More authoritarian idiocy - illegal to own uninsured car now

More authoritarian idiocy - illegal to own uninsured car now

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Discussion

Ace-T

Original Poster:

7,697 posts

255 months

Saturday 8th January 2011
quotequote all
rolleyes

http://www.telegraph.co.uk/motoring/news/8247837/C...

So the classic you are restoring, that is in bits has to be insured or it will be crushed?

They can fk right off.

mad

Trace grumpy

V8A*ndy

3,695 posts

191 months

Saturday 8th January 2011
quotequote all
Think you need to read the article again. It does mention sorn.

jamiebae

6,245 posts

211 months

Saturday 8th January 2011
quotequote all
The article says it doesn't cover cars on SORN so not really a problem actually.

powerstroke

10,283 posts

160 months

Saturday 8th January 2011
quotequote all
Sounds like more sledge hammer to crack a nut ledgsation more of the stupid knee jerk response you would expect from the average pen pushing turd...

Edited by powerstroke on Saturday 8th January 22:42

Ace-T

Original Poster:

7,697 posts

255 months

Saturday 8th January 2011
quotequote all
Telegraph Online said:
Under the new offence of keeping a vehicle while uninsured, the onus will be on drivers to prove that they have insurance, or have completed a statutory off-road notification.
Ah, missed this bit in my Daily Soovy inspired ire! hehe

However if you are not using a car on the road, why are you criminalised if you have not told the gummint. This is still worth a proper review as it is stupid.

If you are driving a car uninsured though, the powers that be should be able to check your insurance history: i.e. a forgetful moment in an otherwise clean history should not lead to crucifixion but if you have consistently taken the piss, licences should be removed.

Trace smile

Wadeski

8,159 posts

213 months

Saturday 8th January 2011
quotequote all
i thought the PH opinion was uninsured drivers needed to be locked up?

EDLT

15,421 posts

206 months

Saturday 8th January 2011
quotequote all
Ace-T said:
rolleyes

http://www.telegraph.co.uk/motoring/news/8247837/C...

So the classic you are restoring, that is in bits has to be insured or it will be crushed?

They can fk right off.

mad

Trace grumpy
If its SORN'd then you won't be breaking the law.

Wouldn't you have some sort of insurance on your classic anyway? What if there is a fire, or its stolen, or some scrotes break in and destroy it (as happened to someone on here)?

Ace-T

Original Poster:

7,697 posts

255 months

Saturday 8th January 2011
quotequote all
Wadeski said:
i thought the PH opinion was uninsured drivers needed to be locked up?
It is. hehe Uninsured cars that are not being driven is the point here.

Trace smile

tank slapper

7,949 posts

283 months

Saturday 8th January 2011
quotequote all
I'm in two minds about this. Given how much extra people pay in insurance premiums as a result of uninsured drivers I can see some merit in it. On the other hand, I dislike the implication of intent to drive unlawfully purely by not having a vehicle insured.

I do wonder why the default is to confiscate and crush cars though - it seems very wasteful.

jbi

12,674 posts

204 months

Saturday 8th January 2011
quotequote all
Does this include cars on private land?

If so... they can sod right off

Pothole

34,367 posts

282 months

Saturday 8th January 2011
quotequote all
powerstroke said:
Sounds like more sledge hammer to crack a nut ledgsation more of the stupid knee jerk response you would expect from the average pen pushing turd...

Edited by powerstroke on Saturday 8th January 22:42
you'd have more credibility if you could spell legislation, but do carry on.

normalbloke

7,461 posts

219 months

Saturday 8th January 2011
quotequote all
This just helps make it easier to detect the morons who do choose to drive uninsured.

Getragdogleg

8,770 posts

183 months

Saturday 8th January 2011
quotequote all
My view is that we should be treated like adults unless we show we cannot act like adults.

We need less "failure to complete paperwork" laws and more actual punishments for breaking real laws like driving with no insurance.

Also this will not catch the sort of felon who is not on the DVLA grid, the sort who has a beater he paid cash for and has no documents, only an intervention from the Police will stop him, that is where the big punishment comes in.

Stop thinking of ways to make me piss out straighter you bunch of s I already do my best to be good.

Pothole

34,367 posts

282 months

Saturday 8th January 2011
quotequote all
jbi said:
Does this include cars on private land?

If so... they can sod right off
Read the article and you'll see this:

"Under the new offence of keeping a vehicle while uninsured, the onus will be on drivers to prove that they have insurance, or have completed a statutory off-road notification."


