Intelligent Money - your investment questions answered

[JulianPH]

Right. I am switching off for today. I will get back to every post in the morning.

The most important thing is that I do my job properly and so I can't be on PH all the time.

Cheers

Julian (Del Boy/Rondey/Andy/Lou/Magnum - but not Brokeback Mountain!)

We can also help if any of you would want your chandeliers cleaning.

[Simpo Two]

From the time I hit the 'transfer loads of loot' button, how many days is it before it's actually invested? Seems that when you're dealing with funds, you need to allow up to 7 days to get your money out, and the same to get it in.

[droopsnoot]

Expect a significant increase over the weekend, as I'm awaiting some cash from a different account and it probably won't be available until Monday. At that point, expect it all to drop.

[JulianPH]

Simpo Two said:

From the time I hit the 'transfer loads of loot' button, how many days is it before it's actually invested? Seems that when you're dealing with funds, you need to allow up to 7 days to get your money out, and the same to get it in.

5 days is the average mate.

If you would like another option then stick a pony in me pocket
I'll fetch the suitcase from the van
Cause if you want the best 'uns
And you don't ask questions
Then brother I'm your man

Where it all comes from Is a mystery
It's like the changing of the seasons and the tides of the sea
But heres the one thats driving me berserk
Why do only fools and horses work
La la lala - la la la la la,

We've got some half priced cracked ice
And miles and miles of carpet tiles
TV's, deep freeze and David Bowie LP's
Pool games, gold chains, wosnames
And at a push
Some Trevor Francis track-suites
From a mush in Shepherds Bush, Bush, Bush,
Bush, Bush, Bush, Bush, Bush

No income tax, no VAT
No money back, no guarantee
Black or white, rich or broke
We'll cut prices at a stroke

God bless Hooky Street
Viva Hooky Street
Long live Hooky Street
C'est magnifique Hooky Street
Magnifique Hooky Street.

I trust that has cleared matters up!

[Simpo Two]

JulianPH said:

No money back, no guarantee

Well that much is true!

Now, the Simpo Recovery Fund offers exactly the same guarantees but only charges 0.35%. So if you'd like to send all the incoming dosh to me you can keep the difference

[PorkInsider]

JulianPH said:

5 days is the average mate.

If you would like another option then stick a pony in me pocket
I'll fetch the suitcase from the van
Cause if you want the best 'uns
And you don't ask questions
Then brother I'm your man

Where it all comes from Is a mystery
It's like the changing of the seasons and the tides of the sea
But heres the one thats driving me berserk
Why do only fools and horses work
La la lala - la la la la la,

We've got some half priced cracked ice
And miles and miles of carpet tiles
TV's, deep freeze and David Bowie LP's
Pool games, gold chains, wosnames
And at a push
Some Trevor Francis track-suites
From a mush in Shepherds Bush, Bush, Bush,
Bush, Bush, Bush, Bush, Bush

No income tax, no VAT
No money back, no guarantee
Black or white, rich or broke
We'll cut prices at a stroke

God bless Hooky Street
Viva Hooky Street
Long live Hooky Street
C'est magnifique Hooky Street
Magnifique Hooky Street.

I trust that has cleared matters up!

You know, you're really selling IM as a highly reputable outfit here, Julian.

[JulianPH]

PorkInsider said:

You know, you're really selling IM as a highly reputable outfit here, Julian.

Au contraire.

Mange tout.

[Jockman]

Initiated transfer to PH Recovery over a week ago. Still no movement. Zilch, nada, fookall.

Does the phrase ‘in progress’ mean something else

[Jockman]

Do the recent changes in stamp duty apply to IM SIPPS purchasing property?

Freehold, not leasehold.

I like to keep a balance in the SiPP between asset classes. PH Recovery is exciting but it’s good to keep the boring stuff churning away in the background.

[Phooey]

Jockman said:

Initiated transfer to PH Recovery over a week ago. Still no movement. Zilch, nada, fookall.

Does the phrase ‘in progress’ mean something else

You’ve missed approx 5-6% already

[Miopyk]

Jockman said:

Initiated transfer to PH Recovery over a week ago. Still no movement. Zilch, nada, fookall.

