0% or 5% mortgages
Discussion
JmeSwaz said:
Just after some mortgage advice. 0% and 5% mortgages are starting to come back on the market, however here in the south east properties are very expensive. I've searched google but I can't find much on no deposit mortgages. Can anyone offer any advice?
5% mortgages exist and have been for a few years.0% mortgages don't exist. Well, strictly speaking, there are a few but they are overly elaborate schemes that involve parents providing a 20% deposit that they get back in 3 years etc but far removed from a straight forward 100% mortgage they used to be available about a decade ago......
Sarnie said:
Welshbeef said:
And dependants really have an impact
Also PCP now has an impact
Indeed, this is why affordability calculations were brought in alongside income multiples, which are too generic to be applied to everybody...........Also PCP now has an impact
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