Sorry card only ...

Sorry card only ...

Author
Discussion

jamoor

14,506 posts

215 months

Tuesday 12th September 2017
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SHutchinson said:
There's a small coffee barrow near The Angel tube station that is card only, it's ace, providing you don't leave your wallet on your desk!
phone?

Bristol spark

4,382 posts

183 months

Wednesday 13th September 2017
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I cant wait..., hate cash, you lose it, its time consuming, fidly, bulky and pointless these days.

Contact less credit card and its "ping" and your on your way.

Some customers look at me as odd when i insist on bank transfer rather than cash!

Welshbeef

49,633 posts

198 months

Wednesday 13th September 2017
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More and more people have less physical cash on them - how does this impact the homeless begging on the streets?

I occasionally used to drop a quid or so in a cup for them but frankly I've not carried cash for ages so literally have to say sorry I've no change and actually no cash on me/I wouldn't then go to a cashpoint to draw cash to then either give than £5/10 I'd buy something and then give then the change.

bad company

18,577 posts

266 months

Wednesday 13th September 2017
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I just got back from Germany where cash is still very much king. A lot of cafes and bars only take cash. We went here to buy (fantastic quality) wine:-

http://www.weingut-kopp.com/#/

The wine was E10 - 20 a bottle and we wanted several cases - cash only. frown

anonymous-user

54 months

Wednesday 13th September 2017
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Downsides, nightmare, negative interest rates, suicidal, bank branch with no way to pay in coins, government control. Anyone care to elaborate?

alock

4,227 posts

211 months

Wednesday 13th September 2017
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Six friends go out for a meal. You get the bill, roughly divide it by 6, round up to the nearest whole note and everyone just puts the cash on the table. Any change becomes the tip.

Six friends go out for a meal. You get the bill, decide what total tip to add, split the bill between 6, call the waitress over and have her put through 6 separate transactions on the machine the calculated amount.

One option is quick and easy. The other makes you look like a bunch of tight arsed students.

anonymous-user

54 months

Wednesday 13th September 2017
quotequote all
alock said:
Six friends go out for a meal. You get the bill, roughly divide it by 6, round up to the nearest whole note and everyone just puts the cash on the table. Any change becomes the tip.

Six friends go out for a meal. You get the bill, decide what total tip to add, split the bill between 6, call the waitress over and have her put through 6 separate transactions on the machine the calculated amount.

One option is quick and easy. The other makes you look like a bunch of tight arsed students.
Surely it's the splitting of the bill that looks "tight arsed" not the method of payment?

jshell

11,006 posts

205 months

Wednesday 13th September 2017
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bloomen said:
A truly cashless society would be a complete and utter nightmare. I can only assume Scandinavians are government robots if they're that keen to hand over control of every aspect of their lives.

I can't believe people are actually choosing to embrace this. It's suicidal.
Having lived in a scandinavian country, i can assure you they have just handed over all control and have almost total trust in their politicians. It's a bizarre, mental place to live.

Trance Nation.

PixelpeepS3

8,600 posts

142 months

Wednesday 13th September 2017
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Pff - they've been doing this since 1998 in some places...

Remember Gateway PC's ? - went to one of their stores near WC2 in 98 to buy a new system, i think it was a Pentium 166mmx if i remember correctly - Spec'd it and it came to roughly £2000 - we had just been paid for some works in cash so rather than pay it into the bank i thought i would use cash to buy the machine.

Got to the part where we hand over the 'money' and was told - 'sorry, we do not accept cash..'

was most put out but i suppose if you sell 10 units in a day you'd be sitting on rather a lot of cash...

On the other side of the coin the cafe near my work doesn't accept card and that's a right pain in the ass!

Sheepshanks

32,763 posts

119 months

Wednesday 13th September 2017
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Bristol spark said:
I cant wait..., hate cash, you lose it, its time consuming, fidly, bulky and pointless these days.

Contact less credit card and its "ping" and your on your way.
Agree with all that. Get £100 cash out and it just seems to disappear. When you think back you can account for about £30 but it's as if the rest just evaporated.

PixelpeepS3

8,600 posts

142 months

Wednesday 13th September 2017
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Sheepshanks said:
Agree with all that. Get £100 cash out and it just seems to disappear. When you think back you can account for about £30 but it's as if the rest just evaporated.
£50 coke
£10 fags
£10 small bottle of vodka.

THAT is where your cash is going wink

djc206

12,353 posts

125 months

Wednesday 13th September 2017
quotequote all
alock said:
Six friends go out for a meal. You get the bill, roughly divide it by 6, round up to the nearest whole note and everyone just puts the cash on the table. Any change becomes the tip.

Six friends go out for a meal. You get the bill, decide what total tip to add, split the bill between 6, call the waitress over and have her put through 6 separate transactions on the machine the calculated amount.

