate you unfortunately have to pay for it)
Given majority of people buy houses with a partner assuming they have each only have £12k, that is enough for a £240k house easily on a 10% and potentially £300k if you can get a 5% mortgage or combine it with some other help-to-buy schemes (of course this is pretty rare but doable)
My son moved 90 minutes away to buy a nice larger house rather than a smaller house close to me (I live near to Guilford) and again this is a compromise many people don't want to make because they always want to be 2 minutes from their mates / brothers / parents / uncles house, unfortunately for them that person isn't going to help with the bills
I’m working on an American cruise ship. We’re currently sailing out of NYC, in around a month we will be repositioning to Miami.
Onboard we have to wear masks inside at all times in public areas unless we are eating or for those that do so, smoking. Outside, thankfully, we are free to remove the masks. We are sailing at around 30% of capacity. We (crew) are all fully vaccinated and get tested once per week.
I feel that we’re pretty safe here, despite what are probably legitimate concerns from some regarding cruises, particularly in light of what happened on several ships when COVID broke out last year. In fact, the actual ship I am on now had fatalities amongst the crew at that time.
It’s been interesting catching up on this thread but I’m sad to see how many insults are being thrown about. I’m dubious about how much benefit masks provide but I don’t think I’ve ever encountered a ‘mask lover’. I think almost all of us consider this whole thing a colossal pain in the ass and can’t wait to get back to normal. I suppose it’s possible some have warmed to working from home and getting to avoid other people…
Onboard we have to wear masks inside at all times in public areas unless we are eating or for those that do so, smoking. Outside, thankfully, we are free to remove the masks. We are sailing at around 30% of capacity. We (crew) are all fully vaccinated and get tested once per week.
I feel that we’re pretty safe here, despite what are probably legitimate concerns from some regarding cruises, particularly in light of what happened on several ships when COVID broke out last year. In fact, the actual ship I am on now had fatalities amongst the crew at that time.
It’s been interesting catching up on this thread but I’m sad to see how many insults are being thrown about. I’m dubious about how much benefit masks provide but I don’t think I’ve ever encountered a ‘mask lover’. I think almost all of us consider this whole thing a colossal pain in the ass and can’t wait to get back to normal. I suppose it’s possible some have warmed to working from home and getting to avoid other people…
paulguitar said:
I’m working on an American cruise ship. We’re currently sailing out of NYC, in around a month we will be repositioning to Miami.
Onboard we have to wear masks inside at all times in public areas unless we are eating or for those that do so, smoking. Outside, thankfully, we are free to remove the masks. We are sailing at around 30% of capacity. We (crew) are all fully vaccinated and get tested once per week.
I feel that we’re pretty safe here, despite what are probably legitimate concerns from some regarding cruises, particularly in light of what happened on several ships when COVID broke out last year. In fact, the actual ship I am on now had fatalities amongst the crew at that time.
It’s been interesting catching up on this thread but I’m sad to see how many insults are being thrown about. I’m dubious about how much benefit masks provide but I don’t think I’ve ever encountered a ‘mask lover’. I think almost all of us consider this whole thing a colossal pain in the ass and can’t wait to get back to normal. I suppose it’s possible some have warmed to working from home and getting to avoid other people…
Mrs BC and I are just off of Seabourn Odyssey. Pretty much the same except the passengers don’t need masks anywhere on the ship.Onboard we have to wear masks inside at all times in public areas unless we are eating or for those that do so, smoking. Outside, thankfully, we are free to remove the masks. We are sailing at around 30% of capacity. We (crew) are all fully vaccinated and get tested once per week.
I feel that we’re pretty safe here, despite what are probably legitimate concerns from some regarding cruises, particularly in light of what happened on several ships when COVID broke out last year. In fact, the actual ship I am on now had fatalities amongst the crew at that time.
It’s been interesting catching up on this thread but I’m sad to see how many insults are being thrown about. I’m dubious about how much benefit masks provide but I don’t think I’ve ever encountered a ‘mask lover’. I think almost all of us consider this whole thing a colossal pain in the ass and can’t wait to get back to normal. I suppose it’s possible some have warmed to working from home and getting to avoid other people…
amgmcqueen said:
paulguitar said:
We are sailing at around 30% of capacity.
That can't be sustainable surely...?The service was excellent though.
amgmcqueen said:
paulguitar said:
We are sailing at around 30% of capacity.
That can't be sustainable surely...?AIUI the plan is to increase capacity slowly and also to get the rest of the ships in the fleet back into operation over the next six months.
I’m currently in St Lucia with the Mrs (remember they’ve been threatening here with the red list for the past few weeks).
I have to say it’s great. We’re on one of the popular resorts, and for all the fearmongering, most of the restaurants on the resort are outside there’s no requirement for masks. They’re not really enforcing it inside either and there’s lots of Americans here that don’t wear them so it’s all very relaxed. We get asked to sanitise our hands on entering some restaurants which we’re happy to do, but otherwise we’ve pretty much forgotten about covid.
The worst was an excursion we did where we had to wear them on the mini busses (which seemed fairly reasonable) but otherwise on the boat or outside we were told to remove them. The staff all wear them
at all times and I’ve only seen a couple of people actively trying to wear one all holiday which is really encouraging (not sure which nationality - never got close enough to tell!)
The plane was a pain (BA) as they had constant announcements saying to keep your mask on ‘even between courses and as soon as you’ve eaten or had a drink’. Thankfully most in our compartment (business) removed them as soon as the seatbelt sign went out and the staff never passed comment. Fingers crossed for the same on the way home, we’re well over a metre from anyone else and I trust the HEPA filters on the plane just fine.
I have to say it’s great. We’re on one of the popular resorts, and for all the fearmongering, most of the restaurants on the resort are outside there’s no requirement for masks. They’re not really enforcing it inside either and there’s lots of Americans here that don’t wear them so it’s all very relaxed. We get asked to sanitise our hands on entering some restaurants which we’re happy to do, but otherwise we’ve pretty much forgotten about covid.
The worst was an excursion we did where we had to wear them on the mini busses (which seemed fairly reasonable) but otherwise on the boat or outside we were told to remove them. The staff all wear them
at all times and I’ve only seen a couple of people actively trying to wear one all holiday which is really encouraging (not sure which nationality - never got close enough to tell!)
The plane was a pain (BA) as they had constant announcements saying to keep your mask on ‘even between courses and as soon as you’ve eaten or had a drink’. Thankfully most in our compartment (business) removed them as soon as the seatbelt sign went out and the staff never passed comment. Fingers crossed for the same on the way home, we’re well over a metre from anyone else and I trust the HEPA filters on the plane just fine.
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