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T16OLE said:
We're looking to purchase a new (to us) house.
I have approx £50k for a deposit in our house.
Earnings are combined £68k before tax.
The house we're looking at is £400k
We have legal fees and stamp duty covered.
Is this possible?
Do you have any children...............childcare costs.................student loans...............loans................credit card balances............finance agreements etc?I have approx £50k for a deposit in our house.
Earnings are combined £68k before tax.
The house we're looking at is £400k
We have legal fees and stamp duty covered.
Is this possible?
If the answers are no, then you may get close.............
T16OLE said:
We're looking to purchase a new (to us) house.
I have approx £50k for a deposit in our house.
Earnings are combined £68k before tax.
The house we're looking at is £400k
We have legal fees and stamp duty covered.
Is this possible?
£390k max based on 5x plus deposit. But you have STDL and legals, moving costs to take out, plus thats on the basis of no kids, finance etc which they really scrutinise these days.I have approx £50k for a deposit in our house.
Earnings are combined £68k before tax.
The house we're looking at is £400k
We have legal fees and stamp duty covered.
Is this possible?
p1stonhead said:
T16OLE said:
We're looking to purchase a new (to us) house.
I have approx £50k for a deposit in our house.
Earnings are combined £68k before tax.
The house we're looking at is £400k
We have legal fees and stamp duty covered.
Is this possible?
£390k max based on 5x plus deposit. But you have STDL and legals, moving costs to take out, plus thats on the basis of no kids, finance etc which they really scrutinise these days.I have approx £50k for a deposit in our house.
Earnings are combined £68k before tax.
The house we're looking at is £400k
We have legal fees and stamp duty covered.
Is this possible?
Sarnie said:
p1stonhead said:
T16OLE said:
We're looking to purchase a new (to us) house.
I have approx £50k for a deposit in our house.
Earnings are combined £68k before tax.
The house we're looking at is £400k
We have legal fees and stamp duty covered.
Is this possible?
£390k max based on 5x plus deposit. But you have STDL and legals, moving costs to take out, plus thats on the basis of no kids, finance etc which they really scrutinise these days.I have approx £50k for a deposit in our house.
Earnings are combined £68k before tax.
The house we're looking at is £400k
We have legal fees and stamp duty covered.
Is this possible?
Close to what you need then OP if you dont have too many expenses.
T16OLE said:
We're looking to purchase a new (to us) house.
I have approx £50k for a deposit in our house.
Earnings are combined £68k before tax.
The house we're looking at is £400k
We have legal fees and stamp duty covered.
Is this possible?
OP, suggest you PM Sarnie with the exact numbers. He's brilliant at this stuff.I have approx £50k for a deposit in our house.
Earnings are combined £68k before tax.
The house we're looking at is £400k
We have legal fees and stamp duty covered.
Is this possible?
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