One option is quick and easy. The other makes you look like a bunch of tight arsed students.
Six friends go out for a meal, one pays for it on their card and the other 5 each send the money to their friend via their phone banking app.

Sheepshanks

32,763 posts

119 months

Wednesday 13th September 2017
quotequote all
PixelpeepS3 said:
Sheepshanks said:
Agree with all that. Get £100 cash out and it just seems to disappear. When you think back you can account for about £30 but it's as if the rest just evaporated.
£50 coke
£10 fags
£10 small bottle of vodka.

THAT is where your cash is going wink
I'd definitely remember drinking that many cans of coke.

robinessex

11,058 posts

181 months

Wednesday 13th September 2017
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Cashless society ? Ladies of the night are going to be screwed twice then !!!

sugerbear

4,034 posts

158 months

Wednesday 13th September 2017
quotequote all
alock said:
Six friends go out for a meal. You get the bill, roughly divide it by 6, round up to the nearest whole note and everyone just puts the cash on the table. Any change becomes the tip.

Six friends go out for a meal. You get the bill, decide what total tip to add, split the bill between 6, call the waitress over and have her put through 6 separate transactions on the machine the calculated amount.

One option is quick and easy. The other makes you look like a bunch of tight arsed students.
I have a monzo card and it's a easy for one person to pay and then spllit the bill between the rest. P2P payments will kill cash eventually for the majority.

Cash is expensive to business (those that pay tax on it anyway), easy to lose, requires someone to go to the bank to pay it in / withdraw it, requires physical security to keep it safe and needs constant management to ensure there is enough spare to give back to customers. Change / cash in a drawer isn't working for you when it isn't in your bank account / cash flow.


Disastrous

10,083 posts

217 months

Wednesday 13th September 2017
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I'm amazed that people are afraid of this because of 'the government' or whatever.

Why do you think your cash has any intrinsic value? Unless you hoard gold bullion under your bed like some sort of troll, you are already completely at the mercy of the banks/government/exchange rates/inflation etc etc.

What am I missing? If they can 'switch off' your money in a cashless society, they surely already can?

mcflurry

9,092 posts

253 months

Wednesday 13th September 2017
quotequote all
bloomen said:
A truly cashless society would be a complete and utter nightmare. I can only assume Scandinavians are government robots if they're that keen to hand over control of every aspect of their lives.

I can't believe people are actually choosing to embrace this. It's suicidal.
I'm not that fussed if "Big Brother" knows that I prefer a white filter coffee to tea, or a Danish pastry rather than a croissant wink


Sheepshanks

32,763 posts

119 months

Wednesday 13th September 2017
quotequote all
mcflurry said:
bloomen said:
A truly cashless society would be a complete and utter nightmare. I can only assume Scandinavians are government robots if they're that keen to hand over control of every aspect of their lives.

I can't believe people are actually choosing to embrace this. It's suicidal.
I'm not that fussed if "Big Brother" knows that I prefer a white filter coffee to tea, or a Danish pastry rather than a croissant wink
I wonder if that's why the Germans are still so keen on cash? I read the other day that they're freaking out about smart TVs listening to what they say!

Scootersp

3,167 posts

188 months

Wednesday 13th September 2017
quotequote all
swerni said:
Jon39 said:
NOT MANY PEOPLE SEEM TO KNOW THIS.

Some think a cashless society would be easy and wonderful
They might not realise, but that would then make negative interest rates possible.

If you were charged say minus2% on the money in your bank account, you would probably withdraw cash and keep it 'under the bed'.
Without cash, you would not be able do that, and would just have to pay the 2%.

Discuss.


NO YOU WOULDN'T
HTH
Some would though wouldn't they?

It might be Tin foil hat, but people will put up with (real world/adjusted for inflation etc) losing money if their bank statement shows even a derisory numerical increase month on month. But a drop would have a psychological effect on a lot (especially perhaps the older generation - who can keep large cash sums even in times of ok interest rates?) of people.



shakotan

10,697 posts

196 months

Wednesday 13th September 2017
quotequote all
alock said:
Six friends go out for a meal. You get the bill, roughly divide it by 6, round up to the nearest whole note and everyone just puts the cash on the table. Any change becomes the tip.

Six friends go out for a meal. You get the bill, decide what total tip to add, split the bill between 6, call the waitress over and have her put through 6 separate transactions on the machine the calculated amount.

One option is quick and easy. The other makes you look like a bunch of tight arsed students.
Six friends go out for a meal. You get the bill, decide what total tip to add, split the bill between 6, call the waitress over and have her put through one single transaction on the machine the full amount on one person's card, whilst the five other friends do a quick online transfer for their agreed split..