Does the phrase ‘in progress’ mean something else

Yes, apres moi de luge ;-)

[JulianPH]

911pleb said:

Forgive my ignorance - it may be because my funds only cleared into PH-R today and therefore nothing has happened yet, but where does one see the 'live feed'?

I'm looking for a wiggly line somewhere, or a constantly fluctuating counter showing my massive gains, but all I have is a flat line. Is the live feed second by second, or does it update daily?

Yes, it updates daily with the previous day's results. This usually happens between 9:30am to 10:00am.

If you can't see an update this morning then please just shout and we will look into it for you.

[PorkInsider]

Mine has updated. I'm up by 0.24% on PH Recovery by the look of things!

Bonnet de douche!

Now I just need to decide whether to go for the Sunseeker 155 or hang on for the new 161...

[JulianPH]

ben5575 said:

Julian, just to give you some feedback on what I'm seeing on my dashboard at the moment - I'm not chasing to get it fixed, just letting you know so you're aware...

I received an email today saying I've now successfully moved some money from IM Global to PH Recovery.

My top donut is showing two IM Global in the key, but one purple segment (possibly a hangover from making two transfers to IM Global?) and PH Equity. So only purple and gold. There is no PH Recovery showing in my donut.

Below this I have 'Current Holdings' and this only states IM Global and PH Equity.

I then have three subsequent donuts for IM Global (all good), IM Global Withdrawal (which I no longer have holdings in so should this still be here?) and PH Equity. No PH Recovery.

Then at the bottom I have Switch Request Completed IM Global to PH Recovery.

So as you can see I have a lot of contradictory information in the same page.

Maybe this will all sort itself out automatically tonight as we flip into tomorrow? If not I thought I'd let you know. As I say I appreciate that you've been making a lot of changes so I'm sure that it'll work its way through.

That said, I am now expecting a 125% return for the inconvenience of having the wrong coloured donuts...

Morning Ben

Thanks for letting me know.

I've just spoken with Nik and he can see that the switch has gone through. You should be able to see this if you refresh now, but if not we can sort it on Monday, together with whatever is giving you the double feed.

Cheers

Julian

[JulianPH]

JulianPH said:

911pleb said:

Forgive my ignorance - it may be because my funds only cleared into PH-R today and therefore nothing has happened yet, but where does one see the 'live feed'?

I'm looking for a wiggly line somewhere, or a constantly fluctuating counter showing my massive gains, but all I have is a flat line. Is the live feed second by second, or does it update daily?

Yes, it updates daily with the previous day's results. This usually happens between 9:30am to 10:00am.

If you can't see an update this morning then please just shout and we will look into it for you.

Hi again

When I spoke to Nik earlier he let me know that he got back to you around 7:30 this morning on this, so I hope all is now well.

[JulianPH]

JonChalk said:

I got an email from Julian just now, informing me that IM are launching a new PH recovery fund.

Nice to know

(I know, I know; there will be some IM members *not* on PH................won't there?)

No I disn't, you cheeky rascal!

We do have a few members not on PH, but obviously they are not important!

[i4got]

Oooh so close. My realtime valuation spreadsheet (just for fun) got to within 0.2% of the current valuation. Not bad given that I don't have a clue what the weightings are so just guessed.

[Burwood]

i4got said:

Oooh so close. My realtime valuation spreadsheet (just for fun) got to within 0.2% of the current valuation. Not bad given that I don't have a clue what the weightings are so just guessed.

So it's a random number generator you have there and just happened upon the correct number

[JulianPH]

Phillippe Lambert said:

Very similar story here, an email to confirm one of my switches, but no PH Recovery showing in funds breakdown or on the donuts. Again, I'm sure the data will pull through in good time.

Edit - to say I'm absolutely not knocking IM!

Edited by Phillippe Lambert on Thursday 9th July 18:12

It may be worth refreshing your dashboard to see if the data has been pulled through in this morning's update.

Nik is about to post regarding this.

Cheers

[i4got]

Burwood said:

i4got said:

Oooh so close. My realtime valuation spreadsheet (just for fun) got to within 0.2% of the current valuation. Not bad given that I don't have a clue what the weightings are so just guessed.

So it's a random number generator you have there and just happened upon the correct number

I think there's something wrong with it - it's showing me in the red.