Do you still use cash?

[Pistom]

One of my houses is the back of beyond and the nearest cash machine is a round trip of about 20 miles or 50 minutes. It's bloody expensive when a tradesman says he needs paying in cash and there isn't enough in the house.

I'm looking forward to tradesmen with electronic tools to take payment.

[GCH]

zac510 said:

I look forward to a tradesman rocking up with a wireless card payment system. I suppose it will happen one day but it's hard to imagine!

https://squareup.com/

Of course, that would mean all tradesmen having to declare everything.....




Personally I never use cash-unless absolutely no alternative- and I never carry cash.
I don't even carry a cash/debit card.
Emergency cash I can withdraw from my amex (something like five thousand should I have the need, last time I checked), and if its cash for a specific need or purchase then I will go to the bank for it in advance. Tradespeople are usually happy to accept a cheque anyway.

Edited by GCH on Wednesday 11th December 15:21

[oyster]

Grandad Gaz said:

OllieC said:

people in front of me at the bar paying with cards are annoying. (don't even get me started on people who order coffee)

Cash for the pub and corner shops, that's about it.

Agree with that!

I was behind a young woman in Costas the other day. She unrolled a huge wallet of cards and used one to pay for a coffee, total cost about £2.40

It's a bit sad if you don't keep a couple of quid in loose change for such things.

Surely a card is as quick as cash? There's no need to open a till or count change or check for note forgeries.

And then there's the cashback/airmiles for using a card that you don't get with cash.

If I used cash for everything then I wouldn't be flying to Bermuda next week in 1st class!

[OllieC]

oyster said:

Grandad Gaz said:

OllieC said:

people in front of me at the bar paying with cards are annoying. (don't even get me started on people who order coffee)

Cash for the pub and corner shops, that's about it.

Agree with that!

I was behind a young woman in Costas the other day. She unrolled a huge wallet of cards and used one to pay for a coffee, total cost about £2.40

It's a bit sad if you don't keep a couple of quid in loose change for such things.

Surely a card is as quick as cash? There's no need to open a till or count change or check for note forgeries.

And then there's the cashback/airmiles for using a card that you don't get with cash.

If I used cash for everything then I wouldn't be flying to Bermuda next week in 1st class!

but you need to do the chip and pin rigmarole, and print a receipt.

depending upon the bar there might only be one machine which is shared between staff

and and and and

[Wacky Racer]

unrepentant said:

I feel naked going out without a grand on my hip.

Make sure you don't go into Central Park then.......

[paulw123]

Card for everything. Card in. Enter PIN. Remove as soon as says on reader. Say thank you and don't wait for receipt. Quicker than cash.

[C Lee Farquar]

Always cash unless buying online, I don't even know my pin number

[conanius]

I'm absolutely terrible for never having cash on me. Its so rare I have cash, and so bloody awkward when you need it (in the rain, in a car park that you've just fought for an hour to get a space in, etc)

[Farmerpalmer]

M&s credit card for everything , and onlybuse cash for small purchases. Get a few ££ in m&s vouchers every few months.

[santona1937]

Cash for almost everything except online purchases.
Cash is still king

[S798]

I pretty much always use my debit card.

I find it quicker to pop it in the slot, type in my PIN and withdraw the card then finding the right change or waiting for the checkout operator to count out my change for me.

Advantage is I just carry my card and not a bulky wallet full of cash.

Edited by S798 on Sunday 15th December 15:16

[megapixels83]

I have been travelling around America for the last 4 weeks and haven't used cash in the last three weeks, just my credit card. Used it for everything from a can of drink at a vending machine to larger purchases, so convenient.

[kiethton]

Much to the frustration of everybody I never carry cash....

relaxed pint with the GF - CC
McDonalds - CC
99p Pret coffee -CC

Make a tidy sum from my Egg/Amex Platinum cashback cards annually

The only time I get cash is for a specific purpose, most recently the work xmas do when we had to each contribute £50, other than that its when I know I'm on a boozy night out....sets a limit to my spending!

[Pil Sung]

Was on a Flybe flight recently and only wanted a cup of tea. They have the nerve to charge me 2.50 for a tea bag and some water then tell me I can't pay for anything less than a fiver on a card. Either offer a card payment option for everything or nothing. Rarely have cash nowadays so I was stuck.

[Adrian250]

I would use cash a lot more if it were not in coin form. There is nothing worse than ending up with a pocket full of shrapnel at the end of the day. Get rid of 1p and 2p coins and make notes for the rest!

[2 sMoKiN bArReLs]

Some things are plain wrong.

One of them is buying a round of drinks in the pub/bar & paying with a card. It's just wrong.

[MajorProblem]

birdcage said:

duckers26 said:

Most cabs have card readers so another place we no longer need cash!

l

They always have a Tesco's carrier bag over them and they never work!

That's weird, why would an honest tax paying cab driver encourage you not to pay by card?

[mph1977]

rehab71 said:

I use cash a lot.

It fks me off waiting for some utter tool paying for a pack of 50p gum with their bloody debit card. And guess what happens when the banks systems goes Pete Tong, you can't use you card to pay for things a cup of coffee or a cab fair for example.

I always have £100-£200 in my wallet.

typical PH powerfully built answer there ...

200 gbp is roughly 3/4 of the take home weekly wage of someone working for the minimum wage or thereabouts ...

you are Harry Enfield's Plasterer ( character) AICMFP

that said there is no reason not to have a modest sum of cash on you / tucked in a cubbyhole in the car for those exact same buying a chocolate bar or card machines playing up situation.