ISA stocks and shares

ISA stocks and shares

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crankedup

Original Poster:

25,764 posts

244 months

Wednesday 3rd January 2018
quotequote all
Wish to invest into a growth stocks and shares ISA and have had a look at what’s available. My attitude to risk would be in the medium category.
Would appreciate investors views on which Companies/ businesses/investment houses that they have had personal experiences. If I can find a short list to focus upon that would be great.
Not really looking for zip bang bash zingers but more steady growth.

sidicks

25,218 posts

222 months

Wednesday 3rd January 2018
quotequote all
crankedup said:
Wish to invest into a growth stocks and shares ISA and have had a look at what’s available. My attitude to risk would be in the medium category.
Would appreciate investors views on which Companies/ businesses/investment houses that they have had personal experiences. If I can find a short list to focus upon that would be great.
Not really looking for zip bang bash zingers but more steady growth.
If you want medium risk, with a medium time horizon then go for a global equity tracker.

wilwak

759 posts

171 months

Wednesday 3rd January 2018
quotequote all
With markets being high at the moment I’d be inclined to choose and active value stock picking manager rather than just tracking the indices.

Fidelity Special Situations for example.

crankedup

Original Poster:

25,764 posts

244 months

Wednesday 3rd January 2018
quotequote all
Thank you guys, two conflicting opinions. I was thinking along the lines of global growth that would spread the risk very nicely.
Fidelity is one of the Companies which I used for many years, but that was back in the 1980/‘s and 90’s but I will have a look at them.
Any more please?

sidicks

25,218 posts

222 months

Wednesday 3rd January 2018
quotequote all
wilwak said:
With markets being high at the moment I’d be inclined to choose and active value stock picking manager rather than just tracking the indices.

Fidelity Special Situations for example.
With a medium investment horizon and monthly investment, I’d be less concerned about short-term volatility.

crankedup

Original Poster:

25,764 posts

244 months

Wednesday 3rd January 2018
quotequote all
^^^^^
I was thinking along the modest / moderate lump sum of around 5k followed with monthly drip investment around £50. TBH it’s more a case of which Company might offer reasonable hope over a five year term. I had read somewhere that Fidelity had lost its sparkle.

Oh the management fees are also on the high side for my taste.

Edited by crankedup on Wednesday 3rd January 19:55

Orchid1

878 posts

109 months

Wednesday 3rd January 2018
quotequote all
wilwak said:
With markets being high at the moment I’d be inclined to choose and active value stock picking manager rather than just tracking the indices.

Fidelity Special Situations for example.
I'm sure I read the other day that in volatile (bear markets) tracker funds still usually outperform actively managed ones. I think the key is not to get spooked during slumps and see it as an opportunity to buy more units for less in a fund for longer term growth ie "buy low, sell high".

sidicks

25,218 posts

222 months

Wednesday 3rd January 2018
quotequote all
crankedup said:
^^^^^
I was thinking along the modest / moderate lump sum of around 5k followed with monthly drip investment around £50. TBH it’s more a case of which Company might offer reasonable hope over a five year term. I had read somewhere that Fidelity had lost its sparkle.

Oh the management fees are also on the high side for my taste.
Do you want a recommendation or a crystal ball?!
beer

Super Slo Mo

5,368 posts

199 months

Wednesday 3rd January 2018
quotequote all
I think GSK look reasonable value at the moment, and pay a reasonable dividend too.

However, I might be biased as it forms rather more of my portfolio than I’d like and I’m doing the amateur investor trick of hopeing it will go back up...

sidicks

25,218 posts

222 months

Wednesday 3rd January 2018
quotequote all
Super Slo Mo said:
I think GSK look reasonable value at the moment, and pay a reasonable dividend too.

However, I might be biased as it forms rather more of my portfolio than I’d like and I’m doing the amateur investor trick of hopeing it will go back up...
A single stock or handful of stocks doesn't really fulfil the OP's requirements of 'medium' risk, so he now needs another 49+ stock recommendations from other people!
beer

Super Slo Mo

5,368 posts

199 months

Wednesday 3rd January 2018
quotequote all
sidicks said:
A single stock or handful of stocks doesn't really fulfil the OP's requirements of 'medium' risk, so he now needs another 49+ stock recommendations from other people!
beer
Ha ha yes you’re right. It’s the first of many steps wink.

Orchid1

878 posts

109 months

Wednesday 3rd January 2018
quotequote all
Have a look at this if you need help deciding.

http://www.hl.co.uk/funds/help-choosing-funds/weal...

anonymous-user

55 months

Wednesday 3rd January 2018
quotequote all
crankedup said:
Thank you guys, two conflicting opinions.
Yet both apparently define 100% equity exposure as "medium risk". Hmmmm

sidicks

25,218 posts

222 months

Wednesday 3rd January 2018
quotequote all
rockin said:
Yet both apparently define 100% equity exposure as "medium risk". Others may disagree....
To clarify, I'd categorise equity investment over a medium to long term investment horizon as medium risk.

I'd also categorise (long duration) bond investment over a very-short time horizon as medium-high risk!

crankedup

Original Poster:

25,764 posts

244 months

Wednesday 3rd January 2018
quotequote all
Thanks chaps, I am open minded at the mo, looking at Legal & Generals World growth fund which may be the one for me.

crankedup

Original Poster:

25,764 posts

244 months

Wednesday 3rd January 2018
quotequote all
sidicks said:
crankedup said:
^^^^^
I was thinking along the modest / moderate lump sum of around 5k followed with monthly drip investment around £50. TBH it’s more a case of which Company might offer reasonable hope over a five year term. I had read somewhere that Fidelity had lost its sparkle.

Oh the management fees are also on the high side for my taste.
Do you want a recommendation or a crystal ball?!
beer
hehe

Yeah I know, at the minute I feel little confidence in my own judgement, so a massive crystal ball please would be lovely. wink

crankedup

Original Poster:

25,764 posts

244 months

Wednesday 3rd January 2018
quotequote all
Orchid1 said:
Have a look at this if you need help deciding.

http://www.hl.co.uk/funds/help-choosing-funds/weal...
Thanks for link, I will have a proper read tomorrow.

xeny

4,309 posts

79 months

Thursday 4th January 2018
quotequote all
crankedup said:
hehe

Yeah I know, at the minute I feel little confidence in my own judgement, so a massive crystal ball please would be lovely. wink
That's pretty much the argument for global equity trackers:

http://monevator.com/why-a-total-world-equity-inde...

crankedup

Original Poster:

25,764 posts

244 months

Thursday 4th January 2018
quotequote all
xeny said:
crankedup said:
hehe

Yeah I know, at the minute I feel little confidence in my own judgement, so a massive crystal ball please would be lovely. wink
That's pretty much the argument for global equity trackers:

http://monevator.com/why-a-total-world-equity-inde...
thumbup

Yup, with some help in here and some reading I have convinced myself that the Global tracker
is the one for me.

Craikeybaby

10,416 posts

226 months

Thursday 4th January 2018
quotequote all
It is also worth having a look at the Vanguard Lifestrategy funds. The Monevator website has got good comparisons of the various brokers/products available.