Edited by Pothole on Saturday 8th January 22:54

mxspyder

1,071 posts

165 months

Saturday 8th January 2011
quotequote all
normalbloke said:
This just helps make it easier to detect the morons who do choose to drive uninsured.
How does it make it easier?

jbi

12,674 posts

204 months

Saturday 8th January 2011
quotequote all
mxspyder said:
normalbloke said:
This just helps make it easier to detect the morons who do choose to drive uninsured.
How does it make it easier?
That's what i'm trying to work out... it only works if the DVLA has your details already

shakotan

10,704 posts

196 months

Saturday 8th January 2011
quotequote all
The problem with this new ruling is thus;

You have a car.

You wish to sell the car and buy a new one.

The car currently has tax.

You cannot simply buy a new car until you've sold your old one, as you cannot transfer the Insurance policy to the new car, and leave the old one uninsured, albeit off the road.

You could cash in the tax on the old car, SORN it, keep it off road, and buy your new car, transferring the Insurance across, but then you devalue the sale price on the old car?

You could sell the old car, and have a 'car-free' period, whilst looking for the new one, but you'll need to cancel your current Insurance policy early, potentially losing a year's worth of No-Claims, and then start a new policy when youi find your new car.


Sounds like a royal pain in the arse to me, for no beneficial reason to anyone.

Edited by shakotan on Saturday 8th January 23:06

EDLT

15,421 posts

206 months

Saturday 8th January 2011
quotequote all
shakotan said:
The problem with this new ruling is thus;

You have a car. You wish to sell the car and buy a new one. The car currently has tax. You cannot buy a new car until you've sold your old one, as you cannot transfer the Insurance policy to the new car, and leave the old one uninsured, albeit off the road.

So you either have to a) have a 'car-less' period between selling your old car and buying the new one, or b) cash in the tax on the old car, SORN it and then transfer the Insurance to your new car whilst waiting to sell the old one, thus devaluing the car for sale.

Both sound like a royal pain in the arse to me, for no beneficial reason to anyone.
Insure the new car on a different policy, then cancel after the old one is sold and transfer the policy over.

shakotan

10,704 posts

196 months

Saturday 8th January 2011
quotequote all
EDLT said:
shakotan said:
The problem with this new ruling is thus;

You have a car.

You wish to sell the car and buy a new one.

The car currently has tax.

You cannot simply buy a new car until you've sold your old one, as you cannot transfer the Insurance policy to the new car, and leave the old one uninsured, albeit off the road.

You could cash in the tax on the old car, SORN it, keep it off road, and buy your new car, transferring the Insurance across, but then you devalue the sale price on the old car?

You could sell the old car, and have a 'car-free' period, whilst looking for the new one, but you'll need to cancel your current Insurance policy early, potentially losing a year's worth of No-Claims, and then start a new policy when youi find your new car.


Sounds like a royal pain in the arse to me, for no beneficial reason to anyone.
Insure the new car on a different policy, then cancel after the old one is sold and transfer the policy over.
Then you've wasted X period of money on pointless insurance, by paying for two policies at once, where you only need one.

Not to mention that this temporary new policy will be at full price, because you cannot declare any No Claims bonus which is already being applied to the existing policy...

Edited by shakotan on Saturday 8th January 23:12

EDLT

15,421 posts

206 months

Saturday 8th January 2011
quotequote all
shakotan said:
EDLT said:
shakotan said:
The problem with this new ruling is thus;

You have a car. You wish to sell the car and buy a new one. The car currently has tax. You cannot buy a new car until you've sold your old one, as you cannot transfer the Insurance policy to the new car, and leave the old one uninsured, albeit off the road.

So you either have to a) have a 'car-less' period between selling your old car and buying the new one, or b) cash in the tax on the old car, SORN it and then transfer the Insurance to your new car whilst waiting to sell the old one, thus devaluing the car for sale.

Both sound like a royal pain in the arse to me, for no beneficial reason to anyone.
Insure the new car on a different policy, then cancel after the old one is sold and transfer the policy over.
Then you've wasted X period of money on pointless insurance, by paying for two policies at once, where you only need one.

Not to mention that this temporary new policy will be at full price, because you cannot declare any No Claims bonus which is already being applied to the existing policy...

Edited by shakotan on Saturday 8th January 23:11
If you cancel within a month its usually free. The insurance isn't pointless either, how were you going to sell the uninsured car, demand that potential buyers do it or just not let them drive the car until they bought it?